Costs of living - Pineville, NC
#16
Re: Costs of living - Pineville, NC
An Amex card is a good idea. I believe they have a qualifying period before they will transfer it to the US. Best to check that and maybe someone will come along here and tell you?
There was a whole discussion about cost of living last month - http://britishexpats.com/forum/usa-5...lorida-899554/
you might like to take a look and revise some of your figures in post #1.
Your medical insurance costs - 1500 (x3) = 4500 per month for your family. That seems high. Can you get more details from your employer?
If you're buying a house then you'll pay property tax - from looking at the property tax site then that will cost you about $3500 a year on a $250K property. Insurance? $2k pa?
If you are renting then the above are included in the rent.
This is a good rent vs buy calculator Is It Better to Buy or Rent? - Interactive Graphic - NYTimes.com
You have a 7 yr old son so prioritise good school areas when looking at housing. USNews high school rankings is a good one to use - always buy for a good high school as the feeder schools are also usually very good.
citydata forum for your area is also a good place to go to get advice from locals.
There was a whole discussion about cost of living last month - http://britishexpats.com/forum/usa-5...lorida-899554/
you might like to take a look and revise some of your figures in post #1.
Your medical insurance costs - 1500 (x3) = 4500 per month for your family. That seems high. Can you get more details from your employer?
If you're buying a house then you'll pay property tax - from looking at the property tax site then that will cost you about $3500 a year on a $250K property. Insurance? $2k pa?
If you are renting then the above are included in the rent.
This is a good rent vs buy calculator Is It Better to Buy or Rent? - Interactive Graphic - NYTimes.com
You have a 7 yr old son so prioritise good school areas when looking at housing. USNews high school rankings is a good one to use - always buy for a good high school as the feeder schools are also usually very good.
citydata forum for your area is also a good place to go to get advice from locals.
#17
Re: Costs of living - Pineville, NC
$2k seems a tad high for insurance. Mine costs about $800 even with a pool.
#19
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Joined: Oct 2007
Location: Charlotte,NC
Posts: 1,717
Re: Costs of living - Pineville, NC
#20
Re: Costs of living - Pineville, NC
our insurance company specifically ask if you have certain risk items like dogs, pools and we also had a trampoline which added ?$60 a year to the policy. I've re-done the insurance each year to see about getting lower quotes and they all ask the same thing. Maybe it's texas?
#21
Re: Costs of living - Pineville, NC
our insurance company specifically ask if you have certain risk items like dogs, pools and we also had a trampoline which added ?$60 a year to the policy. I've re-done the insurance each year to see about getting lower quotes and they all ask the same thing. Maybe it's texas?
#22
Re: Costs of living - Pineville, NC
It's pretty negligent on your part as a pool owner too to not have sufficient financial coverage for a pool accident.
#25
Re: Costs of living - Pineville, NC
We were asked specifically about these risks. Maybe you could just check with your insurer's. Maybe your state mandates these are included anyway.
#26
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Joined: Oct 2007
Location: Charlotte,NC
Posts: 1,717
Re: Costs of living - Pineville, NC
So I got in touch with the Insurance agent and he said "we'd only raise the premium if the dogs swim in the pool" Think he is at the bar!
#27
Re: Costs of living - Pineville, NC
So maybe that is why you're already paying nearly $2k, because that is about twice what we're paying. But we have neither pool nor dogs.
#28
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Thread Starter
Joined: Oct 2012
Posts: 677
Re: Costs of living - Pineville, NC
An Amex card is a good idea. I believe they have a qualifying period before they will transfer it to the US. Best to check that and maybe someone will come along here and tell you?
There was a whole discussion about cost of living last month - http://britishexpats.com/forum/usa-5...lorida-899554/
you might like to take a look and revise some of your figures in post #1.
Your medical insurance costs - 1500 (x3) = 4500 per month for your family. That seems high. Can you get more details from your employer?
If you're buying a house then you'll pay property tax - from looking at the property tax site then that will cost you about $3500 a year on a $250K property. Insurance? $2k pa?
If you are renting then the above are included in the rent.
This is a good rent vs buy calculator Is It Better to Buy or Rent? - Interactive Graphic - NYTimes.com
You have a 7 yr old son so prioritise good school areas when looking at housing. USNews high school rankings is a good one to use - always buy for a good high school as the feeder schools are also usually very good.
citydata forum for your area is also a good place to go to get advice from locals.
There was a whole discussion about cost of living last month - http://britishexpats.com/forum/usa-5...lorida-899554/
you might like to take a look and revise some of your figures in post #1.
Your medical insurance costs - 1500 (x3) = 4500 per month for your family. That seems high. Can you get more details from your employer?
If you're buying a house then you'll pay property tax - from looking at the property tax site then that will cost you about $3500 a year on a $250K property. Insurance? $2k pa?
If you are renting then the above are included in the rent.
This is a good rent vs buy calculator Is It Better to Buy or Rent? - Interactive Graphic - NYTimes.com
You have a 7 yr old son so prioritise good school areas when looking at housing. USNews high school rankings is a good one to use - always buy for a good high school as the feeder schools are also usually very good.
citydata forum for your area is also a good place to go to get advice from locals.
Thanks for the links.
#29
Re: Costs of living - Pineville, NC
#30
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Joined: Aug 2013
Location: Athens GA
Posts: 2,134
Re: Costs of living - Pineville, NC
Another significant factor in the cost of home insurance is how far your home is from a fire hydrant. If you live beyond the city limits and there is no mains water then the cost of insurance is significantly higher - I seem to recall that our insurance would be $200-$300 pa less if there was mains water supplying a fire hydrant nearby.