Family vacation/retirement Condo Florida, Where ?
#16
Just Joined
Thread Starter
Joined: Jun 2009
Posts: 17
Re: Family vacation/retirement Condo Florida, Where ?
The US 'NI' number is called a Social Security Number. You are issued one and only one for life, and you can contact the Social Security Administration at ssa.gov about finding your number and getting a replacement card.
About the real estate negotiating and purchase questions, you should probably find a site that explains that in detail (closing costs etc) as negotiating that can be an art, and much will be state-dependent. A Realtor will charge you a hefty fee for that education, but if you get a grip on it yourself and are making a cash sale, you may want to work with a real estate attorney and save some on the commission.
About the real estate negotiating and purchase questions, you should probably find a site that explains that in detail (closing costs etc) as negotiating that can be an art, and much will be state-dependent. A Realtor will charge you a hefty fee for that education, but if you get a grip on it yourself and are making a cash sale, you may want to work with a real estate attorney and save some on the commission.
Our plan may sound strange to some, but we don't want a tiny bolt hole in the Costa Brava, we like America, we have spent a lot of time (and money) visiting over many years, as we don't need a mortgage and our finances and pension are all in good order in the UK, we are simply looking to buy a little piece of American pie for our family, and I look forward to our first Thanksgiving day in our own home.
Therefor following the advice so far, I need/intent to :
(1) Find a Real Estate Attorney
(2) Settle on a location and find a property
(3) Transfer Funds to a US bank account (need to open new account)
(4) Submit offer and settle
(5) Ensure good management of the property and prompt payment of taxes
Does that sound about right ?
#18
Just Joined
Joined: Nov 2009
Location: Sarasota, FL USA
Posts: 4
Re: Family vacation/retirement Condo Florida, Where ?
Thanks again for the reply, that's one problem with forums, one persons interpretation is different from the next, but please don't fall out over my question, I suppose we will be UK snowbirds if you like, we would downsize our UK home and have a US one as well, our kids and their families could come and stay or use it when were back in the UK, don't get me wrong, I love the USA, I love the way people use "Sir & Mam" I like the tougher law enforcment coming from a military and Police background, I like the family sporting events and many, many other things, however although we had our fallout in 1776, we have been loyal allies and friends with the US even recently, so I do ponder as to why we still do not qualify for the Green card visa program ?.
Anyway, still looking for ideas on location's and any other tips.
Thanks again.
Anyway, still looking for ideas on location's and any other tips.
Thanks again.
Not sure if you have decided on a place in Florida yet or not, but I thought I would put my 2 cents in! Prior to moving to Florida I drove up and down both coasts of the state to find the perfect area. I spent hours going over all kinds of data and finally came to the conclusion that Sarasota was the perfect fit for me and my family. Since moving here we have only grown to love the area more and more.
With the current values in real estate it makes it much more appealing as well for those in the UK. In our office alone last month there were 4 purchases from UK citizens. I am sure the pound vs. us dollar exchange rate is a big factor!
Anyway, other areas that were also on my list before making my final decision were Port St. Lucie (Atlantic side ) & Naples. I didnt focus too much on the inland as the wife wanted to be near the water.
Here are some links for the Sarasota area (in case you have not been here).
Hope I was of some help!
http://www.seesarasotalive.com (This one has a live webcam on the Sarasota Bay)
LINKS FOR SARASOTA
http://www.mortonsmarket.com Mortons Market- Southside Village
http://www.sarasotadowntown.com/farmers_market.html - Sarasota Downtown Farmers Market
http://www.sarasotadowntown.com/farmers_market.html Downtown Sarasota
http://suncat.co.sarasota.fl.us/Libraries/Selby.aspx Selby Library
http://www.selby.org Marie Selby Botanical Gardens
http://www.marinajacks.com Marina Jacks
http://www.downtownsarasota.org Downtown Sarasota Shops, Restaurants
http://www.discovermainstreet.com Merchants Association of Downtown Sarasota
http://www.towlescourt.com/index.htm Towles Court Artist Colony
http://www.burnssquare.com Historic Burns Square
http://www.srqreviews.com Sarasota Restaurant Reviews
http://www.starmandscircleassoc.com St. Armands Circle
#19
Re: Family vacation/retirement Condo Florida, Where ?
Sconie...we went to Florida a few months ago looking for a condo to use in retirement. We found that condo fees are very high...especially if you're not using the condo for several months of the year...property taxes were also high but that could have been the area we were looking.
