Ray

This could be of interest to those approaching retirement age...
apparently very few know this.. and for some not suitable anyway..

Say you retire at 62 and recieve $1200 a month in benefit..
with the annual cost-of-living adjustments through age 70 you
would have received about $130,000 thru this period...

Now if you are in good health and you have a little nest egg of over that amount you can if fact
hand back the total amount you received ..and the following month start receiving the new
amount as if you had worked until you are 70 giving you about $2100 a month from then on ...


Of course you can do this at any age and any amount of years
difference.. maybe 62 .and restart at 65..Depending on you own circumstance...