Voxtrot

Hi! I'm American and my husband is from the UK. We're moving to the US after 5 years living in Europe. We plan on staying in the US long-term. We're both self-employed, and I've been trying to find health insurance for us to purchase. Because we're both healthy and in our 30's, I was thinking the best option would be a high deductible health plan ($10,000 combined deductible) that we'd use with a Health Savings Account. The problem is, I can't find any companies that will insure him! It seems that even for healthy people who are legally immigrating to America and paying for their own health insurance, there's no way to get even the bare minimum of coverage during the first five year! Does anyone know of any specific insurance companies that cover new, legal immigrants??? Help!

cranston

phone Blue Cross Blue shield and ask for a "temporary cover" policy. Speak to an agent and explain to them and they will sort it out.

Bob

One dodgy idea might be the IGDA, they don't vet membership so you can pretend to be a game developer and stump $50 a year membership and apply for the group medical membership, get group plan rates.

Not valid in certain states such as MA nor a handful of mostly new england states though.

ajcmals

Hello,

When I first moved here (on K1 Visa and applying for jobs) I used 'Seven Corners'. It's for travellers or intemediary people like me or your husband. I am guessing you have been through whatever visa process already? I had that insurance (low benefits high deductible) for a few months, then when I got Anthem BCBS individual it was fine. I provided proof of prior coverage (Seven Corners) and also stated that I was covered under NHS in UK prior to entry to USA.

Good Luck

meauxna

We didn't run into this problem when my husband entered as a Permanent Resident.. are you getting his visa before you come over? (caveat: my initial insurance shopping experience is over 5 years old now & the world changes)

You can shop on this site, for the state where you'll be living: http://www.ehealthinsurance.com/

You may want to make sure that you show he has had previous coverage (which he should, through NHS or the version of in the country you've been living in).
The companies that are available to you will vary by the state you'll be living in.. where are you headed?

Ozzidoc

Which European country?

Might be some useful info in this thread:
http://britishexpats.com/forum/showt...ntinuous+cover