Bank account without S/S number?
May 10th 2004, 4:50 pm
#1
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Bank account without S/S number?
Just gone to the bank to open an account in my name.
Not happening they want a S/S number not hubbys no good.......mine
I went to the S/S office today and after being told last week no problem, they now reckon yes 2 weeks as others had mentioned, then if nothing it goes to Immigration and can take another 8 weeks:scared: .
I showed all the banks that I have applied for a number by the ketter they gave me.....but NO WAY.
Anyone know a National bank that let you open an account?
Not happening they want a S/S number not hubbys no good.......mine
I went to the S/S office today and after being told last week no problem, they now reckon yes 2 weeks as others had mentioned, then if nothing it goes to Immigration and can take another 8 weeks:scared: .
I showed all the banks that I have applied for a number by the ketter they gave me.....but NO WAY.
Anyone know a National bank that let you open an account?
May 10th 2004, 5:02 pm
#2
Banned
Joined: Oct 2003
Location: Yeeha, US
Posts: 739
Re: Bank account without S/S number?
Originally posted by Susanna
Just gone to the bank to open an account in my name.
Not happening they want a S/S number not hubbys no good.......mine
I went to the S/S office today and after being told last week no problem, they now reckon yes 2 weeks as others had mentioned, then if nothing it goes to Immigration and can take another 8 weeks:scared: .
I showed all the banks that I have applied for a number by the ketter they gave me.....but NO WAY.
Anyone know a National bank that let you open an account?
Just gone to the bank to open an account in my name.
Not happening they want a S/S number not hubbys no good.......mine
I went to the S/S office today and after being told last week no problem, they now reckon yes 2 weeks as others had mentioned, then if nothing it goes to Immigration and can take another 8 weeks:scared: .
I showed all the banks that I have applied for a number by the ketter they gave me.....but NO WAY.
Anyone know a National bank that let you open an account?
all that is required of you to open up a bank account is proper identification. not a SSN. the response you are getting is subjective. walk into as many banks as possible without letting them know that you have tried elsewhere. at least one bank clerk will let you open an account. other than identifying yourself, you will need a US address.
it happened to me too. denied account in one branch only to open in another. without SSN or US address, late last year before i moved here.
May 10th 2004, 5:12 pm
#3
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Re: Bank account without S/S number?
Originally posted by Gross50
all that is required of you to open up a bank account is proper identification. not a SSN. the response you are getting is subjective. walk into as many banks as possible without letting them know that you have tried elsewhere. at least one bank clerk will let you open an account. other than identifying yourself, you will need a US address.
it happened to me too. denied account in one branch only to open in another. without SSN or US address, late last year before i moved here.
all that is required of you to open up a bank account is proper identification. not a SSN. the response you are getting is subjective. walk into as many banks as possible without letting them know that you have tried elsewhere. at least one bank clerk will let you open an account. other than identifying yourself, you will need a US address.
it happened to me too. denied account in one branch only to open in another. without SSN or US address, late last year before i moved here.
Well will keep trying but they reckon its the law that states a S/S is needed
I must say I thought the same as you have mentioned ie subjective
May 10th 2004, 5:19 pm
#4
Guest
Posts: n/a
Re: Bank account without S/S number?
The law they are referring to is the Patriot Act and the act doesn't
require SSN to open an account.
Go higher up the food chain in the
banks. I found Citizens to be really helpful.
--
Posted via http://britishexpats.com
require SSN to open an account.
Go higher up the food chain in the
banks. I found Citizens to be really helpful.
--
Posted via http://britishexpats.com
May 10th 2004, 5:19 pm
#5
C.G.D.S
Joined: Nov 2003
Location: Ireland--->London--->Spain--->Rockport, MA
Posts: 3,353
The law they are referring to is the Patriot Act and the act doesn't require SSN to open an account.
Go higher up the food chain in the banks. I found Citizens to be really helpful.
Go higher up the food chain in the banks. I found Citizens to be really helpful.
May 10th 2004, 5:20 pm
#6
Guest
Posts: n/a
Re: Bank account without S/S number?
The law they are referring to is the Patriot Act and the act doesn't
require SSN to open an account.
Go higher up the food chain in the
banks. I found Citizens to be really helpful.
--
Posted via http://britishexpats.com
require SSN to open an account.
Go higher up the food chain in the
banks. I found Citizens to be really helpful.
