Go Back  British Expats > Living & Moving Abroad > USA
Reload this Page >

Coming back to the USA!

Coming back to the USA!

Old Nov 3rd 2006, 1:16 pm
  #1  
Forum Regular
Thread Starter
 
DEE_UK's Avatar
 
Joined: Oct 2004
Location: CA
Posts: 110
DEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant future
Smile Coming back to the USA!

Hello People!

I am coming back to the USA! This time, CA! I was originally working on the East coast on a H1B. Left that, came back to the UK, got another great job in CA, have my Visa approved and am flying out on Wednesday!

Although I shall be staying with friends for a short while, I jsut wanted to know what else I can do to get good credit - because mine is zero right now! I'd like to be able to rent an apartment pretty quickly! But, it it means sharing, then thats okay too!

So, fellow friends, what ideas do you have?

~Dee
DEE_UK is offline  
Old Nov 3rd 2006, 1:41 pm
  #2  
BE Enthusiast
 
Joined: Feb 2006
Location: Maryland
Posts: 667
Longy is a splendid one to beholdLongy is a splendid one to beholdLongy is a splendid one to beholdLongy is a splendid one to beholdLongy is a splendid one to beholdLongy is a splendid one to beholdLongy is a splendid one to beholdLongy is a splendid one to beholdLongy is a splendid one to beholdLongy is a splendid one to beholdLongy is a splendid one to behold
Default Re: Coming back to the USA!

Originally Posted by DEE_UK
Hello People!

I am coming back to the USA! This time, CA! I was originally working on the East coast on a H1B. Left that, came back to the UK, got another great job in CA, have my Visa approved and am flying out on Wednesday!

Although I shall be staying with friends for a short while, I jsut wanted to know what else I can do to get good credit - because mine is zero right now! I'd like to be able to rent an apartment pretty quickly! But, it it means sharing, then thats okay too!

So, fellow friends, what ideas do you have?

~Dee
I think the best thing to do is get a secured credit card, I am getting one through Bank of America. You have to put down as much as you want the credit limit to be (minimum $300), and then you use it like a normal credit card. After a few months you should at least get a score.

As I understand it you shouldn't go over 50% of what you can borrow on it as that is considered maxing it out.

Alternatively if you have a lot of money lying around and want to buy a car then its probably worth getting a car loan, some dealers seem willing to do this if you put down a big enough deposit.
Longy is offline  
Old Nov 3rd 2006, 2:06 pm
  #3  
The Duchess of Putney
 
Joined: Jan 2005
Location: HOME
Posts: 23,151
Elvira has a reputation beyond reputeElvira has a reputation beyond reputeElvira has a reputation beyond reputeElvira has a reputation beyond reputeElvira has a reputation beyond reputeElvira has a reputation beyond reputeElvira has a reputation beyond reputeElvira has a reputation beyond reputeElvira has a reputation beyond reputeElvira has a reputation beyond reputeElvira has a reputation beyond repute
Default Re: Coming back to the USA!

Originally Posted by DEE_UK
Hello People!

I am coming back to the USA! This time, CA! I was originally working on the East coast on a H1B. Left that, came back to the UK, got another great job in CA, have my Visa approved and am flying out on Wednesday!

Although I shall be staying with friends for a short while, I jsut wanted to know what else I can do to get good credit - because mine is zero right now! I'd like to be able to rent an apartment pretty quickly! But, it it means sharing, then thats okay too!

So, fellow friends, what ideas do you have?

~Dee

If you are looking to share an apartment and there is a college/university where you want to live, try the noticeboards there for GRADUATE students looking for someone to share their apartments.
Elvira is offline  
Old Nov 3rd 2006, 4:37 pm
  #4  
Bob
BE Site Lead
 
Bob's Avatar
 
Joined: Aug 2004
Location: MA, USA
Posts: 91,729
Bob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond repute
Default Re: Coming back to the USA!

nice one

well check out the faq at the top with credit info....and craigslist is a great place to find flat shares
Bob is offline  
Old Nov 4th 2006, 1:26 pm
  #5  
Forum Regular
Thread Starter
 
DEE_UK's Avatar
 
Joined: Oct 2004
Location: CA
Posts: 110
DEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant future
Talking Re: Coming back to the USA!

Thank you Longy, Elvira and Bob!
DEE_UK is offline  
Old Nov 4th 2006, 3:45 pm
  #6  
Lost in BE Cyberspace
 
Joined: Jun 2005
Location: Oz -> UK -> San Diego
Posts: 9,909
Ozzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond repute
Default Re: Coming back to the USA!

Originally Posted by DEE_UK
Hello People!

I am coming back to the USA! This time, CA! I was originally working on the East coast on a H1B. Left that, came back to the UK, got another great job in CA, have my Visa approved and am flying out on Wednesday!

Although I shall be staying with friends for a short while, I jsut wanted to know what else I can do to get good credit - because mine is zero right now! I'd like to be able to rent an apartment pretty quickly! But, it it means sharing, then thats okay too!

So, fellow friends, what ideas do you have?

