Originally Posted by explorerman (Post 4289490)

Tower Hill/Claradon dropped us after 10 years last year citing that they were pulling out of Florida. It would appear that they lied to us.......hmmmm.

We got our next policy from www.fedusa.com They have an office here in Ft. Myers. We pay about $1500 for our 3/2 here in Ft. Myers.

Roy

Originally Posted by Sentosa (Post 4289715)

AARP will not issue home insurance in Florida.

Originally Posted by kingfisher241049 (Post 4290156)

We may have to go with the bare minimum which our mortgage company can live with. No way we can afford almost $4000 for homeowners. While we were visiting Pennsylvania and New Jersey last year we had a look at a few homes, but neither of us wants to move North because of the cold winters. I love living here in Florida, and where I want to stay. I hope the new Governor can come up with a few answers for this daylight robbery from Citizens and other Insurance companies.

Originally Posted by Dan725 (Post 4290071)

It really depends where you live as to what your choices are. If you live on the waterfront, you'll be lucky to get anything other than Citizens.

We're with State Farm - again, availability is location based. If we lived just the other side of the I-75 (just 2 miles away), they wouldn't write us a policy.

Only advice is to shop all companies. Try some of the websites which get lots of people to ring and quote you, such as www.insure.com, www.netquote.com, www.insweb.com. That's what I do as a matter of course when the renewal is due. As others have mentioned, I have had favourable quotes from Tower Hill also, although last year the difference wasn't significant enough to switch from State Farm - I've heard some dropping stories about Tower Hill as mentioned by explorerman.

Originally Posted by Boiler (Post 4290174)

An ideal opportunity to start up an Insurance Company?

Seems a lot of demand.

Perhaps a Mutual?

You can count me out as a potential investor. State Farm recently got screwed in the courts following Katrina.

Originally Posted by kingfisher241049 (Post 4290197)

Not sure if the banks will let us have a few million dollars in start up money. Maybe the Governor will chip in too? lol

Originally Posted by kingfisher241049 (Post 4290197)

Not sure if the banks will let us have a few million dollars in start up money. Maybe the Governor will chip in too? lol

Originally Posted by kingfisher241049 (Post 4290156)

We may have to go with the bare minimum which our mortgage company can live with. No way we can afford almost $4000 for homeowners. While we were visiting Pennsylvania and New Jersey last year we had a look at a few homes, but neither of us wants to move North because of the cold winters. I love living here in Florida, and where I want to stay. I hope the new Governor can come up with a few answers for this daylight robbery from Citizens and other Insurance companies.

Originally Posted by kingfisher241049 (Post 4290156)

We may have to go with the bare minimum which our mortgage company can live with. No way we can afford almost $4000 for homeowners. While we were visiting Pennsylvania and New Jersey last year we had a look at a few homes, but neither of us wants to move North because of the cold winters. I love living here in Florida, and where I want to stay. I hope the new Governor can come up with a few answers for this daylight robbery from Citizens and other Insurance companies.

Originally Posted by Boiler (Post 4290174)

An ideal opportunity to start up an Insurance Company?

Seems a lot of demand.

Perhaps a Mutual?

You can count me out as a potential investor. State Farm recently got screwed in the courts following Katrina.

Originally Posted by yorkshirelass (Post 4290077)

We're also with State Farm -- living just north of Tampa.

Originally Posted by kingfisher241049 (Post 4290535)

I think State Farm do there's through Citizens?

I think my wife called state farm because we have Auto Insurance through them, and they said they do homeowners through Citizens.

Originally Posted by TouristTrap (Post 4291014)

I think they're who we're with. Our insurance literally doubled from last year, I nearly had a heart attack when I saw it. I am paying about $200 more than last year, and I do think it is through Citizen.

The guv said that they were going to do something about that and property tax which is driving thousands out of the state and keeping many potential snowbirds away.