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Health insurance companies. How can you challenge them?

Health insurance companies. How can you challenge them?

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Old Jul 22nd 2007, 2:42 am
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Default Health insurance companies. How can you challenge them?

Does anyone know who or how you can go about challenging them?
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Old Jul 22nd 2007, 2:45 am
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Default Re: Health insurance companies. How can you challenge them?

Originally Posted by Thydney
Does anyone know who or how you can go about challenging them?
I tried thru the Florida Dept of Insurance
waste of time ...
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Old Jul 22nd 2007, 2:53 am
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Default Re: Health insurance companies. How can you challenge them?

Originally Posted by Thydney
Does anyone know who or how you can go about challenging them?
Challenge them in what way? What's the issue, and what are you trying to achieve?

Have you checked here:

http://www.stateofflorida.com/Portal....aspx?tabid=20
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Old Jul 22nd 2007, 3:07 am
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Default Re: Health insurance companies. How can you challenge them?

Originally Posted by Thydney
Does anyone know who or how you can go about challenging them?
My insurance company has their its Appeals and Grievance Dept. How surprising is it they ruled in their own favor.
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Old Jul 22nd 2007, 3:12 am
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Default Re: Health insurance companies. How can you challenge them?

Originally Posted by Elvira
Challenge them in what way? What's the issue, and what are you trying to achieve?

Have you checked here:

http://www.stateofflorida.com/Portal....aspx?tabid=20
They are trying to dodge payment and I don't want them to
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Old Jul 22nd 2007, 3:17 am
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Default Re: Health insurance companies. How can you challenge them?

Originally Posted by Thydney
They are trying to dodge payment and I don't want them to
Exactly what they did to us ... refused to pay for treatment...after agreeing too with the doctor ... then cancelled the policy and refunded all the premiums paid ...to get out of it ...
Apparently thats allowed ...
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Old Jul 22nd 2007, 3:22 am
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Default Re: Health insurance companies. How can you challenge them?

Originally Posted by Ray
Exactly what they did to us ... refused to pay for treatment...after agreeing too with the doctor ... then cancelled the policy and refunded all the premiums paid ...to get out of it ...
Apparently thats allowed ...
Thanks for the cheery note
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Old Jul 22nd 2007, 3:25 am
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Default Re: Health insurance companies. How can you challenge them?

Originally Posted by Thydney
Does anyone know who or how you can go about challenging them?
Contact your local TV station or newspaper about the story? Maybe they'll do a piece on your dilemma. Bad publicity may yield positive results for you.
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Old Jul 22nd 2007, 3:27 am
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Default Re: Health insurance companies. How can you challenge them?

Originally Posted by Thydney
They are trying to dodge payment and I don't want them to
When we had such a problem I pestered them until I got to talk to a supervisor who was daft enough to give me her direct line number - so I kept calling her until she got it sorted.

On another occasion I had to get our doctor to do a retrospective prior authorization to get emergency treatment at the 'wrong' hospital paid for.

I guess this is not terribly helpful...

However, the Discussion Boards at the US Motley Fool is now free - they have an Insurance Board - it's under Financial Planning. Why not ask there?
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Old Jul 22nd 2007, 3:30 am
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Default Re: Health insurance companies. How can you challenge them?

Originally Posted by Thydney
Thanks for the cheery note
we still owe the $20k ...
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Old Jul 22nd 2007, 3:32 am
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Default Re: Health insurance companies. How can you challenge them?

Originally Posted by Ray
we still owe the $20k ...
Well mines nearer $50,000
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Old Jul 22nd 2007, 3:33 am
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Default Re: Health insurance companies. How can you challenge them?

Originally Posted by Thydney
Well mines nearer $50,000
they give up after 7 years ....
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Old Jul 22nd 2007, 3:34 am
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Default Re: Health insurance companies. How can you challenge them?

Originally Posted by Ray
they give up after 7 years ....
What happens in the meantime?
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Old Jul 22nd 2007, 3:35 am
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Default Re: Health insurance companies. How can you challenge them?

Originally Posted by Ray
they give up after 7 years ....
or if you die first. Eh, Ray?
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Old Jul 22nd 2007, 3:36 am
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Default Re: Health insurance companies. How can you challenge them?

Originally Posted by NC Penguin
or if you die first. Eh, Ray?
Queen of Tact...
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