Healthcare Costs
Mar 25th 2003, 6:51 pm
#1
Forum Regular
Thread Starter
Joined: Mar 2003
Location: Croydon
Posts: 43
Healthcare Costs
Moving out to Florida later this year. Wondered if anyone could give me a ballpark costing of healthcare costs for a couple in early 40s. I would be interestead in others cost experiences with regards to the sort of premium levels required for a solid comprehensive plan. I would also want to include dental care. On our move it is lightly that we will be self employed so we will have to fund things ourself.
Mar 25th 2003, 11:12 pm
#2
BE Forum Addict
Joined: Dec 2002
Location: Ft Lauderdale, FL
Posts: 4,792
Mar 26th 2003, 12:20 am
#3
.
Joined: Nov 2002
Location: Where bad things rarely happen in movies
Posts: 8,933
We're just going thru that ourselves now. We had PPP cover when we arrived and we kept it because my wife was pregnant, but now that she's delivered we want to get a local package asap as its a lot cheaper. We're looking at a Unicare package that looks pretty reasonable, at 260/month for 2 adults 2 children, plus (I think) 50/month for dental, which we're probably not going to take yet. If you look at www.ehealthinsurance.com it gives a lot of info on the plans available, likely premium, and also has a useful 'comparison' tool as well.
Mar 26th 2003, 2:32 am
#4
BE Forum Addict
Joined: Dec 2002
Location: Ft Lauderdale, FL
Posts: 4,792
With the high costs of prescriptions in USA, I would suggest you get a package with low copay / no-copay for medicines.
Some antibiotics can cost $150. If you need ongoing medication on a monthly basis, it can be very expensive.
Frank R.
Some antibiotics can cost $150. If you need ongoing medication on a monthly basis, it can be very expensive.
Frank R.
Mar 26th 2003, 4:38 am
#5
.
Joined: Nov 2002
Location: Where bad things rarely happen in movies
Posts: 8,933
You're not kidding on the prescriptions! Same on vaccinations too. We spent over $1000 on our new son in his first month - and he wasn't even ill!
Mar 26th 2003, 9:36 am
#6
Wurzel turned redneck
Joined: Feb 2003
Location: Columbia, SC (was Bristol, Wessex)
Posts: 363
Originally posted by Yorkieabroad
If you look at www.ehealthinsurance.com it gives a lot of info on the plans available, likely premium, and also has a useful 'comparison' tool as well.
If you look at www.ehealthinsurance.com it gives a lot of info on the plans available, likely premium, and also has a useful 'comparison' tool as well.
Mar 26th 2003, 1:27 pm
#7
Joined: Mar 2003
Posts: 68,280
Re: Healthcare Costs
Originally posted by SteveDonovan
Moving out to Florida later this year. Wondered if anyone could give me a ballpark costing of healthcare costs for a couple in early 40s. I would be interestead in others cost experiences with regards to the sort of premium levels required for a solid comprehensive plan. I would also want to include dental care. On our move it is lightly that we will be self employed so we will have to fund things ourself.
Moving out to Florida later this year. Wondered if anyone could give me a ballpark costing of healthcare costs for a couple in early 40s. I would be interestead in others cost experiences with regards to the sort of premium levels required for a solid comprehensive plan. I would also want to include dental care. On our move it is lightly that we will be self employed so we will have to fund things ourself.
Just been to Walgreen's (drug store) 40 antibiotic pill =$459 for wife.... if you have no job arranged, what type of visa are you using.
Mar 26th 2003, 1:39 pm
#8
Forum Regular
Thread Starter
Joined: Mar 2003
Location: Croydon
Posts: 43
My wife was born in US so we she is citizen and I have citizenship by way of marriage.
Mar 26th 2003, 2:04 pm
#9
.
Joined: Nov 2002
Location: Where bad things rarely happen in movies
Posts: 8,933
Originally posted by nxylas
I found a lot of te information given slightly bewildering. Is there anywhere I can get it translated into British
I found a lot of te information given slightly bewildering. Is there anywhere I can get it translated into British
Ha - me too! My wife is USC and she translated lots of it for me - and somewhere in there there's a glossary tool as well. Or was that on the Blue Cross website...can't remember. Do asearch on Blue Cross and you'll find their local website.
