Forgotten Louisiana
Oct 17th 2007, 11:57 am
#31
Joined: Jun 2007
Posts: 5,276
Re: Forgotten Louisiana
incorrect.
the state has insurers of last resort.
see Citizens in florida for example.
the federal flood insurance program is the same. it has set limitations, but does offer some coverage where private insurance companies will point blank not cover floods.
but there is always a policy to be had somewhere.
the state has insurers of last resort.
see Citizens in florida for example.
the federal flood insurance program is the same. it has set limitations, but does offer some coverage where private insurance companies will point blank not cover floods.
but there is always a policy to be had somewhere.
Oct 17th 2007, 12:11 pm
#33
A lion in your lap
Joined: Jul 2003
Location: Sparta NJ
Posts: 7,605
Re: Forgotten Louisiana
incorrect.
the state has insurers of last resort.
see Citizens in florida for example.
the federal flood insurance program is the same. it has set limitations, but does offer some coverage where private insurance companies will point blank not cover floods.
but there is always a policy to be had somewhere.
the state has insurers of last resort.
see Citizens in florida for example.
the federal flood insurance program is the same. it has set limitations, but does offer some coverage where private insurance companies will point blank not cover floods.
but there is always a policy to be had somewhere.
But you can't just abandon whole towns and cities that were already built in the floodplain and have been there for decades without damaging the national economy, so the Government brought in the NFIP: Policies are still written by private companies, but it's all backed by the Feds. The payouts aren't unlimited (capped at $250,000 for a private residence) but better than the jack shit you'd get if you left it solely to the private sector.
Oct 17th 2007, 3:10 pm
#34
The Unmod
Joined: Jul 2005
Location: Glen Mills, PA
Posts: 8,870
Re: Forgotten Louisiana
personally I think thats a silly comparision, and i'm not being nasty, just rational.
I would have a huge issue with federal tax dollars being spent to rebuild your house - you should have insurance.... if you are too poor to have insurance you have no business owning a house and should rent...
funny that on this site people moan about americans passing the buck and suing mickey d's for being burnt by hot coffee and generally not taking responsibility for their own actions, but people not taking out federally subsidized flood insurance when they live in a city 8 feet below sea level is OK? seems stupid to me
rebuilding public services that are really the responsibility of the county/city government with federal money is completely OK with me since the levees failed and were corps of engineers responsibility (I think!)
I would have a huge issue with federal tax dollars being spent to rebuild your house - you should have insurance.... if you are too poor to have insurance you have no business owning a house and should rent...
funny that on this site people moan about americans passing the buck and suing mickey d's for being burnt by hot coffee and generally not taking responsibility for their own actions, but people not taking out federally subsidized flood insurance when they live in a city 8 feet below sea level is OK? seems stupid to me
rebuilding public services that are really the responsibility of the county/city government with federal money is completely OK with me since the levees failed and were corps of engineers responsibility (I think!)
Oct 17th 2007, 4:45 pm
#36
Mr. Grumpy
Joined: Jun 2003
Location: Nashville, TN
Posts: 3,100
Re: Forgotten Louisiana
people choosing to live in an area that should be underwater should have insurance...
If my real estate business fails because the fed increases interest rates at some point in the future, would you say that the fed should give me a monthly check to cover the difference between what my rents are and what I thought my mortgage payments would be?
nope, didn't think so...
same stuff really, I decided to take on a lot of risk and get mortgaged to the hilt and buy a load of property without really knowing whay my future costs will be.... (commercial loans typically have a maximum of a 5 year fixed rate). no different from living in a city that should be underwater
Oct 17th 2007, 7:07 pm
#37
Account Closed
Thread Starter
Joined: Oct 2007
Posts: 116
Re: Forgotten Louisiana
My OH's family traveled down from SC and GA, into Florida in the mid 1800s. They bought land cheap, and started a dairy farm. Part of the family still live on the land. They have seen all kind of storms, droughts, fires, etc. Never knocked on FEMA's door though. They were tough, and worked hard. Which people do you admire the most, the wimps who sit around waiting for FEMA, or the people who survive mother natures storms, and get out and help themselves?
