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Car insurance for a UK visitor?

Car insurance for a UK visitor?

Old Apr 15th 2018, 4:27 pm
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Default Car insurance for a UK visitor?

Hi all
I’m in Texas. When a family member visits, with their UK license, can she drive my insured vehicles here? I’ve a feeling the answer is yes, and I don’t need to do anything?

Is there an option to add any extra level of cover that should my relative have a bump, it doesn’t impact on our policy? Just in case!
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Old Apr 15th 2018, 4:33 pm
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Default Re: Car insurance for a UK visitor?

Originally Posted by Hanco View Post
Hi all
I’m in Texas. When a family member visits, with their UK license, can she drive my insured vehicles here? I’ve a feeling the answer is yes, and I don’t need to do anything?

Is there an option to add any extra level of cover that should my relative have a bump, it doesn’t impact on our policy? Just in case!
Contact you insurance company for the definitive answer.
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Old Apr 15th 2018, 4:34 pm
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Default Re: Car insurance for a UK visitor?

Lol... I thought that meant I had done something wrong and you’d deleted my post
(BritInParis)
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Old Apr 15th 2018, 4:37 pm
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Default Re: Car insurance for a UK visitor?

Originally Posted by SanDiegogirl View Post
Contact you insurance company for the definitive answer.
Probably should have said I would, but actually interested if anyone has info on how it works really. In the years I have been in the US, I have found it best to contact suppliers of services with some background knowledge. Comcast for example actually completely gave incorrect info, but advice from a friend helped me sort it out with them.
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Old Apr 15th 2018, 5:05 pm
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Default Re: Car insurance for a UK visitor?

Originally Posted by Hanco View Post
Probably should have said I would, but actually interested if anyone has info on how it works really. In the years I have been in the US, I have found it best to contact suppliers of services with some background knowledge. Comcast for example actually completely gave incorrect info, but advice from a friend helped me sort it out with them.
It varies between policies and ages of driver.
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Old Apr 16th 2018, 4:28 pm
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Default Re: Car insurance for a UK visitor?

Originally Posted by tom169 View Post
It varies between policies and ages of driver.
Exactly. Our policy allowed any driver including visitors from the UK, assuming they held a valid UK driving licence.
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Old Apr 16th 2018, 5:11 pm
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Default Re: Car insurance for a UK visitor?

Originally Posted by durham_lad View Post
Exactly. Our policy allowed any driver including visitors from the UK, assuming they held a valid UK driving licence.
And just to show how important it is to get an answer for *your* policy (written preferably), mine was the same PLUS the driver had to be 21 or older.
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Old Apr 16th 2018, 6:14 pm
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Talking Re: Car insurance for a UK visitor?

Just closing this out in case someone finds it useful in future.

I called Geico. My British citizen relative can drive our insured vehicles under the “Permissive Use” part of our contract as long as they have their valid UK license and meet the US requirements (I think can drive up to 30 days on a uk license)

May differ by insurer OC, but that’s our scenario. Any claims would impact on our policy and no scope for ‘protecting’ against that exists.

Have a great week!
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Old Apr 16th 2018, 7:36 pm
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Default Re: Car insurance for a UK visitor?

Originally Posted by Hanco View Post
Just closing this out in case someone finds it useful in future.

I called Geico. My British citizen relative can drive our insured vehicles under the “Permissive Use” part of our contract as long as they have their valid UK license and meet the US requirements (I think can drive up to 30 days on a uk license)

May differ by insurer OC, but that’s our scenario. Any claims would impact on our policy and no scope for ‘protecting’ against that exists.

Have a great week!
Did Geico mention anything about age of UK driver.? My insurer would not insure any visitor under 21 on my policy
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Old Apr 16th 2018, 9:12 pm
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Default Re: Car insurance for a UK visitor?

No they did not, but I already gave the age of my relative as being over 40. So they may have asked if I had not...
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Old Apr 16th 2018, 9:26 pm
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Default Re: Car insurance for a UK visitor?

GEICO never had a problem with someone else driving my vehicle. Often my daughters would need to use the car or when my sister came to visit, she would use the car. If went away, I would leave the car with my daughter for her husband to use as a second car. FTR my daughters were adults and living away from home so were not under my auto policy.
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Old Apr 17th 2018, 1:25 pm
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Default Re: Car insurance for a UK visitor?

With Progressive, they were equally fine for my parents to drive my cars when visiting over Christmas.
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Old Apr 17th 2018, 9:14 pm
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Default Re: Car insurance for a UK visitor?

Most unlikely to be an issue but no harm checking.
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