H1b husband might lose job and im 35 weeks pregnant
Aug 2nd 2012, 2:27 pm
#31
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Re: H1b husband might lose job and im 35 weeks pregnant
No, it isn't tricky at all.
The OP currently has health insurance through a health plan provided by her husband's employer.
If her husband loses his job he has the right to continue that coverage for up to 18 months under the provisions of COBRA by paying the premiums himself. While the premiums are not cheap they are a real bargain by comparison with the possible medical bills for a birth and post natal care.
The OP currently has health insurance through a health plan provided by her husband's employer.
If her husband loses his job he has the right to continue that coverage for up to 18 months under the provisions of COBRA by paying the premiums himself. While the premiums are not cheap they are a real bargain by comparison with the possible medical bills for a birth and post natal care.
Good thing to hear about.
Aug 2nd 2012, 7:57 pm
#32
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Re: H1b husband might lose job and im 35 weeks pregnant
OP, Can you have your husband call or go by the human resources? They would give you the best information about when you would have to transition to paying the full cost if he was layed off. There should be a benefits coordinator but anyone in HR could direct you to the right person. You will have one less worry after speaking to them.
But yes i think moving to a visitor and switching to cobra will definitely be cheaper than covering for everything ourselves.
I saw the doctor yesterday and they might induce me in a couple of weeks as it looks like its a rather "large" baby so less time to wait
Aug 2nd 2012, 9:58 pm
#33
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Re: H1b husband might lose job and im 35 weeks pregnant
I think we prefer to just wait andsee rather than going to HR.. So far this week nothing happened so we are keeping a "low profile"
But yes i think moving to a visitor and switching to cobra will definitely be cheaper than covering for everything ourselves.
I saw the doctor yesterday and they might induce me in a couple of weeks as it looks like its a rather "large" baby so less time to wait
But yes i think moving to a visitor and switching to cobra will definitely be cheaper than covering for everything ourselves.
I saw the doctor yesterday and they might induce me in a couple of weeks as it looks like its a rather "large" baby so less time to wait
I hope you hear soon either way so you can get on with things without too much stress.
Aug 3rd 2012, 1:10 am
#35
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Re: H1b husband might lose job and im 35 weeks pregnant
Hi
We have just been told that my husband company is going to lay off 500 people... He is an h1b and im 35 weeks pregnant
We dont know if he will be affected yet but just in case i wanted to be prepared...
If its the case what are our options especially from a healthcare insurance point of view.. I hear it can take about 60 days to have cobra taking over but if he looses his job, we have to get back to the uk very soon if he cant find a job soon after.. And i cannot fly anymore so it would be too late for me to get back tothe uk to give birth
What could we "negociate" with the company to try to keep things as simple as possible? Thank you..
Ps.. We are in california, in case it makes any differences..
We have just been told that my husband company is going to lay off 500 people... He is an h1b and im 35 weeks pregnant
We dont know if he will be affected yet but just in case i wanted to be prepared...
If its the case what are our options especially from a healthcare insurance point of view.. I hear it can take about 60 days to have cobra taking over but if he looses his job, we have to get back to the uk very soon if he cant find a job soon after.. And i cannot fly anymore so it would be too late for me to get back tothe uk to give birth
What could we "negociate" with the company to try to keep things as simple as possible? Thank you..
Ps.. We are in california, in case it makes any differences..
Aug 3rd 2012, 1:26 am
#36
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Re: H1b husband might lose job and im 35 weeks pregnant
But a lot of companies will apparently start insurance coverage 3 months after starting.. Or because we have so much"expenses" coming on soon, apparently some insurance could make our life hard if we just start with them and submit all those claims..
Last edited by laety; Aug 3rd 2012 at 1:29 am.
Aug 29th 2012, 3:06 pm
#37
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Re: H1b husband might lose job and im 35 weeks pregnant
Hi all,
Little update as promised.. Baby arrived last Thursday (a healthy 8lbs 14oz) and hubby still working (for now anyway) so all ended up well, thank goodness
Thank you all again for all the advices and help!
Little update as promised.. Baby arrived last Thursday (a healthy 8lbs 14oz) and hubby still working (for now anyway) so all ended up well, thank goodness
Thank you all again for all the advices and help!
Aug 29th 2012, 3:07 pm
#38
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Re: H1b husband might lose job and im 35 weeks pregnant
Aug 29th 2012, 3:19 pm
#39
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Re: H1b husband might lose job and im 35 weeks pregnant
Aug 29th 2012, 3:34 pm
#40
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Re: H1b husband might lose job and im 35 weeks pregnant
Congratulations!
Aug 29th 2012, 3:34 pm
#41
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Re: H1b husband might lose job and im 35 weeks pregnant
Congratulations and glad the job is still there.
Aug 29th 2012, 3:43 pm
#42
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Re: H1b husband might lose job and im 35 weeks pregnant
Aug 29th 2012, 3:48 pm
#43
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Re: H1b husband might lose job and im 35 weeks pregnant
That's good news on all fronts -- congratulations!
Aug 29th 2012, 4:16 pm
#44
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Re: H1b husband might lose job and im 35 weeks pregnant
Excellent news. Congratulations
Aug 29th 2012, 5:00 pm
#45
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Re: H1b husband might lose job and im 35 weeks pregnant
Enjoy being a new mum Cx