Credit rating.
Sep 17th 2007, 10:42 pm
#1
Just Joined
Thread Starter
Joined: Jul 2007
Posts: 21
Credit rating.
IIRC, something that can cripple you in the US if its bad. How did you get on the credit ladder in the US? Our credit wasn't that great when we left, how have you gotten your credit rating looking better, especially as you came from another country?
Sep 17th 2007, 10:58 pm
#2
Account Closed
Joined: Jul 2005
Posts: 15,019
Re: Credit rating.
i played the game, read up on the small print on the different credit card applications that came through the mail. i had an excellent credit rating in the uk and could not stand not to have my own excellent credit rating here in my own name and not associated with my OH. when i got a couple of credit cards i took out a couple of interest free loans in furniture stores and paid them off slightly ahead of time. i took care of my credit rating and now it is the highest fico score.. 850.
Sep 18th 2007, 1:25 am
#3
Homebody
Joined: Jan 2005
Location: HOME
Posts: 23,179
Re: Credit rating.
(Where is the lad, anyway?)
Sep 18th 2007, 1:48 pm
#4
BE Forum Addict
Joined: Mar 2007
Posts: 4,059
Re: Credit rating.
The best way to improve your credit rating is to not let it degrade in the first place. Why is your credit poor in the UK? When you move to the USA it will be a perfect time for you to avoid the habits that got you in trouble before. When you get credit cards in the US, use them sparingly. Pay off your balance on time, every month. If you can't do that, you're spending too much.
