dragon4609

I need coverage until I can go on my future wife's policy. I am looking at about 3 months before I can change my status. Any ideas of which company to use?

Owen778

I had to look back at your previous posts to know how to respond to this. It looks like you're in a K1 visa process?

Can you not use travel insurance from the UK until you're married? Then, as soon as you get married, it should count as event that allows your wife to change her insurance elections immediately, instead of waiting till the annual review period. I forget the technical term for this.

Sally Redux

'Qualifying event' I think.

Not sure if travel insurance works when you've moved. This has come up before, but the search function has not been working lately.

MidAtlantic

Beware! Most, if not all, travel insurance will not apply if you permanently move.

Owen778

That's the one.

But if you're on a K1 and haven't married yet, then you can't have permanently moved. Whether the insurance company would see it that way, though, I don't know.

Duncan Roberts

You would have to pay up front for most medical care or work with the insurance company. They would quickly figure it out. Not to mention a lot wouldn't be covered and you may be required to return to the UK for treatment

Owen778

I'm not saying you lie to the travel insurance company. If you're on a K1, you cannot be permanently in the US until you are married. There isn't necessarily anything for them to figure out. You do make a good point that they would expect you to return to the UK for any non-urgent treatment, though.

BunnyGirl

Google immigrant health insurance, I can't remember the name of the company but it was something like insubuy.com, I've read good reviews of them and that's who were going to use when we move in a few months until we can get on my fiance's plan.

Bob

ACA...new immigrant is a qualifying event.

kins

They'd also want to see evidence that you had bought a ticket to fly home again. Otherwise it looks an awful lot like you're not really travelling temporarily.

kins

BTW I think I used Medibroker when I was in a similar situation.

hungryhorace

Given a return is usually significantly cheaper than a single, I don't think that'll be a problem, do you?

kins

A return coming back within a few weeks is cheaper. A return coming back in several months' time not necessarily...

hungryhorace

I'm not sure I agree, based on my (admittedly only once experience. My firm booked a ticket for me out here around this time last year. I flew back on the return leg of that ticket (which had been adjusted for a 100 GBP fee) 11 months and 20 days later. The price of the ticket didn't change.

petitefrancaise

I had a Barclaycard that gave me travel insurance for my whole family wherever I went. I think so long as you're in the country for less than 3 months it will work. We had to use it on a skiing trip to Andorra when sprog broke his arm, paid out no problem. Might be worth looking into?