scrubbedexpat099

Suggest you check with the College how they will treat you and what they will charge for someone adjusting status.

You will not be working before the year end, one of the joys of the K1.

JuniorJ194

I’m in contact with them about it at the moment.

Yeah I know, there’s me thinking the hard bit was over! The stress has only just started lol.

scrubbedexpat099

Absolutely, you have just done the easy bit..

GeoffM

Presumably you mean the premiums don't look too bad. There is a reason for that: should you need anything (doctor visit, or worse) you will be paying out huge amounts. Many exclusions and limits apply - you could blow the limit in one nasty trip and then be liable for the rest. Deductibles may apply per visit, not per plan life. One plan I looked at had a $350 ER visit limit: one encounter with a doctor in ER will exceed that limit, not to mention the scare stories of other "interested" doctors checking up on you - and then billing you $500 for the privilege. Prescription limit for the same was $250 which again you could blow in one course of antibiotics.

Assuming the individual mandate is not abolished (or was it already?), these plans don't count as credible coverage so you'll get a big tax bill for not having proper insurance. All worth checking.

It's a useful stop gap, but not one I'd choose if you can get a proper plan.

Rete

The USC Spouse does NOT have her own policy. She is young enough and still in college and listed under mom and dad's healthcare policy and therefore she cannot add a spouse.

Rete

You have no clue.

petitefrancaise

Since you're already looking at the student health insurance with the college - in Austin it is possible to sign up for online classes worth 3 credits and then get your student health insurance. Apparently, you don't even need to complete the online course or do any of the work.

Jerseygirl

Ain’t that the truth. One night I took hubby to the ER...just before we left the doctor said ‘my attending would like to introduce himself’. ‘Hello I’m doctor xxxxx everything ok...good’. KerChing $$$$...yes he billed us for that.

tom169

EAD can be expedited.

scrubbedexpat099

Well you need a valid reason.

tom169

No shit. Mine was a job offer. Hardly difficult to acquire.

plasticbag_uk

Ha ha ha, I think so also. Our health insurance which is basically rubbish costs me $160.00 a month. I have cancer of the blood and receive oral chemotherapy which I take every day, it costs a staggering $16k a month, my co-pay is $250.00 a month which there is no way I can afford that so I have a special deal with a charity that pays most and allows me to pay just $10.00. I have to carry on working because if I stop I will be covered for only a further 6 weeks, then cover stops. The health insurance system here is an dam disgrace, insurance should cover you when you are sick, if you are too sick to work you should be covered for the rest of your life, but no ! You are abandoned and left to die by your wonderful insurance company.
Imagine having car insurance and when you had an accident the cover stopped and you got nothing ? That is how most health insurance companies work here and it's not just here, my best friend in the world lives in the UK, he has been a member of BUPA since the early 90's, he recently developed cancer and when he went to pay his annual premium BUPA cancelled his cover and he is now reliant on the wonderful NHS.
I am 64 years old and wanted to retire next year, now I find I can't, I would die if I did.
Don't believe the lies told to sell you health insurance and never complain about the NHS.
Rant over and I am sorry I went on and ruined your post

plasticbag_uk

LOL. My bill for my first 2 nights in hospital last year was $48,000.00. The total bill so far is over half a million dollars. No way I can ever pay that unless I win the lottery LOL

SanDiegogirl

With your fiance in Med school and only in part time work how do you intend to support yourselves for the next 6 to 8 months?

vikingsail

To the OP and anyone else for that matter looking at US Health Insurance. This poster sums it up perfectly. Unless your somehow in a large group scheme this will be your experience. Never ever under estimate the cold calculating ruthlessness of US Health Insurance companies. They do not exist to help you when ill, thats a European approach - they exist purely with one motive to make profit. You are merely an inconvenience if ill and will be dealt with accordingly, and subsequently dropped at the earliest opportunity.