Brit Expat- no credit- CAR LOANS!! help!
I've been endlessly looking at different places online for getting a car. I will need a car loan, but really can't decided how to go about it.
I have no credit history (won't accept it from the uk) and am looking to get a Toyota yaris hatchback for under $10,000. Any good suggestions for loans and where to find such a car? Thanks |
Re: Brit Expat- no credit- CAR LOANS!! help!
You might be better off getting a cheap clunker for a couple years, one that you don't need a loan for, and start establishing a credit history now that you can use for the car you want when the clunker conks out.
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Re: Brit Expat- no credit- CAR LOANS!! help!
I would if I didn't have to drive so much. I need a reliable car that won't be in the garage a lot or cost me a fortune fixing it. I'm looking for a decent place to get a loan and a car... Any ideas
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Re: Brit Expat- no credit- CAR LOANS!! help!
Look on craigslist. I bought a perfectly good vehicle for under $3k. No loan, looks great, and will last me until we are settled and ready for new.
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Re: Brit Expat- no credit- CAR LOANS!! help!
I was hoping to get a car loan to help my credit score... thus the post
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Re: Brit Expat- no credit- CAR LOANS!! help!
Originally Posted by feltonisounds
(Post 9496036)
I was hoping to get a car loan to help my credit score... thus the post
Is there anyone with U.S. credit in your family who could co-sign? |
Re: Brit Expat- no credit- CAR LOANS!! help!
That's the situation i'm in now. Which company did you use for the loan? I don't have anyone who I would ask to co-sign. Just me myself and I I'm afraid
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Re: Brit Expat- no credit- CAR LOANS!! help!
Originally Posted by feltonisounds
(Post 9496112)
That's the situation i'm in now. Which company did you use for the loan? I don't have anyone who I would ask to co-sign. Just me myself and I I'm afraid
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Re: Brit Expat- no credit- CAR LOANS!! help!
Thank you! That's really helpful.
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Re: Brit Expat- no credit- CAR LOANS!! help!
In addition, there is plenty of information out there for new arrivals to the US on how to build up a good credit score. You might want to Google it.
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Re: Brit Expat- no credit- CAR LOANS!! help!
Think I'm all googles out. By far the best way to get a good start on credit is a secured credit card and buying a car. So far one outmoded two ain't bad!!
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Re: Brit Expat- no credit- CAR LOANS!! help!
We got a great offer through VW of around 4.5% 3 years ago, it's tied into the length of your visa. I don't know if anyone else does something similar, I found this link by just following the Finance page on their website.
http://www.vw.com/en/financial-servi...-programs.html |
Re: Brit Expat- no credit- CAR LOANS!! help!
Thank you
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Re: Brit Expat- no credit- CAR LOANS!! help!
We were recommended by the car dealership to go and talk to a local credit union. They were really helpful, gave us a great deal (relatively) on a car loan and gave us credit cards too with a reasonable starting limit (ie not the $300 that Capital One offered us!!) The Banks were less than useless...
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Re: Brit Expat- no credit- CAR LOANS!! help!
put more down...or use a local credit union...or join AAA and get a loan through them, they seem to offer okay loans through various credit unions.
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