Oct 17th 2007, 7:13 pm
#39
Account Closed
Thread Starter
Joined: Oct 2007
Posts: 116
Re: Forgotten Louisiana
I really have no clue how the "reconstruction" is going there, I haven't been tracking it. I have no doubt that FEMA has F**ked it up, they are a Govt. organization after all. It was Govt. at all levels that was responsible for the mess directly after the storm and they obviously screwed that up as well.
All that said, it makes me cringe to see able bodied people sitting around helpless and pathetic, waiting for the Govt to feed them because they know no other way of life, or how to care for themselves. I'm speaking of the situation directly after the storm, BTW.
All that said, it makes me cringe to see able bodied people sitting around helpless and pathetic, waiting for the Govt to feed them because they know no other way of life, or how to care for themselves. I'm speaking of the situation directly after the storm, BTW.
i have seen poverty first hand, and its not pretty, on the other hand i am so proud of living with people who wont give up
it says a lot about america, the ones that give a shit.....and the ones that dont.:curse:
Oct 17th 2007, 7:20 pm
#40
Account Closed
Thread Starter
Joined: Oct 2007
Posts: 116
Re: Forgotten Louisiana
It's not just that ..... this is what we pay our damned taxes for. I don't live in Louisiana but I have no problem with my FEDERAL tax dollars being spent to rebuild the place. I would hope the rest of the country would feel the same for me if my home was wiped out by a tornado.
God, why are people so damned nasty to each other?
God, why are people so damned nasty to each other?
i detest the "dog eat dog" mentality of american life.
certainly opened my eyes about america, i can tell you, cos i''ve booked my flight on aer lingus today:curse::curse:
Oct 18th 2007, 2:23 am
#43
WTF?
Joined: Aug 2003
Location: Homeostasis
Posts: 79,449
Re: Forgotten Louisiana
personally I think thats a silly comparision, and i'm not being nasty, just rational.
I would have a huge issue with federal tax dollars being spent to rebuild your house - you should have insurance.... if you are too poor to have insurance you have no business owning a house and should rent...
funny that on this site people moan about americans passing the buck and suing mickey d's for being burnt by hot coffee and generally not taking responsibility for their own actions, but people not taking out federally subsidized flood insurance when they live in a city 8 feet below sea level is OK? seems stupid to me
rebuilding public services that are really the responsibility of the county/city government with federal money is completely OK with me since the levees failed and were corps of engineers responsibility (I think!)
I would have a huge issue with federal tax dollars being spent to rebuild your house - you should have insurance.... if you are too poor to have insurance you have no business owning a house and should rent...
funny that on this site people moan about americans passing the buck and suing mickey d's for being burnt by hot coffee and generally not taking responsibility for their own actions, but people not taking out federally subsidized flood insurance when they live in a city 8 feet below sea level is OK? seems stupid to me
rebuilding public services that are really the responsibility of the county/city government with federal money is completely OK with me since the levees failed and were corps of engineers responsibility (I think!)
Oct 18th 2007, 2:50 am
#44
Mr. Grumpy
Joined: Jun 2003
Location: Nashville, TN
Posts: 3,100
Re: Forgotten Louisiana
i've also seen plenty of people here (just like in the UK) who are completely able bodied and are quite happy to live off welfare and not make any effort to improve their situation when working harder is a completely obvious thing to do.
Oct 18th 2007, 2:54 am
#45
Mr. Grumpy
Joined: Jun 2003
Location: Nashville, TN
Posts: 3,100
Re: Forgotten Louisiana
Excuse me? Where did I say anybody paid to rebuild my house? I'm talking about rebuilding roads, infrastructure, schools and bringing in supplies so that people don't have to leave the area just to survive. Can you even read? NONE OF THAT HAS HAPPENED IN NEW ORLEANS YET!!!!!!!!
I obviously got my wires crossed, but home to me is my residence, it appears that in the originaly comment you made you were referring to the area?
