CDW/LDW Car Rental Insurance
#1
I love Marmite, she don't
Thread Starter
Joined: Jan 2005
Posts: 454
CDW/LDW Car Rental Insurance
For anyone that has a Visa (Signature card), I found the docs online that confirms you DO NOT need to buy LDW/CDW when renting in the UK or USA if you use the card to rent the car.
Always knew it was true but Europcar say they want proof before you rent your car... In case you need to rent a car (US or abroad in future), here's the terms that clearly cover it - and how to claim if you need it!
http://usa.visa.com/personal/visa-si...age-waiver.jsp
As a total aside ; (I just paid $270 for one day car rental (or my company did). My flight from ATL to Milwaulkee was cancelled and I had to rent a car in Chicago and drive the $90 and return the car to Milwaulkee the next day. Bad enough, Hertz charge $170 a day, then the Government take 40%. End Whine )
Always knew it was true but Europcar say they want proof before you rent your car... In case you need to rent a car (US or abroad in future), here's the terms that clearly cover it - and how to claim if you need it!
http://usa.visa.com/personal/visa-si...age-waiver.jsp
As a total aside ; (I just paid $270 for one day car rental (or my company did). My flight from ATL to Milwaulkee was cancelled and I had to rent a car in Chicago and drive the $90 and return the car to Milwaulkee the next day. Bad enough, Hertz charge $170 a day, then the Government take 40%. End Whine )
#2
Re: CDW/LDW Car Rental Insurance
I am looking at renting a car with Alamo (in the UK), however neither there insurance nor visa mention anything about 3rd party. If I have an at fault accident who pays as it is not mentioned in the insurance. very confusing.
#3
Account Closed
Joined: Sep 2002
Posts: 16,266
Re: CDW/LDW Car Rental Insurance
For anyone that has a Visa (Signature card), I found the docs online that confirms you DO NOT need to buy LDW/CDW when renting in the UK or USA if you use the card to rent the car.
Always knew it was true but Europcar say they want proof before you rent your car... In case you need to rent a car (US or abroad in future), here's the terms that clearly cover it - and how to claim if you need it!
http://usa.visa.com/personal/visa-si...age-waiver.jsp
As a total aside ; (I just paid $270 for one day car rental (or my company did). My flight from ATL to Milwaulkee was cancelled and I had to rent a car in Chicago and drive the $90 and return the car to Milwaulkee the next day. Bad enough, Hertz charge $170 a day, then the Government take 40%. End Whine )
Always knew it was true but Europcar say they want proof before you rent your car... In case you need to rent a car (US or abroad in future), here's the terms that clearly cover it - and how to claim if you need it!
http://usa.visa.com/personal/visa-si...age-waiver.jsp
As a total aside ; (I just paid $270 for one day car rental (or my company did). My flight from ATL to Milwaulkee was cancelled and I had to rent a car in Chicago and drive the $90 and return the car to Milwaulkee the next day. Bad enough, Hertz charge $170 a day, then the Government take 40%. End Whine )
It pays to call up the bank behind the Visa card. Some provide it, some don't. [Our US Bank card does, our old Chase card did not]. AmEx used to provide it as a matter of course, but now charge -- but a lot cheaper than the CDW/LDW.
Also, it may depend upon where the rental takes place -- Visa coverage does not cover all countries.
I also check just before leaving just to make sure the terms have not changed. On top of things, my own insurance covers me -- the problem is that the procedures to collect can be a bit dicey.
#4
Account Closed
Joined: Sep 2002
Posts: 16,266
Re: CDW/LDW Car Rental Insurance
[BTW, if one is an American renting a car in the UK, go for that automatic transmission even if you know how to drive stick.]
#5
Re: CDW/LDW Car Rental Insurance
For anyone that has a Visa (Signature card), I found the docs online that confirms you DO NOT need to buy LDW/CDW when renting in the UK or USA if you use the card to rent the car.
Always knew it was true but Europcar say they want proof before you rent your car... In case you need to rent a car (US or abroad in future), here's the terms that clearly cover it - and how to claim if you need it!
http://usa.visa.com/personal/visa-si...age-waiver.jsp
As a total aside ; (I just paid $270 for one day car rental (or my company did). My flight from ATL to Milwaulkee was cancelled and I had to rent a car in Chicago and drive the $90 and return the car to Milwaulkee the next day. Bad enough, Hertz charge $170 a day, then the Government take 40%. End Whine )
Always knew it was true but Europcar say they want proof before you rent your car... In case you need to rent a car (US or abroad in future), here's the terms that clearly cover it - and how to claim if you need it!
http://usa.visa.com/personal/visa-si...age-waiver.jsp
As a total aside ; (I just paid $270 for one day car rental (or my company did). My flight from ATL to Milwaulkee was cancelled and I had to rent a car in Chicago and drive the $90 and return the car to Milwaulkee the next day. Bad enough, Hertz charge $170 a day, then the Government take 40%. End Whine )
If you are renting a car in the US your US auto insurance may cover you...ours does.
#6
Re: CDW/LDW Car Rental Insurance
BTW, I recommend highly going through either Kemwel.com or autoeurope.com from the States before you go. You pay in advance in dollars. It is a lot cheaper than going through the rental companies directly. The last time I was in the UK, we got the car from Alamo. The last time in Germany, we obtained the car from National [which is now affiliated with Alamo]. The one in Germany was from the Berlin Hauptbahnhof rather than an airport -- they had so many cars in stock we were asked if we would "mind" having a diesel at no extra charge -- of course, we said yes.
[BTW, if one is an American renting a car in the UK, go for that automatic transmission even if you know how to drive stick.]
[BTW, if one is an American renting a car in the UK, go for that automatic transmission even if you know how to drive stick.]
Third Party Insurance (TPI)
Third Party Insurance is compulsory under UK law and is included in your rental charge. Our Third Party Insurance insures against unlimited liability for death or bodily injury, and for damage to other peoples property up to a limit of GBP 25m.