We found that many condo buildings had several empty units...with the economy the way it is at the moment many owners have walked away from their properties. The condo fees for these apartments still have to be paid to the management company...they are therefore often shared out amongst the remaining owners. ie you are paying a portion of someone else's condo fees.
We found that many condo buildings had several empty units...with the economy the way it is at the moment many owners have walked away from their properties. The condo fees for these apartments still have to be paid to the management company...they are therefore often shared out amongst the remaining owners. ie you are paying a portion of someone else's condo fees.
#20
I approved this message
Joined: Dec 2004
Location: Chicago
Posts: 2,425
Re: Family vacation/retirement Condo Florida, Where ?
Unless you have grandkids that will be visiting frequently and like Disney, I don't think I'd recommend Orlando. If I were retiring in Florida, I'd want to be near the beach. I like the Gulf Coast better than the Atlantic (although there are exceptions). Also, don't ignore the panhandle (Destin and other towns can be really nice). If you're willing to go a little further afield, the Gulf Shore Alabama area has spectacular beaches and really good prices.
#21
Forum Regular
Joined: Oct 2009
Location: Harrisburg, PA
Posts: 39
Re: Family vacation/retirement Condo Florida, Where ?
Hi Sconie,
Not sure if you have decided on a place in Florida yet or not, but I thought I would put my 2 cents in! Prior to moving to Florida I drove up and down both coasts of the state to find the perfect area. I spent hours going over all kinds of data and finally came to the conclusion that Sarasota was the perfect fit for me and my family. Since moving here we have only grown to love the area more and more.
With the current values in real estate it makes it much more appealing as well for those in the UK. In our office alone last month there were 4 purchases from UK citizens. I am sure the pound vs. us dollar exchange rate is a big factor!
Anyway, other areas that were also on my list before making my final decision were Port St. Lucie (Atlantic side ) & Naples. I didnt focus too much on the inland as the wife wanted to be near the water.
Here are some links for the Sarasota area (in case you have not been here).
Hope I was of some help!
http://www.seesarasotalive.com (This one has a live webcam on the Sarasota Bay)
LINKS FOR SARASOTA
http://www.mortonsmarket.com Mortons Market- Southside Village
http://www.sarasotadowntown.com/farmers_market.html - Sarasota Downtown Farmers Market
http://www.sarasotadowntown.com/farmers_market.html Downtown Sarasota
http://suncat.co.sarasota.fl.us/Libraries/Selby.aspx Selby Library
http://www.selby.org Marie Selby Botanical Gardens
http://www.marinajacks.com Marina Jacks
http://www.downtownsarasota.org Downtown Sarasota Shops, Restaurants
http://www.discovermainstreet.com Merchants Association of Downtown Sarasota
http://www.towlescourt.com/index.htm Towles Court Artist Colony
http://www.burnssquare.com Historic Burns Square
http://www.srqreviews.com Sarasota Restaurant Reviews
http://www.starmandscircleassoc.com St. Armands Circle
Not sure if you have decided on a place in Florida yet or not, but I thought I would put my 2 cents in! Prior to moving to Florida I drove up and down both coasts of the state to find the perfect area. I spent hours going over all kinds of data and finally came to the conclusion that Sarasota was the perfect fit for me and my family. Since moving here we have only grown to love the area more and more.
With the current values in real estate it makes it much more appealing as well for those in the UK. In our office alone last month there were 4 purchases from UK citizens. I am sure the pound vs. us dollar exchange rate is a big factor!
Anyway, other areas that were also on my list before making my final decision were Port St. Lucie (Atlantic side ) & Naples. I didnt focus too much on the inland as the wife wanted to be near the water.
Here are some links for the Sarasota area (in case you have not been here).
Hope I was of some help!
http://www.seesarasotalive.com (This one has a live webcam on the Sarasota Bay)
LINKS FOR SARASOTA
http://www.mortonsmarket.com Mortons Market- Southside Village
http://www.sarasotadowntown.com/farmers_market.html - Sarasota Downtown Farmers Market
http://www.sarasotadowntown.com/farmers_market.html Downtown Sarasota
http://suncat.co.sarasota.fl.us/Libraries/Selby.aspx Selby Library
http://www.selby.org Marie Selby Botanical Gardens
http://www.marinajacks.com Marina Jacks
http://www.downtownsarasota.org Downtown Sarasota Shops, Restaurants
http://www.discovermainstreet.com Merchants Association of Downtown Sarasota
http://www.towlescourt.com/index.htm Towles Court Artist Colony
http://www.burnssquare.com Historic Burns Square
http://www.srqreviews.com Sarasota Restaurant Reviews
http://www.starmandscircleassoc.com St. Armands Circle
So having said that, we're intending to pop down for some long weekends at some stage to check out the area.......are there any areas in particular that you would recommend we visit to help us get a good feel of the area as a resident? We're interested in a area with lots of expats (!) as well as locals, as we both miss evenings down the local pub LOL!
