Best US bank account for British expats?
Aug 23rd 2018, 5:09 pm
#16
BE Enthusiast
Joined: Jun 2006
Posts: 428
Re: Best US bank account for British expats?
Don't think they are. The ATM across the street recently changed from Chase to Allpoint. The Chase card prompts for a fee, the Capital One 360 does not.
Aug 23rd 2018, 5:14 pm
#17
Lost in BE Cyberspace
Joined: Jul 2008
Location: Portlandia Metro
Posts: 7,425
Re: Best US bank account for British expats?
If you travel a lot, all 7-11 stores have free Citibank ATMs. I think 7-11 is a nationwide chain.
Aug 23rd 2018, 6:09 pm
#18
Joined: Apr 2005
Location: Milwaukie, Oregon
Posts: 9,965
Re: Best US bank account for British expats?
All the 7-11 I’ve come across their machines are part of the Co-Op and Moneypass networks so very useful for people who bank with a CU.
Aug 24th 2018, 1:17 am
#19
BE Enthusiast
Joined: Sep 2017
Location: Miami
Posts: 462
Re: Best US bank account for British expats?
My husband and I have just moved to LA on E2 visas. We have just got a SSN each. We managed to get approved for a spectrum internet phone contract and an ATT TV and cell phone contract. We have no credit history but have both registered onto e-credible where you can voluntarily link your bills to your credit file so build a history but this takes time.
We have both got good credit history in the UK but I believe this doesn’t count for a lot here in the US.
At the moment we have an account with Coutts bank and are using our dollar account for all spending.
What is the best bank for British expats starting out with no credit history here? I don’t want to ruin our credit file with lots of applications before we even get started!
Many advice would be appreciated.
We have both got good credit history in the UK but I believe this doesn’t count for a lot here in the US.
At the moment we have an account with Coutts bank and are using our dollar account for all spending.
What is the best bank for British expats starting out with no credit history here? I don’t want to ruin our credit file with lots of applications before we even get started!
Many advice would be appreciated.
Aug 24th 2018, 8:25 pm
#20
Forum Regular
Joined: Sep 2005
Location: Andover, MA
Posts: 250
Re: Best US bank account for British expats?
When we first moved we chose the bank my employer used (as I didn't have an SSN on day 1).
The last few years I've used Ally - online only, but they reimburse ATM fees at any ATM, pay great interest on savings, and automatically transfer from savings if needed to avoid overdraft.
The last few years I've used Ally - online only, but they reimburse ATM fees at any ATM, pay great interest on savings, and automatically transfer from savings if needed to avoid overdraft.
Aug 30th 2018, 7:23 pm
#21
KCMO
Joined: May 2018
Location: Kansas City, MO
Posts: 169
Re: Best US bank account for British expats?
Definitely recommend Credit Unions. I have an account with BECU based out of Seattle but now live in Missouri. Have easy access to all co-op ATMs and the staff ar eusually super helpful. They cover any out of network ATM charges too.
Sep 4th 2018, 6:09 pm
#22
USA 2017
Joined: Aug 2015
Location: Saint Petersburg, FL
Posts: 193
Re: Best US bank account for British expats?
Been sent this link about Bank of America:
https://www.mercedsunstar.com/news/a...217567300.html
Don't know if at affects anybody on this site (or how true the story is).
https://www.mercedsunstar.com/news/a...217567300.html
Don't know if at affects anybody on this site (or how true the story is).
