Crohns and healthcare
#32
Lost in BE Cyberspace
Joined: Jan 2006
Location: San Francisco
Posts: 12,865
Re: Crohns and healthcare
The JAMA has cleaned up its act somewhat but has a track record of editorial bias. I certainly wouldn't make the assumption that It has "nothing to do" with the AMA.
#34
Re: Crohns and healthcare
Made no difference down my way.
#35
Banned
Joined: Oct 2013
Posts: 265
Re: Crohns and healthcare
that can be debated to the nth degree but if you have conclusive evidence you should act on it as they could lose their publishing license but several other top journals including NEJM,JACS,AFP and AJM have come out against ACA and frankly practically all the primary care physicians I know in the US wont deal with ACA plans as they pay less than medicare so arent worth their while.
#37
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Joined: Aug 2013
Location: Eee Bah Gum
Posts: 4,131
Re: Crohns and healthcare
I think I need to have a good read of the Obamacare plan, haven't seen much on it in the uk. There has been reference to the statement that it should level the playing field between fit and not so well people - but I don't see how that could be. Surely the insurance companies won't agree to charge a very sick person the same fee as a fit one? Or does the government pick up the tab?
Confused of Bristol!
Confused of Bristol!
The ACA is hoping that the mandate that everyone must buy insurance or pay a penalty through taxation will produce similar results to employer group insurance by having a large pool of healthy payers.
#38
Account Closed
Joined: Mar 2004
Posts: 2
Re: Crohns and healthcare
Hello!
I'm new here so apologies if I haven't posted in the right place. My husband has a US passport, I am English. I have moderately severe Crohns Disease and he has UC (mild). WE are considering moving "over there" but wonder if healthcare would be prohibitive.
My illness is fairly well controlled with Humira and occasional steroids. Does anyone on this forum have Cd and if so approximately how much does healthcare cost for you? Also are you a citizen? I would plan to become one...
Thanks in advance,
I'm new here so apologies if I haven't posted in the right place. My husband has a US passport, I am English. I have moderately severe Crohns Disease and he has UC (mild). WE are considering moving "over there" but wonder if healthcare would be prohibitive.
My illness is fairly well controlled with Humira and occasional steroids. Does anyone on this forum have Cd and if so approximately how much does healthcare cost for you? Also are you a citizen? I would plan to become one...
Thanks in advance,
The best option of course is if somebody else is paying for it, IT industry usually has a combination of good pay, younger age group and better than average Employer Health Cover.
Going it alone then you are looking at the State Exchanges, every State is different and the cost in State can be different, usually the boonies cost more than the Metro areas.
As others have said you then have issues who will accept your plan, one way of keeping prices down is to restrict where you can go, what type of drugs etc are available.
And it changes.
You can get an idea by going on the Exchange for the State you are looking at and putting in some numbers.
Be prepared for sticker shock.
#39
Re: Crohns and healthcare
Then again, he's also not here and experiencing it first hand :/
#40
Lost in BE Cyberspace
Joined: Jan 2006
Location: San Francisco
Posts: 12,865
Re: Crohns and healthcare
Easy to criticize from 5000 miles away, especially when you've apparently never experienced the pre-ACA situation for individual policy holders.
Last edited by Giantaxe; Jun 4th 2014 at 4:32 am.
#41
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Joined: Apr 2011
Location: Ohio
Posts: 1,834
Re: Crohns and healthcare
This is how it works with group insurance through employers. Fit young employees pay exactly the same as employees with serious medical conditions. All insurance relies on a large pool of people that make few claims.
The ACA is hoping that the mandate that everyone must buy insurance or pay a penalty through taxation will produce similar results to employer group insurance by having a large pool of healthy payers.
The ACA is hoping that the mandate that everyone must buy insurance or pay a penalty through taxation will produce similar results to employer group insurance by having a large pool of healthy payers.
But nah, it's not like that nasty old socialism that the UK has with it's NHS, where everyone pays in based on their earnings and regardless of of their state of health... *headslap*
*We're helping out the older, more frail workers no end - in exchange for over $15k in premiums so far over several years, we've had a check up each, and a couple of vaccinations for the kids.
#42
Just Joined
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Joined: Jun 2014
Location: Bristol UK
Posts: 18
Re: Crohns and healthcare
Thanks for all the replies guys!
Looks like this is at least as much of a contentious issue in the US as it is the UK. We are thinking that my husband might go over alone next year once he has a contract role, complete three months and then we would follow and trial for 6 months (we have two school age children so need to do things gradually) would you recommend this?
Looks like this is at least as much of a contentious issue in the US as it is the UK. We are thinking that my husband might go over alone next year once he has a contract role, complete three months and then we would follow and trial for 6 months (we have two school age children so need to do things gradually) would you recommend this?
#43
Re: Crohns and healthcare
Thanks for all the replies guys!
Looks like this is at least as much of a contentious issue in the US as it is the UK. We are thinking that my husband might go over alone next year once he has a contract role, complete three months and then we would follow and trial for 6 months (we have two school age children so need to do things gradually) would you recommend this?
Looks like this is at least as much of a contentious issue in the US as it is the UK. We are thinking that my husband might go over alone next year once he has a contract role, complete three months and then we would follow and trial for 6 months (we have two school age children so need to do things gradually) would you recommend this?
#44
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Joined: Jun 2014
Location: Bristol UK
Posts: 18
Re: Crohns and healthcare
Mmm, perhaps we should be looking at a year. So much to think about - I am not sure how a 10 and 13 year old will settle in to school...
#45
Joined: Feb 2002
Posts: 6,848
Re: Crohns and healthcare
Thanks for all the replies guys!
Looks like this is at least as much of a contentious issue in the US as it is the UK. We are thinking that my husband might go over alone next year once he has a contract role, complete three months and then we would follow and trial for 6 months (we have two school age children so need to do things gradually) would you recommend this?
Looks like this is at least as much of a contentious issue in the US as it is the UK. We are thinking that my husband might go over alone next year once he has a contract role, complete three months and then we would follow and trial for 6 months (we have two school age children so need to do things gradually) would you recommend this?
If you look at the "Moving Back to the UK" board here, you will see how difficult it has now become for many couples/families to move to the UK in the scenario where one spouse is a British citizen but the other spouse is non-EU. New regulations came in from July 2012 (so it is clearly different from when your husband first moved to the UK) so do read the link below and take it into consideration before moving to the USA:
http://britishexpats.com/wiki/Spouse_Immigration-UK
http://britishexpats.com/forum/showthread.php?t=830478
http://britishexpats.com/forum/forumdisplay.php?f=196
The irony is that if you were say from an EU nation eg. Spain, France, Poland, Romania, Czech Republic, Bulgaria, Germany and after living in the States you all choose to move back to England then you can all enter the UK without any problem whatsoever. Unfortunately unless your husband has a British or EU country passport then he will have to meet the conditions in the first link above to be allowed to reside in the UK.