BritInSanAnonio

Just in case any of you don't already know, if you worked and paid "stamps" in the UK you can receive a UK pension. When you are old enough it arrives direct deposit in dollars. Your US wife, who has never set foot on UK soil may also receive a UK pension. Respond if you want more details.

Dave

Bob

Yes, most people know already, there are numerous threads on this.

Welcome to BE...but if you have thoughts of touting financial advice type business, read up on site rules first.

nun

OK, tell us more

lansbury

Mafikeng has been relieved

nun

Yes, and Nelson wins at Trafalga.........it certainly sounds like old news, but maybe there is some new insight.

mikechristina

My husband has owned his own company for 20+ years and has paid into a private pension scheme. Does this apply to us as well?

How would I (as his USC wife) quailfy for a pension in the UK?

Bob

He dies and you don't remarry.

mikechristina

What a heart warming thought! I'll keep him instead of the cash. Thank you for responding though

nun

To qualify for a UK state pension your husband will have to have paid a number of NI contributions; the UK equivalent of SS. With enough contributions at retirement age he will get a married persons pension. This is separate form any company pension he pays into

mwdake

Does any body know how many contributions?
Would only working in the UK for approximately 12 years be enough?

nun

30 years gets you a full pension and 12 years wil get 12/30 ths of the pension. There are some changes to the rules on how much you get that depend on age. Your husband can get a pension forecast from the UK Pensions Service and may also be able to make voluntary contributions. However any pension he gets from non SS wages will reduce his US SS pension

mwdake

Great answer thanks.

mamasue

I'm the UKC...I get my state pension next January.....
I know I get social security here in 2 years...
How does my USC husband get entitled to a UK pension? I'm confused!

Nutmegger

To be blunt, he lives longer than you do, as noted above!

SultanOfSwing

I don't know if I worked enough to get one because I moved here at 26, but I had a squizz on the UK pensions website and apparently if I was still in the UK, my retirement age, by virtue of being born in 1979, would be 68

I'll get my civil service pension at 60 though, even if I'm still here. I only worked there 4 years so I'm not expecting much