Credit Help

Old Jan 19th 2004, 12:18 pm
  #1  
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Default Credit Help

I don't know how good this service is. It's one of those prepaid credit cards that also reports your useage to the credit reporting agencies which *should* boost your credit rating quicker.

I haven't tried it myself but a friend who has claims it's really good, so it's worth thinking about.

https://www.netspend.com/public/index.vm
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Old Feb 17th 2004, 9:51 pm
  #2  
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Don't bother. Just get a bank account and pay your bills on time - within a couple of months you'll start getting credit card pre-approved offers.

I moved here from the UK 2 years ago. Absolutely no credit history. I now have a credit card, a mortgage, etc.

The bank will give you a debit card which works like a credit card except it withdraws from you bank account, so you can pretty much make do until you get real credit. But don't pay anybody for it.
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