Buying Property in Texas, USA
Mar 14th 2005, 1:46 pm
#16
.
Joined: Nov 2002
Location: Where bad things rarely happen in movies
Posts: 8,933
Re: Buying Property in Texas, USA
Originally Posted by snowbunny
but just don't get uppity with the sheriffs. Or a security guard for that matter.
"Sir" fits about right!
Mar 14th 2005, 1:51 pm
#17
.
Joined: Nov 2002
Location: Where bad things rarely happen in movies
Posts: 8,933
Re: Buying Property in Texas, USA
Ps - a couple of things I wish people had told me before we bought here...
1) check out your property taxes - they can be huge (we're at 4% of property value.....)
2) If you're going into a so-called Master Planned Community (which I assume Sienna Plantations is?) , check out the Home Owners Association dues and deed restrictions - not that you're going to be able to change them, but at least you know what you're getting into. for instance, we may not have bought where we are if I'd known I had to apply in triplicate for permission to fart in my own back garden......
3) theres no 'local searches' as such, so do as much research as you can on what is happening locally development-wise.
1) check out your property taxes - they can be huge (we're at 4% of property value.....)
2) If you're going into a so-called Master Planned Community (which I assume Sienna Plantations is?) , check out the Home Owners Association dues and deed restrictions - not that you're going to be able to change them, but at least you know what you're getting into. for instance, we may not have bought where we are if I'd known I had to apply in triplicate for permission to fart in my own back garden......
3) theres no 'local searches' as such, so do as much research as you can on what is happening locally development-wise.
Mar 15th 2005, 11:40 am
#18
Just Joined
Thread Starter
Joined: Mar 2005
Posts: 17
Re: Buying Property in Texas, USA
Originally Posted by Yorkieabroad
Ps - a couple of things I wish people had told me before we bought here...
1) check out your property taxes - they can be huge (we're at 4% of property value.....)
2) If you're going into a so-called Master Planned Community (which I assume Sienna Plantations is?) , check out the Home Owners Association dues and deed restrictions - not that you're going to be able to change them, but at least you know what you're getting into. for instance, we may not have bought where we are if I'd known I had to apply in triplicate for permission to fart in my own back garden......
3) theres no 'local searches' as such, so do as much research as you can on what is happening locally development-wise.
1) check out your property taxes - they can be huge (we're at 4% of property value.....)
2) If you're going into a so-called Master Planned Community (which I assume Sienna Plantations is?) , check out the Home Owners Association dues and deed restrictions - not that you're going to be able to change them, but at least you know what you're getting into. for instance, we may not have bought where we are if I'd known I had to apply in triplicate for permission to fart in my own back garden......
3) theres no 'local searches' as such, so do as much research as you can on what is happening locally development-wise.
A Big Thank You to everyone, I have got loads of tips from this forum, things are beginning to move smoothly again, will keep you all posted and hopefully have good news to share with you all soon.
Cheers,
TedCash
Mar 15th 2005, 11:59 am
#19
You Are All Diseased
Joined: Feb 2004
Location: Farnham, UK
Posts: 4,511
Re: Buying Property in Texas, USA
Originally Posted by Jabba1
If you won the greencard lottery, then I'm assuming your from northern Ireland.
Mar 15th 2005, 12:15 pm
#20
Just Joined
Thread Starter
Joined: Mar 2005
Posts: 17
Re: Buying Property in Texas, USA
Originally Posted by rincewind
Or their parents were. All they'd have to do is enter Northern Ireland as the Native country and they can enter. Same if the parents were from another eligible country.
I was eligible for the Green card lottery because I was born abroad, as my Dad was an English Expat (1950 - 1975)
Cheers
Tedcash
Mar 15th 2005, 12:22 pm
#21
You Are All Diseased
Joined: Feb 2004
Location: Farnham, UK
Posts: 4,511
Re: Buying Property in Texas, USA
Originally Posted by TedCash
I was eligible for the Green card lottery because I was born abroad, as my Dad was an English Expat (1950 - 1975)
Cheers
Tedcash
Cheers
Tedcash
Some of us love a mystery. This could have gone on for days
Congrats and shame you didn't pick Georgia. The weather here is great. No real bad weather to worry about.
Mar 15th 2005, 1:35 pm
#22
.
Joined: Nov 2002
Location: Where bad things rarely happen in movies
Posts: 8,933
Re: Buying Property in Texas, USA
By the way, have you noticed how the locals pronounce it? Misery City, rather than what I guess most Brits would stab at - Mizoori? Is that how they pronounce the state as well? Or is it a reflection on the place?
Ps - not having a dig, cos never been to the city or the state, and the Sienna Plantation website certainly looks very nice!
