Health insurance with preexisting condition - immigration to USA
Dec 7th 2016, 12:45 am
#31
Concierge
Joined: Apr 2001
Posts: 46,388
Re: Health insurance with preexisting condition - immigration to USA
Thanks everyone. I will start inquiring with the HR and the insurance company.
What I know already is that there is a 60 days waiting period before enrollment, so I would have to find a short-term insurance in the meantime.
Were you in the same situation when you moved to the USA? Do you have any advice on short-term policies? I am aware already that none of these would cover pre-existing conditions anyway, but it is an acceptable risk for me as long as it is just for 60 days.
What I know already is that there is a 60 days waiting period before enrollment, so I would have to find a short-term insurance in the meantime.
Were you in the same situation when you moved to the USA? Do you have any advice on short-term policies? I am aware already that none of these would cover pre-existing conditions anyway, but it is an acceptable risk for me as long as it is just for 60 days.
Not attempting to scare you as I don't know if this holds true for work visa employees.
Dec 7th 2016, 1:09 am
#32
Austin. TX.
Joined: Sep 2013
Posts: 5,930
Re: Health insurance with preexisting condition - immigration to USA
A final note, if you use medicaid then you can't use these rebate cards
Dec 7th 2016, 3:25 am
#33
Lost in BE Cyberspace
Joined: Jul 2016
Posts: 10,006
Re: Health insurance with preexisting condition - immigration to USA
Never heard of this, I wonder how much the rebate is- and whether the receiver is skirting the rules about deductibles. If I pay X to a doctor that I apply against my deductible, and then doctor writes me a check back for some amount, I am fairly certain insurance company would consider that a form of fraud.
Dec 7th 2016, 3:28 am
#34
Lost in BE Cyberspace
Joined: Jul 2016
Posts: 10,006
Re: Health insurance with preexisting condition - immigration to USA
Waiting period is standard. Normally, at least in my working world, it was 90 days, not 60 days. Why? Because this is the honeymoon period of employment. If you don't measure up during that time, your employment will be terminated.
Not attempting to scare you as I don't know if this holds true for work visa employees.
Not attempting to scare you as I don't know if this holds true for work visa employees.
Dec 7th 2016, 11:41 am
#35
BE Forum Addict
Joined: Aug 2013
Location: Athens GA
Posts: 2,134
Re: Health insurance with preexisting condition - immigration to USA
Never heard of this, I wonder how much the rebate is- and whether the receiver is skirting the rules about deductibles. If I pay X to a doctor that I apply against my deductible, and then doctor writes me a check back for some amount, I am fairly certain insurance company would consider that a form of fraud.
