Catch 22 with somewhere to live and bank account
Jun 24th 2009, 8:24 am
#16
BE Forum Addict
Joined: Feb 2006
Posts: 4,820
Re: Catch 22 with somewhere to live and bank account
Yeah, i think I will have to go that route. HSBC has US branches. I forgot to say I had looked at that option but I wanted a physical branch to go into. HSBC has actual offices in the NE and NW but in Tx which is why I was looking at a US centric account.
Just seems an odd situation that I am sure I am not the first to experience.
Just seems an odd situation that I am sure I am not the first to experience.
Jun 24th 2009, 9:00 am
#17
Forum Regular
Joined: Sep 2005
Location: Andover, MA
Posts: 250
Re: Catch 22 with somewhere to live and bank account
A few thoughts:
1. Are you moving for work? In our case, my company paid the initial rent/security deposit, and deducted them from my first pay check, so we had time to get a bank account sorted by the time it came to the second month.
2. Again, if you're moving for work, using the bank that your company uses, with an introduction from them, might help to smooth the process of getting an account.
3. You can get a bank account with just a hotel or a business address as the address for correspondence. Friends have done this.
4. While lots of landlords will want to do credit checks etc. which won't work without a SSN, not all will.
1. Are you moving for work? In our case, my company paid the initial rent/security deposit, and deducted them from my first pay check, so we had time to get a bank account sorted by the time it came to the second month.
2. Again, if you're moving for work, using the bank that your company uses, with an introduction from them, might help to smooth the process of getting an account.
3. You can get a bank account with just a hotel or a business address as the address for correspondence. Friends have done this.
4. While lots of landlords will want to do credit checks etc. which won't work without a SSN, not all will.
Jun 24th 2009, 9:14 am
#18
Just Joined
Thread Starter
Joined: Jun 2009
Location: Nottingham, UK (San Antonio, Tx in Oct, 09)
Posts: 8
Re: Catch 22 with somewhere to live and bank account
Great advice from all of you so thanks very much.
It has all eased my mind - my main concern was the address situation but it is clearly very different how an address is used in the US compared to here in the UK.
I hope to return the help one day!
It has all eased my mind - my main concern was the address situation but it is clearly very different how an address is used in the US compared to here in the UK.
I hope to return the help one day!
