health insurance again!
#16
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Originally Posted by Angry White Pyjamas
Have you looked to see whay doctors/facilities you can use? Is it a PPO? Dont think that just because you have insurance means you can walze into any doctors or hospital for treatment and be covered.
Aldo does it cover eyes and dentist? If not you're in for an expensive time with those.
Aldo does it cover eyes and dentist? If not you're in for an expensive time with those.
#17
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Originally Posted by bright spark
Hi Y'all, from sunny, Texas.
Well we have been here about 10weeks now and have just got the details of my employers benefits package. Could someone confirm if it is common for the employee to pay a weekly contribution towards the medical insurance? I knew we would have to pay for spouse and kids but expected mine to be covered by my employer. Was this just wishfull thinking?
The cover for all of us will be $163.62 a week
Thanks!![EEK!](https://britishexpats.com/forum/images/smilies/eek.gif)
Well we have been here about 10weeks now and have just got the details of my employers benefits package. Could someone confirm if it is common for the employee to pay a weekly contribution towards the medical insurance? I knew we would have to pay for spouse and kids but expected mine to be covered by my employer. Was this just wishfull thinking?
The cover for all of us will be $163.62 a week
Thanks!
![EEK!](https://britishexpats.com/forum/images/smilies/eek.gif)
Your expectation to have yourself covered at 100% by your employer is a little too high. Part paying for yourself is more the norm these days. Don't be surprised when next year's premium for yourself (and your family) increases too!
NC Penguin
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#18
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Originally Posted by bright spark
Sorry, I was mixing plans.
No deductible
$3000 max out of pocket exenses (individual) $6K family
$1million lifetime maximum
$750 copay per hosp admission
$20 copay for dr's office visit
$75 copay for ER visit
(I think it's the lifetime maximum that worries me the most)
Sorry, I know it's really boring!!
What do you think
No deductible
$3000 max out of pocket exenses (individual) $6K family
$1million lifetime maximum
$750 copay per hosp admission
$20 copay for dr's office visit
$75 copay for ER visit
(I think it's the lifetime maximum that worries me the most)
Sorry, I know it's really boring!!
What do you think
NC Penguin
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#19
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Originally Posted by NC Penguin
Our opinion is irrelevant. You either take or you don't. If your spouse works, he/she may be eligible through his/her employer for health insurance but you probably have short time period to enroll on yours so you can't dither.
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#20
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Originally Posted by bright spark
Eyes and dentist are extra.... another $21 a week for the family.
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