~Dee

Cool! Which city in CA?
Ozzidoc is offline  
Old Nov 5th 2006, 2:02 pm
  #7  
Forum Regular
Thread Starter
 
DEE_UK's Avatar
 
Joined: Oct 2004
Location: CA
Posts: 110
DEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant future
Default Re: Coming back to the USA!

Originally Posted by Ozzidoc
Cool! Which city in CA?
Initially Pleasant Hill, then San Mateo! I shall be working in the Financial District!

I've been trying to figure out the CalTrains and BART times! I've already done the journey into work from Pleasant Hill (when I interviewed), so the day after I arrive, I shall do the journey from San Mateo!

How long have you been in CA? I am sure there are other forum members in CA! Any of them here on this forum?
DEE_UK is offline  
Old Nov 5th 2006, 2:52 pm
  #8  
Bob
BE Site Lead
 
Bob's Avatar
 
Joined: Aug 2004
Location: MA, USA
Posts: 91,729
Bob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond repute
Default Re: Coming back to the USA!

Originally Posted by DEE_UK
How long have you been in CA? I am sure there are other forum members in CA! Any of them here on this forum?
There are loads...Lionheart, Woodsey/Eskimo or whatever it is he changed it too, Boredsilly, Wintersong, Elivra, USABound....probably quite a few more than that.

Ray set up a frappr map, have a look here...

http://www.frappr.com/BEUSA
Bob is offline  
Old Nov 5th 2006, 5:12 pm
  #9  
 
meauxna's Avatar
 
Joined: Apr 2002
Posts: 35,082
meauxna has a reputation beyond reputemeauxna has a reputation beyond reputemeauxna has a reputation beyond reputemeauxna has a reputation beyond reputemeauxna has a reputation beyond reputemeauxna has a reputation beyond reputemeauxna has a reputation beyond reputemeauxna has a reputation beyond reputemeauxna has a reputation beyond reputemeauxna has a reputation beyond reputemeauxna has a reputation beyond repute
Default Re: Coming back to the USA!

Originally Posted by DEE_UK
Although I shall be staying with friends for a short while, I jsut wanted to know what else I can do to get good credit - because mine is zero right now! I'd
Why do you think you have zero credit? If you've been in the US before, they know you!
You can order a truly free copy of your credit report and see where things stand.
https://www.annualcreditreport.com/cra/index.jsp

All may not be what you think!

And, craiglist.org must be the best relocating tool since the U-Haul truck.
meauxna is offline  
Old Nov 5th 2006, 5:13 pm
  #10  
Account Closed
 
Joined: Sep 2005
Posts: 15,455
Sally is an unknown quantity at this point
Default Re: Coming back to the USA!

Originally Posted by Bob
There are loads...Lionheart, Woodsey/Eskimo or whatever it is he changed it too, Boredsilly, Wintersong, Elivra, USABound....probably quite a few more than that.

Ray set up a frappr map, have a look here...

http://www.frappr.com/BEUSA
and me!
Sally is offline  
Old Nov 5th 2006, 5:27 pm
  #11  
Bob
BE Site Lead
 
Bob's Avatar
 
Joined: Aug 2004
Location: MA, USA
Posts: 91,729
Bob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond repute
Default Re: Coming back to the USA!

Originally Posted by Sally
and me!
how could I forget
Bob is offline  
Old Nov 5th 2006, 6:32 pm
  #12  
Lost in BE Cyberspace
 
Joined: Jun 2005
Location: Oz -> UK -> San Diego
Posts: 9,909
Ozzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond reputeOzzidoc has a reputation beyond repute
Default Re: Coming back to the USA!

Originally Posted by DEE_UK
Initially Pleasant Hill, then San Mateo! I shall be working in the Financial District!

I've been trying to figure out the CalTrains and BART times! I've already done the journey into work from Pleasant Hill (when I interviewed), so the day after I arrive, I shall do the journey from San Mateo!

How long have you been in CA? I am sure there are other forum members in CA! Any of them here on this forum?
I'm only a CA part-timer....my Brit-bloke is now in San Diego, Im finishing off a medical degree in the UK.

I'm guessing that you are in San Fran?
Ozzidoc is offline  
Old Nov 5th 2006, 10:07 pm
  #13  
Forum Regular
Thread Starter
 
DEE_UK's Avatar
 
Joined: Oct 2004
Location: CA
Posts: 110
DEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant futureDEE_UK has a brilliant future
Smile Re: Coming back to the USA!

Originally Posted by meauxna
Why do you think you have zero credit? If you've been in the US before, they know you!
You can order a truly free copy of your credit report and see where things stand.
https://www.annualcreditreport.com/cra/index.jsp

All may not be what you think!

And, craiglist.org must be the best relocating tool since the U-Haul truck.
I ran a credit report through I did run a credit report through www.FreeCreditReport.com - and it came up with nothing! It actually says: "Unfortunately, Equifax did not return any data when we submitted the information you entered on your order form. This may be because they have no credit record for you or the information you supplied did not match the information in their database."

I tried the link you gave me, but it says that I need to be in the USA (it recognizes the ISP!)

Yes - I agree - craiglist.org is a great website!

Thank you all!

And Bob - thanks for the http://www.frappr.com/BEUSA link!
DEE_UK is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell My Personal Information

Copyright © 2018 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.