car insurance contract cooling off in CA?
Hi
I just purchased a car and the dealership gave me a number to call "on the spot" to insure the car before we could go any further we did not have insurance before as we did not know what car we would get It turns out that I received the papers via email and the price is higher than he first said and pages are missing now I had time to look around I found another provider cheaper does anyone know if there is a cooling off period for car insurance in California? or Am i obliged to stick with it for a year? thank you! |
Re: car insurance contract cooling off in CA?
Originally Posted by laety
(Post 9693763)
Hi
I just purchased a car and the dealership gave me a number to call "on the spot" to insure the car before we could go any further we did not have insurance before as we did not know what car we would get It turns out that I received the papers via email and the price is higher than he first said and pages are missing now I had time to look around I found another provider cheaper does anyone know if there is a cooling off period for car insurance in California? or Am i obliged to stick with it for a year? thank you! |
Re: car insurance contract cooling off in CA?
ah so we dont have to stay with them for a year then?
|
Re: car insurance contract cooling off in CA?
Originally Posted by laety
(Post 9694614)
ah so we dont have to stay with them for a year then?
|
Re: car insurance contract cooling off in CA?
Originally Posted by laety
(Post 9694614)
ah so we dont have to stay with them for a year then?
|
Re: car insurance contract cooling off in CA?
yes i had a look and it does say that, however they want to charge some cancellation fees. I had a closer look at the insurance document and the cover is not very high
ie: Body injure is 25000/50000 um bi : nothing pd : 25000 medical payments : nothing we didnt even cover this yesterday on the phone do you have those? does the above seem normal for the US?? also he made assumptions like I had my driving licence for 16 years which I havent and a lot of things like that... im not very confortable with this document! |
Re: car insurance contract cooling off in CA?
Originally Posted by laety
(Post 9693763)
Hi
I just purchased a car and the dealership gave me a number to call "on the spot" to insure the car before we could go any further we did not have insurance before as we did not know what car we would get It turns out that I received the papers via email and the price is higher than he first said and pages are missing now I had time to look around I found another provider cheaper does anyone know if there is a cooling off period for car insurance in California? or Am i obliged to stick with it for a year? thank you! |
Re: car insurance contract cooling off in CA?
Originally Posted by laety
(Post 9694860)
yes i had a look and it does say that, however they want to charge some cancellation fees. I had a closer look at the insurance document and the cover is not very high
ie: Body injure is 25000/50000 um bi : nothing pd : 25000 medical payments : nothing we didnt even cover this yesterday on the phone do you have those? does the above seem normal for the US?? also he made assumptions like I had my driving licence for 16 years which I havent and a lot of things like that... im not very confortable with this document! |
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