Easiest Credit Card to Get In US
 

Can anyone identify the easiest credit card to get in USA for immigrants.

Re: Easiest Credit Card to Get In US
 

Discover -- easiest for anyone.

Re: Easiest Credit Card to Get In US
 

I have managed to get a capital one card ($700 limit) orchard bank ($300 limit, this is advertised as a card for people with no/bad credit) bank of america ($500 limit, it was advertised as a partially secured card, i had to pay $100 deposit) and a spirit airlines card ($1000 limit) since moving here.

Orchard bank or Capital one is probably your best bet.

Re: Easiest Credit Card to Get In US
 

is it expensive in terms of apr etc

Re: Easiest Credit Card to Get In US
 

I'd avoid Orchard if you're wanting to start a credit history rather than repair a messed up one. You don't want to be shutting down your first card as it will shorten your history. But you'd not want to keep an Orchard card, either.

Re: Easiest Credit Card to Get In US
 

So if i cancel a card, it disappears off my history? I didn't know that. Orchard was not the first one i got, anyway.

Re: Easiest Credit Card to Get In US
 

so discover is by far the best and reasonable charges

Re: Easiest Credit Card to Get In US
 

In general, cards closed in good standing at your request may stay on your credit history for I think 10 years. Closed in bad standing 7 years.

Re: Easiest Credit Card to Get In US
 

It'll still be on your history but it won't do your score any favours. This is especially true with young scores.

Re: Easiest Credit Card to Get In US
 

how do these credit scores work? especially when you are new and just needing to start.

Re: Easiest Credit Card to Get In US
 

Check the wiki:

http://britishexpats.com/wiki/Fatbri...it_and_Finance

Re: Easiest Credit Card to Get In US
 

You asked for the easiest card to get - not the best or the one with reasonable rates (if such a thing exists!). The best cards are ones with airmiles, award programs etc. No idea about rates/charges as never held a balance.

Re: Easiest Credit Card to Get In US
 

I suppose i should have been a little clearer. In an ideal world, one would want the easiest with the best. Though i know that is too much to hope for.

Re: Easiest Credit Card to Get In US
 

http://www.bankrate.com/calculators/...alculator.aspx

You can have a 700+ score in under a year if you play your cards right. But you'll still be refused the best credit for lack of history.

Re: Easiest Credit Card to Get In US
 

AmEx, with a global transfer if you already had one.


Other wise a secured card, with who ever, BoA seems extra easy.

Then try local credit unions.