Any advice you can offer would be much appreciated
Julie
#22
Lost in BE Cyberspace
Joined: Feb 2004
Posts: 14,577
Re: Family vacation/retirement Condo Florida, Where ?
Unless you have grandkids that will be visiting frequently and like Disney, I don't think I'd recommend Orlando. If I were retiring in Florida, I'd want to be near the beach. I like the Gulf Coast better than the Atlantic (although there are exceptions). Also, don't ignore the panhandle (Destin and other towns can be really nice). If you're willing to go a little further afield, the Gulf Shore Alabama area has spectacular beaches and really good prices.
#23
Just Joined
Joined: Nov 2009
Location: Sarasota, FL USA
Posts: 4
Re: Family vacation/retirement Condo Florida, Where ?
Hi there - I've just moved from Northern California to Pennsylvania with my job, but we want to end up in Florida in the near future. Over the years we've been to Daytona a lot and Tampa/St Petersburg, but from what a lot of people have said, I really want to check out Sarasota. We're intending to find where we want to eventually move to, then find a property to buy and use it in the meantime as a vacation home.
So having said that, we're intending to pop down for some long weekends at some stage to check out the area.......are there any areas in particular that you would recommend we visit to help us get a good feel of the area as a resident? We're interested in a area with lots of expats (!) as well as locals, as we both miss evenings down the local pub LOL!
Any advice you can offer would be much appreciated
Julie
So having said that, we're intending to pop down for some long weekends at some stage to check out the area.......are there any areas in particular that you would recommend we visit to help us get a good feel of the area as a resident? We're interested in a area with lots of expats (!) as well as locals, as we both miss evenings down the local pub LOL!
Any advice you can offer would be much appreciated
Julie
I would reccomend a couple of different areas. First off, if you are looking for a house and not a condo I would suggest the "Southside Village" area. It is 5 minutes from downtown, the beach, the mall and includes its own area of shops and restaurants. Look above for the Mortons Market web link...thats the area.
If you are preferring a condo I would say Siesta Key or Longboat Key. Both areas have been traditionally priced high, but as of late there are great deals to be had. I suggest these areas because of their proximity to the beaches and the laid back lifestyle you can enjoy on the keys. Many of those condos are owned by people waiting to retire here but they rent them out as vacation rentals during high season for revenue. Just a personal choice I suppose.
As far as places Brits hang out for a pint..there are many pubs about town. I notice some in the Gulf Gate area (about 7-10 minute drive from the Southside Village neighborhoood).
Some local British Style Pubs or close to it....would be:
SARASOTA Old Salty Dog Pub British manager Simon Clarke [941] 349-0158
SARASOTA Shakespeare's Pub [941] 364-5938
SARASOTA Champions Pub [formerly called Tudor Rose] British owner Tony Middlemiss [941] 927-7686
SARASOTA [Lakewood Ranches] A Scottish restaurant [not a pub] called Macallisters. Has a bar, Scottish dishes including haggis and British owners Malcom and Karen Ronney. Tel. [941] 359-2424
SARASOTA Coach and Horses #1 English owners Alan Stileman and Eric Hall [941] 358-1353
SARASOTA The British Open English owner Simon Oliver Tel. [941] 927-1022
SARASOTA Churchills Pub [941] 951-0990 [Closed Aug. 2007--premises is now an American bar called Legends].
SARASOTA Cock and Bull Pub [941] 341-9785
Let me know if you need info on anything else!
-Chad
#24
Forum Regular
Joined: Oct 2009
Location: Harrisburg, PA
Posts: 39
Re: Family vacation/retirement Condo Florida, Where ?
No shortage on pubs then LOL! Thanks so much for your response about Sarasota, this is really helpful Hopefully we can make it down soon when we can bag some cheap flights.
thanks again!
thanks again!
#25
BE Forum Addict
Joined: Mar 2008
Location: Santa Cruz, CA
Posts: 4,913
Re: Family vacation/retirement Condo Florida, Where ?
In Scotland it's offers over or fixed price in a slow market, put a house on overs over for £100K you can expect 15% more on average, but thanks for clearing up the US system, when I spoke to an estate agent there years ago, she never mentioned offering less than the list price.
In the US it is a pretty safe rule that everything is always negotiable.