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Gold Plated Credit in a Year!!

Gold Plated Credit in a Year!!

Old Jan 23rd 2006, 4:11 pm
  #1  
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Default Gold Plated Credit in a Year!!

OK - i know that this has been discussed many many times and some great and useful advice has been given. Also i am not showing off - i am just pleasantly surprised how quickly i have managed to build credit and hope others can benefit.

I got a US Amex based on my UK card with them. They gave me a 2.5k limit which i used regularly - sometimes up to the limit. After 6 months my bank (BOA) offered me their card and i now have 2 others as well. Then Amex substantially increased my limit. I get regular credit offers now that i dont take up!!

Now we changed the car yesterday and i thought i would have a pop at financing - not holding much hope as my history is only credit cards and no trade has been open over 14 months. Anyway got a number of prime offers with great rates - and FICO over 750 now!

Just wanted to share my amazement as i thought this would be a couple of years off
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Old Jan 23rd 2006, 9:20 pm
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Default Re: Gold Plated Credit in a Year!!

Originally Posted by Big D
OK - i know that this has been discussed many many times and some great and useful advice has been given. Also i am not showing off - i am just pleasantly surprised how quickly i have managed to build credit and hope others can benefit.

I got a US Amex based on my UK card with them. They gave me a 2.5k limit which i used regularly - sometimes up to the limit. After 6 months my bank (BOA) offered me their card and i now have 2 others as well. Then Amex substantially increased my limit. I get regular credit offers now that i dont take up!!

Now we changed the car yesterday and i thought i would have a pop at financing - not holding much hope as my history is only credit cards and no trade has been open over 14 months. Anyway got a number of prime offers with great rates - and FICO over 750 now!

Just wanted to share my amazement as i thought this would be a couple of years off
Well done. Now make sure you look after it. This really is a country thats obsessed by Credit Reports
Reg. Frank R.
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