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Best US bank account for British expats?

Best US bank account for British expats?

Old Aug 23rd 2018, 6:09 pm
  #16  
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Default Re: Best US bank account for British expats?

Originally Posted by lansbury View Post
Isn't Chase part of the Allpoint ATM network so you can use all those machines for free? Similar to a great many credit unions being in the Co-Op or Moneypass networks so a local CU has free ATMs all over the country.
Don't think they are. The ATM across the street recently changed from Chase to Allpoint. The Chase card prompts for a fee, the Capital One 360 does not.
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Old Aug 23rd 2018, 6:14 pm
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Default Re: Best US bank account for British expats?

If you travel a lot, all 7-11 stores have free Citibank ATMs. I think 7-11 is a nationwide chain.
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Old Aug 23rd 2018, 7:09 pm
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Default Re: Best US bank account for British expats?

Originally Posted by wtkp0u View Post
Don't think they are. The ATM across the street recently changed from Chase to Allpoint. The Chase card prompts for a fee, the Capital One 360 does not.
Thanks for that. I read online that they were, but obviously outdated or wrong information on the Internet who would have thought.

Originally Posted by mrken30 View Post
If you travel a lot, all 7-11 stores have free Citibank ATMs. I think 7-11 is a nationwide chain.
All the 7-11 I’ve come across their machines are part of the Co-Op and Moneypass networks so very useful for people who bank with a CU.
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Old Aug 24th 2018, 2:17 am
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Default Re: Best US bank account for British expats?

Originally Posted by Taffylola View Post
My husband and I have just moved to LA on E2 visas. We have just got a SSN each. We managed to get approved for a spectrum internet phone contract and an ATT TV and cell phone contract. We have no credit history but have both registered onto e-credible where you can voluntarily link your bills to your credit file so build a history but this takes time.
We have both got good credit history in the UK but I believe this doesn’t count for a lot here in the US.
At the moment we have an account with Coutts bank and are using our dollar account for all spending.
What is the best bank for British expats starting out with no credit history here? I don’t want to ruin our credit file with lots of applications before we even get started!
Many advice would be appreciated.
do you have AMEX? we had Amex in the UK and moved to USA 2 months ago where we were able to transfer to Amex USA (with same credit limit)
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Old Aug 24th 2018, 9:25 pm
  #20  
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Default Re: Best US bank account for British expats?

When we first moved we chose the bank my employer used (as I didn't have an SSN on day 1).

The last few years I've used Ally - online only, but they reimburse ATM fees at any ATM, pay great interest on savings, and automatically transfer from savings if needed to avoid overdraft.
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Old Aug 30th 2018, 8:23 pm
  #21  
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Default Re: Best US bank account for British expats?

Definitely recommend Credit Unions. I have an account with BECU based out of Seattle but now live in Missouri. Have easy access to all co-op ATMs and the staff ar eusually super helpful. They cover any out of network ATM charges too.
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Old Sep 4th 2018, 7:09 pm
  #22  
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Default Re: Best US bank account for British expats?

Been sent this link about Bank of America:
https://www.mercedsunstar.com/news/a...217567300.html

Don't know if at affects anybody on this site (or how true the story is).
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