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-   -   Health insurance for visiting mother (https://britishexpats.com/forum/usa-57/health-insurance-visiting-mother-796475/)

BlightyBoy May 9th 2013 4:17 am

Health insurance for visiting mother
 
My 81yr old mother comes over to visit for a month or so every year. She is finding that getting insurance is more and more expensive and usually gets something very dodgy that scares me!
Does anyone have advice on getting a decent insurance plan at a reasonable price? Is it possible to add her to our plan for a short time?

Any help is appreciated. :)

Pulaski May 9th 2013 4:19 am

Re: Health insurance for visiting mother
 
I am interested to hear too, my mother is only 2 years behind yours.

penguinsix May 9th 2013 4:28 am

Re: Health insurance for visiting mother
 
Some plans have a provision for a "Dependent Parent" but given her lack of US history and advanced age, it would likely cost a considerable sum. Travel insurance is probably your only option, buying it from the UK and not seeking a plan here in the USA.

Jerseygirl May 9th 2013 4:40 am

Re: Health insurance for visiting mother
 
The older one gets the more difficult it is to obtain travel insurance to the US. There are companies....but it will cost. I insured my 80+ yr old MIL a couple of years ago...cost about $1K for 2 weeks. I don't have access to the link at the moment but will post to tomorrow.

scrubbedexpat099 May 9th 2013 1:15 pm

Re: Health insurance for visiting mother
 
My Mother has now passed away, but she went through the usual sources, it seem to vary year by year. Try MoneySavingExpert.

I know the last time there was not much difference between the air fare and the insurance.

Keith S May 11th 2013 12:31 pm

Re: Health insurance for visiting mother
 
Try "Patriot America". They do travel insurance and cover for new immigrants to the US.

yellowroom May 11th 2013 3:36 pm

Re: Health insurance for visiting mother
 
My mum gets her travel insurance from Liverpool Victoria. She's in her mid seventies with a variety of mild ongoing conditions and she seems to get a good deal. Mind you, she holidays in continental Europe, that will affect the cost.

Worth a try though. Plus, the people on the other end of the phone are in the UK, which is important to her as she finds it very difficult to understand the accent of callers when the help centres are in India.

larrabee May 11th 2013 8:35 pm

Re: Health insurance for visiting mother
 

Originally Posted by BlightyBoy (Post 10699489)
My 81yr old mother comes over to visit for a month or so every year. She is finding that getting insurance is more and more expensive and usually gets something very dodgy that scares me!
Does anyone have advice on getting a decent insurance plan at a reasonable price? Is it possible to add her to our plan for a short time?

Any help is appreciated. :)

I agree that travel insurance bought in the UK is by far your best bet.
I did a quick google and came up with this company.
The quote is based on someone of your mothers age, resident in the UK, traveling to the US for the month of July.

http://www.travelinsurancemedical.co.uk/quote/results

You should probably shop around though to see which policy provides the most comprehensive coverage.

Here's the relevant page on moneysupermarket.com

http://www.moneysupermarket.com/travel-insurance/

and confused.com

https://travelinsurance.confused.com...iatenumber=199

My advice to you, seriously, is don't cut any corners at all when it comes to health insurance coverage in the US.
Even a quick trip to the ER with a funny tummy or for a few stitches can result in a bill of thousands of dollars and anything more serious does not bear thinking about.:blink:
Trust me, I know.:frown:

AZ_Alba Sep 2nd 2013 3:41 am

Re: Health insurance for visiting mother
 
Does anybody have an update on this thread, as my mother who will be 82 when she travels is coming out to AZ for four weeks in December and I am looking for travel insurance for her.

scrubbedexpat099 Sep 2nd 2013 5:22 am

Re: Health insurance for visiting mother
 
What sort of update?

jean1947 Sep 2nd 2013 6:32 am

Re: Health insurance for visiting mother
 
Staysure.co.uk

0844 692 8444

they advertise on tv


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