Amaru82

Hi all,

Hoping to get some advice, my auntie has been living & working in the USA since 1995.

She's recently turned 60 and i'm wondering if she's entitled to her british pension?

I've had a look on the HMRC website and it seems to point towards retired ex pats living in the EU and countries which the UK has an "Tax Treaty" with being entitled to claim a pension.

Can anybody shed any light on this situation for me, does the US have a treaty with the UK and am i even looking down the right channel here?

Thanks in advance.

Jerseygirl

Welcome to BE.

There is a thread discussing this subject here.

She probably won't be entitled to a British pension for a couple of years. She can get an estimate of the amount and when she can draw it here.

Amaru82

That's very helpful, thank you.

She's 60 though and that is pensionable age in the UK?

The mother in Law lives in Ireland now and she received it from her 60th birthday

Feel free to delete this now if necessary.

Jerseygirl

Is she British? If so the age has been pushed back...if she is 60 she will probably not be able to draw it for a couple of years. Use the link I gave you...it will tell you how much and when she is entitled to her pension.

Giantaxe

The pension age for women is slowly being increased from 60 to 65. And then both are being increased to 67:

http://www.ageuk.org.uk/money-matter...e-pension-age/

Amaru82

Ugh, what a disappointment.

Thanks for your help guys

lansbury

If she can claim, just download the claim form, fill it in, and send it to the address on it. Took them 3 week to notify me I had been approved and the amount I would receive.

mamasue

Here's a link that tells you everything.....
https://www.gov.uk/state-pension-if-...d/how-to-claim

I'm just 62.... born in 1951, and I got my UK state pension a month before my 61st birthday.
They'll send it to your USA bank directly, and you don't get charged any transfer fees.

As Lansbury rightly said, it's an easy process, and doesn't take too long. The First thing you need to find out is at what age she's entitled to it, and if she's paid in enough years to claim the full pension.
Then, I think you can apply a couple of months before it's due.....Simple!!

Nutmegger

It's every bit as simple as mamasue and Lansbury describe. I was oblivious to the fact I could claim and when I realized it and filed the forms (thanks, BE!) I was actually sent the pension backdated to when I became eligible.

judesM

anyone happen to know if you can 'combine' years worked in USA with years worked in the UK?

lansbury

If you cannot claim a pension in one country because you don't meet the minimum requirements to do so, it is possible to transfer credits between schemes. The SS web site has details.

hutchiebug

Hello - I'm encouraged by your post! Did you have any UK tax taken out?

Thanks, just getting my ducks in a row!