Mar 26th 2003, 3:21 pm
#10
Just Joined
Joined: Dec 2002
Location: Les Etats Uni
Posts: 6
Re: Healthcare Costs
Originally posted by SteveDonovan
Moving out to Florida later this year. Wondered if anyone could give me a ballpark costing of healthcare costs for a couple in early 40s. I would be interestead in others cost experiences with regards to the sort of premium levels required for a solid comprehensive plan. I would also want to include dental care. On our move it is lightly that we will be self employed so we will have to fund things ourself.
Moving out to Florida later this year. Wondered if anyone could give me a ballpark costing of healthcare costs for a couple in early 40s. I would be interestead in others cost experiences with regards to the sort of premium levels required for a solid comprehensive plan. I would also want to include dental care. On our move it is lightly that we will be self employed so we will have to fund things ourself.
Mar 26th 2003, 5:11 pm
#11
Concierge
Joined: Apr 2001
Posts: 46,383
Originally posted by SteveDonovan
My wife was born in US so we she is citizen and I have citizenship by way of marriage.
My wife was born in US so we she is citizen and I have citizenship by way of marriage.
Are you truly a naturalized US citizen or just think you are because your wife is a US citizen?
Rete
Mar 26th 2003, 5:33 pm
#12
.
Joined: Nov 2002
Location: Where bad things rarely happen in movies
Posts: 8,933
My wife's a USC too, but I still had to go thru the 'green card' application process to get here - I think it was probably made easier because of her, but I didn't get the impression it was my 'right' from the marriage.
Mar 26th 2003, 6:27 pm
#13
Here and Loving it
Joined: Mar 2003
Location: Cornelius NC
Posts: 150
Originally posted by Yorkieabroad
My wife's a USC too, but I still had to go thru the 'green card' application process to get here - I think it was probably made easier because of her, but I didn't get the impression it was my 'right' from the marriage.
My wife's a USC too, but I still had to go thru the 'green card' application process to get here - I think it was probably made easier because of her, but I didn't get the impression it was my 'right' from the marriage.
And yes i would say we both apprieciate that fact.
Mar 26th 2003, 7:47 pm
#14
Forum Regular
Thread Starter
Joined: Mar 2003
Location: Croydon
Posts: 43
Can I just clarify that I have never taken for granted that I would get a green card and have gone through the same channels as everyone else does. My question at the beginning of this thread just related to health care. Although I was interested to note that it took just four months as I have just started the process.
Apr 1st 2003, 12:43 am
#15
Here and Loving it
Joined: Mar 2003
Location: Cornelius NC
Posts: 150
Steve,
For ex-pat health cover go to BUPA International,
they have a gold policy for ex-pats living in the US which covers everything except routine dental work, and theres no deductible to pay if you choose( works the same way as surcharge on your car insurance here - windscreen £100 etc, thats what they mean by deductible in US).
To cover myself and wife and 2 kids, £918 per annum and you can pay monthly in dollars or sterling.
This is by far the cheapest ive found tonite, ive spent the last 3 hours scanning health and medical insurance web sites both here and US based - they were expensive. cheapest I got US based was $2,038 per annum plus $500 deductible.
I'll stick with BUPA and save a packet, all the details of policy payout and treatments covered including perscriptions etc on web site.
cheers - mark
For ex-pat health cover go to BUPA International,
they have a gold policy for ex-pats living in the US which covers everything except routine dental work, and theres no deductible to pay if you choose( works the same way as surcharge on your car insurance here - windscreen £100 etc, thats what they mean by deductible in US).
To cover myself and wife and 2 kids, £918 per annum and you can pay monthly in dollars or sterling.
This is by far the cheapest ive found tonite, ive spent the last 3 hours scanning health and medical insurance web sites both here and US based - they were expensive. cheapest I got US based was $2,038 per annum plus $500 deductible.
I'll stick with BUPA and save a packet, all the details of policy payout and treatments covered including perscriptions etc on web site.
cheers - mark