Health Insurance - Lloyds of London
Apr 18th 2012, 3:41 am
#16
Account Closed
Joined: Mar 2004
Posts: 2
Re: Health Insurance - Lloyds of London
CAUTION: FLORIDA IS KNOWN FOR BOGUS HEALTHCARE PROVIDERS.
Apr 18th 2012, 4:34 am
#17
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Location: Ft Lauderdale, FL
Posts: 4,792
Re: Health Insurance - Lloyds of London
Thanks for the replies to my post so far, since i posted this i have sat down with my employer who offers insurance for me and my family. The cost is around $232 p/w. Dental is an extra $16 p/w
Im going to call this guy again and see what this policy from "lloyds" covers for $400 per month (for all 4 members of our family)
http://www.britishflorida.com/index....INSURANCE.html
Im going to call this guy again and see what this policy from "lloyds" covers for $400 per month (for all 4 members of our family)
http://www.britishflorida.com/index....INSURANCE.html
Here in USA, we usually say Bi-weekly or monthly. The monthly figured being derived at, by Bi-weekly amount x 26 divided by 12.
Then there are deductables to be meet & Co pays. ER co-pay, maybe $100-$$$$$$$, X-Rays, Mri, Catscan, Bloodwork, may all be extra. Rx, co=pays, Doctor visit, stays in hospital all usually extra.
Unless you have played the USA, Healthcare marathon, its a nightmare.
As others have said, if company offers group insurance, usually best way to go. Individual insurance tends to be a nightmare. PRE Existing, tends to be the death nell.
Reg. Frank R.
Apr 18th 2012, 4:34 am
#18
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Location: Ft Lauderdale, FL
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Apr 18th 2012, 5:46 pm
#19
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Joined: Mar 2012
Posts: 66
Re: Health Insurance - Lloyds of London
$400/month sounds like a scam - as an individual policy for two children, and your wife should be around $1000/month (don't quote me on that #).
You should contact your employer and ask if they can be added to your plan. It will cost more, but they should be willing to do this (if they really want you). If they aren't, ask them for a referral to a policy that you can purchase for your dependents.
You should contact your employer and ask if they can be added to your plan. It will cost more, but they should be willing to do this (if they really want you). If they aren't, ask them for a referral to a policy that you can purchase for your dependents.