Ps - not having a dig, cos never been to the city or the state, and the Sienna Plantation website certainly looks very nice!
Mar 15th 2005, 2:32 pm
#23
Banned
Joined: Jan 2005
Location: Somewhere between here and there
Posts: 1,275
Re: Buying Property in Texas, USA
Originally Posted by Yorkieabroad
By the way, have you noticed how the locals pronounce it? Misery City, rather than what I guess most Brits would stab at - Mizoori? Is that how they pronounce the state as well? Or is it a reflection on the place?
Ps - not having a dig, cos never been to the city or the state, and the Sienna Plantation website certainly looks very nice!
Ps - not having a dig, cos never been to the city or the state, and the Sienna Plantation website certainly looks very nice!
As far as the state goes, I've always heard it pronounced the second way, but apparently Missourians say "Mizooruh". Go figure.
Last edited by Tygre; Mar 15th 2005 at 2:35 pm.
Mar 16th 2005, 1:20 am
#24
Maño-Americano
Joined: Apr 2003
Location: In the heart of the Ozarks
Posts: 10,216
Re: Buying Property in Texas, USA
Originally Posted by TedCash
Hi All,
As Greencard Lottery winners we are emigrating to Texas (from UK) within the next 4 months.
As Greencard Lottery winners we are emigrating to Texas (from UK) within the next 4 months.
Mar 16th 2005, 6:23 am
#25
You Are All Diseased
Joined: Feb 2004
Location: Farnham, UK
Posts: 4,511
Re: Buying Property in Texas, USA
Originally Posted by ironporer
Just curious- I thought that England was not eligible for the diversity lottery??
Mar 16th 2005, 6:41 am
#26
Septicity
Joined: May 2004
Posts: 23,762
Re: Buying Property in Texas, USA
Originally Posted by rincewind
He can enter if he was orginally born in an eligible country or if his parents were born in an eligible country.
Mar 16th 2005, 6:47 am
#27
You Are All Diseased
Joined: Feb 2004
Location: Farnham, UK
Posts: 4,511
Re: Buying Property in Texas, USA
Originally Posted by fatbrit
or spouse.
Mar 16th 2005, 6:49 am
#28
Septicity
Joined: May 2004
Posts: 23,762
Re: Buying Property in Texas, USA
Originally Posted by rincewind
Indeedy.
Best visa money can't buy!
Mar 16th 2005, 10:21 pm
#29
Just Joined
Thread Starter
Joined: Mar 2005
Posts: 17
Re: Buying Property in Texas, USA
Originally Posted by fatbrit
Best visa money can't buy!
I concur.
It took almost ten years of trying to finally win.
regards
TedCash
Mar 17th 2005, 12:43 am
#30
BE Enthusiast
Joined: Jan 2005
Location: the wrong place
Posts: 892
Re: Buying Property in Texas, USA
Originally Posted by TedCash
Hi All,
As Greencard Lottery winners we are emigrating to Texas (from UK) within the next 4 months.
We are in the process of buying a newly built home, but we are having
difficulty finding a suitable mortgage - as we need to start afresh with
US credit rating etc.
A bit of research on this forum had forum members - redlobster, Pulaski and Fatbrit talk about mortgages for new emigrants.
We have 20% - 25% of the down payment for the total mortgage of the
property we want to buy.
What do forum members think will be the best mortgage for us?
(1) Stated income?
(2) No documentation?
If anyone has first hand experience or recommendations of any tried & tested
mortgage brokers please point us in the right direction
Regards,
TedCash
PS. I've re-posted the above help request, I earlier posted under the "US immigration" section but was advised by Bob that I'll "probably get more help posting in the US lifestyle section of the forum"
As Greencard Lottery winners we are emigrating to Texas (from UK) within the next 4 months.
We are in the process of buying a newly built home, but we are having
difficulty finding a suitable mortgage - as we need to start afresh with
US credit rating etc.
A bit of research on this forum had forum members - redlobster, Pulaski and Fatbrit talk about mortgages for new emigrants.
We have 20% - 25% of the down payment for the total mortgage of the
property we want to buy.
What do forum members think will be the best mortgage for us?
(1) Stated income?
(2) No documentation?
If anyone has first hand experience or recommendations of any tried & tested
mortgage brokers please point us in the right direction
Regards,
TedCash
PS. I've re-posted the above help request, I earlier posted under the "US immigration" section but was advised by Bob that I'll "probably get more help posting in the US lifestyle section of the forum"
figure out what is the cheapest mtg and go with that......I am sure a stated income would be cheaper than no documentation by a LOT
....how hard is it to figure out?
