Credit Help
#1
C.G.D.S
Thread Starter
Joined: Nov 2003
Location: Ireland--->London--->Spain--->Rockport, MA
Posts: 3,353
Credit Help
I don't know how good this service is. It's one of those prepaid credit cards that also reports your useage to the credit reporting agencies which *should* boost your credit rating quicker.
I haven't tried it myself but a friend who has claims it's really good, so it's worth thinking about.
https://www.netspend.com/public/index.vm
I haven't tried it myself but a friend who has claims it's really good, so it's worth thinking about.
https://www.netspend.com/public/index.vm
#2
Forum Regular
Joined: Feb 2004
Location: Venice, California
Posts: 32
Don't bother. Just get a bank account and pay your bills on time - within a couple of months you'll start getting credit card pre-approved offers.
I moved here from the UK 2 years ago. Absolutely no credit history. I now have a credit card, a mortgage, etc.
The bank will give you a debit card which works like a credit card except it withdraws from you bank account, so you can pretty much make do until you get real credit. But don't pay anybody for it.
I moved here from the UK 2 years ago. Absolutely no credit history. I now have a credit card, a mortgage, etc.
The bank will give you a debit card which works like a credit card except it withdraws from you bank account, so you can pretty much make do until you get real credit. But don't pay anybody for it.