Finance / Credit USA
 

Online booklet from the FDC (Federal Trade Commission) about how to get credit. This is still useful for new immigrants/those on work permits as for Americans-
http://www.ftc.gov/bcp/conline/pubs/...tingcredit.pdf

Map showing when US residents can get their free credit reports. Residents in certain states have been eligible for a free credit report for some time. Please go to any of the three big credit bureaux's websites. Nationally speaking, depending on where you live in the US, you may already be eligible. Please see this map

FICO Score Estimator (free)-
http://www.bankrate.com/brm/fico/calc.asp

The Kamya website (very useful for those wishing to emigrate to the US too) contains a page about USC/non-USC couples experiences of buidling up credit in the US. Bear in mind that the experiences aren't dated so some of the info may be out-of-date:
http://www.kamya.com/intro/miscstoriescred.html

What is identity theft? Why is it such a big problem in the US? This article explains things.

If you wish to add links to this, please send me a Private Message.





NC Penguin

Finance / Credit - USA
 

As this comes up on a regular basis, here is a link to a site I would highly recommend anyway and has recently specifically addressed the issue:

http://www.moneysavingexpert.com/cgi...14428796,22175,