Getting financial references from UK credit providers to take to USA
#16
Lots of questions to ask!
Thread Starter
Joined: Mar 2012
Location: UK > Los Angeles
Posts: 29
Re: Getting financial references from UK credit providers to take to USA
Sorry to intrude on your thread, but can I ask who you managed to open a bank account with in the US while you are still in the UK? I have contacted several banks, but with no luck as we don't yet have a US address. We are moving over March 2013, so wanted to start transferring savings etc.
#17
Re: Getting financial references from UK credit providers to take to USA
good thinking Denzil, definitely worth considering doing this. My main issue is that I am doing all the admin now and that we won't have our US address until 2 weeks before go (as we are getting a corporate apartment for a short time) so even if I call my credit card company for example, to let them know, I can only give them the UK correspondence address anyway.
Ultimately we are going to see what we want to keep and what we want to close once we've been there a while and once we're out of corporate housing, I'd be happy to write to any UK providers and let them know our US address.
Ultimately we are going to see what we want to keep and what we want to close once we've been there a while and once we're out of corporate housing, I'd be happy to write to any UK providers and let them know our US address.
#18
Re: Getting financial references from UK credit providers to take to USA
Hi MrsWaring. Yes, we have an HSBC premier account in the UK and as my husband has started work for a US company whilst still living here, they have opened us an HSBC USA account. Not much help to you but you could go in and ask them perhaps. (I should mention it's been a long and arduous process for us though!)
#19
BE Forum Addict
Joined: Feb 2010
Location: Temecula, CA
Posts: 4,759
Re: Getting financial references from UK credit providers to take to USA
Geoff, interesting you would say that. Neither of my credit reports show my mortgage with Nationwide Building Society. They only show current accounts and credit cards. My husband has the same, neither of them show his HSBC mortgage or his Bank of Ireland mortgage!
Can other people see their mortgages on their credit reports?
Can other people see their mortgages on their credit reports?
#20
Re: Getting financial references from UK credit providers to take to USA
good thinking Denzil, definitely worth considering doing this. My main issue is that I am doing all the admin now and that we won't have our US address until 2 weeks before go (as we are getting a corporate apartment for a short time) so even if I call my credit card company for example, to let them know, I can only give them the UK correspondence address anyway.
Ultimately we are going to see what we want to keep and what we want to close once we've been there a while and once we're out of corporate housing, I'd be happy to write to any UK providers and let them know our US address.
Ultimately we are going to see what we want to keep and what we want to close once we've been there a while and once we're out of corporate housing, I'd be happy to write to any UK providers and let them know our US address.
#21
Lots of questions to ask!
Thread Starter
Joined: Mar 2012
Location: UK > Los Angeles
Posts: 29
Re: Getting financial references from UK credit providers to take to USA
Just to update you, I spoke to Nationwide Building Society and they said it was no problem (and free) for them to provide a financial references - however, they said that whoever needs the reference should apply to them directly and at that time, they would contact me for permission to provide it.
Pretty helpful.
Pretty helpful.
#22
BE Enthusiast
Joined: Dec 2008
Posts: 766
Re: Getting financial references from UK credit providers to take to USA
I dont know if I would bother. I had excellent credit in the UK...experian, equifax , amex (40k limit)....every single 'sister' organisation in the US told me it made no difference. Experian US said they 'dont talk' to their UK counterpart......which seems crazy. we had to start at scratch with credit and until you have a SSN they dont recognise you or start a file. we had a mortgage for 3 years before we got our SSNs and it didnt help one iota.
advice we had was get as many cards as possible and make the payments on time and in full
advice we had was get as many cards as possible and make the payments on time and in full
#23
Forum Regular
Joined: Apr 2009
Location: From a beautiful part of Scotland, now in Colorado
Posts: 265
Re: Getting financial references from UK credit providers to take to USA
The only thing I think is worth getting would be a statement of mortgage interest paid if you've sold your UK house, as you'll need that for your US taxes. We had to ask several times for it as the bank kept sending us one for the UK tax year, when we needed it for the calendar year.