scrubbedexpat099

There was all the fuss about people retiring to Spain but using the NHS. Not sure how you can be a US Permanent Resident and Ordinarily Resident for NHS purposes for example.

I think the problem here is that there many many definitions of what a resident is, so which one you are are looking at. From a LPR perspective you can certainly leave the US, all the references I know of relate to trips and setting up residency elsewhere does not sound like a trip?

Jerseygirl

What are the rules?

scrubbedexpat099

Think I had a post go missing.

Anyway he is certainly claiming to be resident in the US, and Travel Insurance in the UK is not sold to those resident in other countries. There may be some wiggle room on some but they to my knowledge all require you to be eligible for the NHS, which brings back to ordinary resident.

scrubbedexpat099

Depends what form of residency you are discussing, used in many different situations with many different definitions.

robin1234

I have no idea. I try to keep my head clear of bureaucratic minutiae. The point is, boiler’s statement is not necessarily true.

robin1234

Yes, sorry, I didn’t see this post when I responded to your earlier one. But once you are ordinarily resident in the UK, how many days a year must you be present in the UK?

scrubbedexpat099

This I do not know, never looked into it, I seem to recollect a lot of 6 months mentions, and just be clear I would expect there to be overlaps, but like a lot of My F's comments very fact and specific circumstances dependent.

Even in one US state it varies, where I am a lot of people whose main residency is say in Denver claim here as their primary residence as car tax is cheaper, but no doubt claim Denver as their residency for Health insurance as that is cheaper. Then we have residency for schooling, drivers license etc etc etc.

Jerseygirl

I asked because I know you spend time in both countries.

Never mind US Immigration....no one has mentioned the IRS yet.

Nutmegger

But isn’t robin1234 a citizen of both countries and therein lies the difference between his situation and that of the OP.

Jerseygirl

Yes...I thought he may have more experience than most...living with a foot in 2 countries.

destone

According to gov.uk (and thus HMRC), you can technically be domiciled in two countries:
https://www.gov.uk/government/public...nce-basis-rdr1

IRS is a different matter altogether as per Jerseygirl.

durham_lad

From the above link,

There is a DTA between the USA and the UK so if you are resident in both countries, or a US citizen living in the UK, the DTA determines which country has primary taxing authority for the different streams of income.

If the OP is domiciled in the UK and paying UK taxes then he should be eligible to buy travel/health insurance from a UK provider. We do this but have never stayed more than 30 days in the US so have no idea of cost for longer stays.

scrubbedexpat099

I assume you are not a US Legal Permanent Resident and do not need to meet those obligations.

durham_lad

I am a USC living in the UK and all USCs are considered tax resident in the USA whether or not they live there so yes I do meet the US tax obligations and rely heavily on the DTA between the US and UK.

Each year I have to file taxes in both countries and claim foreign tax credits to ensure I don’t get double taxed.

ETA
My wife and I both have Medicare cards - Part A, so at least our US travel insurance only has to cover non-hospital medical care. That is also an option for the OP who has paid his 40 quarters into Medicare. We applied for and received our Medicare cards from England. Application through the US Embassy in London.

robin1234

That, plus I have Medicare. But, as I think boiler and durham_lad detail in some posts (above), there’s a lot of government agencies in both countries who have an interest in claiming you are or are not a resident - depending on whether you are potentially a source of income, or a recipient of services. I’ve always assumed I’m a resident of both countries, since 2015, and no government agency in either country has concerned themselves with challenging that.