--
Posted via http://britishexpats.com
May 10th 2004, 5:28 pm
#7
Forum Regular
Joined: Oct 2003
Location: Melbourne
Posts: 151
Re: Bank account without S/S number?
Originally posted by Susanna
Well will keep trying but they reckon its the law that states a S/S is needed
I must say I thought the same as you have mentioned ie subjective
Well will keep trying but they reckon its the law that states a S/S is needed
I must say I thought the same as you have mentioned ie subjective
We opened an account with Fleet in Maine with no ssn, but we did go to other banks that said that they required them. Keep looking..
and good luck. I know how frustrating it can be to not be able to do anything without a SSN....
May 10th 2004, 6:03 pm
#8
Septicity
Joined: May 2004
Posts: 23,762
Re: Bank account without S/S number?
You do not need a SS# to open a US bank account, nor do you even need to be legally resident.
As my wife (for her sins) works for them, I can confirm that the requirements for Wells Fargo are 2 picture IDs – one should be government issued (passport, DL, etc), the other can be almost anything (student ID, employee ID, Check Cash Place ID, etc). This is presumably WF’s interpretation of the Patriot Act – but I can’t believe the other players will be particularly different.
Without the SS#, you definitely won’t be applying for any credit, but all the other products should be open to you including the Visa/ATM card.
As my wife (for her sins) works for them, I can confirm that the requirements for Wells Fargo are 2 picture IDs – one should be government issued (passport, DL, etc), the other can be almost anything (student ID, employee ID, Check Cash Place ID, etc). This is presumably WF’s interpretation of the Patriot Act – but I can’t believe the other players will be particularly different.
Without the SS#, you definitely won’t be applying for any credit, but all the other products should be open to you including the Visa/ATM card.
May 10th 2004, 6:35 pm
#9
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Originally posted by sibsie
The law they are referring to is the Patriot Act and the act doesn't require SSN to open an account.
Go higher up the food chain in the banks. I found Citizens to be really helpful.
The law they are referring to is the Patriot Act and the act doesn't require SSN to open an account.
Go higher up the food chain in the banks. I found Citizens to be really helpful.
Is Citizens a national bank?
Just called the US BANK and they refused me this morning so the branch manager is going to call me back.
There is always something lol
Thanks everyone
May 10th 2004, 6:45 pm
#10
You Are All Diseased
Joined: Feb 2004
Location: Farnham, UK
Posts: 4,511
I'm in Georgia and I use Wachovia for my account.
I just showed them my passport and they opened it there on the spot with a Visa/Debit card and cheque book.
I just showed them my passport and they opened it there on the spot with a Visa/Debit card and cheque book.
May 10th 2004, 7:05 pm
#11
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Joined: Jan 2004
Location: PA
Posts: 527
Originally posted by rincewind
I'm in Georgia and I use Wachovia for my account.
I just showed them my passport and they opened it there on the spot with a Visa/Debit card and cheque book.
I'm in Georgia and I use Wachovia for my account.
I just showed them my passport and they opened it there on the spot with a Visa/Debit card and cheque book.
May 10th 2004, 7:52 pm
#12
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Joined: Mar 2004
Location: Chicago, Il
Posts: 1,320
we have found this with many things over hear, basically the drones at the counters don't know very much. If you ask to speak to the manager you will get an account.
May 11th 2004, 3:42 am
#13
Joined: Dec 2001
Location: Dixie, ex UK
Posts: 52,439
Originally posted by AlisonPA
Wachovia wouldn't let my husband add me to his bank account without an SSN. ....
Wachovia wouldn't let my husband add me to his bank account without an SSN. ....
Unfortunately as non American citizens none of us fit the standard mold for many financial/ utilities/ credit/ insurance products, so you have to learn to be proactive in asking to speak to someone higher up the corporate tree to find (hopefully) an intelligent answer to your problems.
May 11th 2004, 9:47 am
#14
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It's all about taxes. The big banks are majorly tied in and bossed around by the IRS.
Reason being usually they're pretty strict on SSN's cuz many drug dealers would open up bank accounts, and deposits millions of tax-free money, pay checks, etc. -- and the IRS was powerless cuz it's a fake name and no SSN to tie it too.
Plus you could open a business with no SSN and do millions in sales and pay no tax since nothing gets reported.
It also prevents millions of illegals from generating tens of thousands of dollars in income a year, depositing in bank accounts, and paying no taxes at the end of the year.
Working and not paying taxes is still illegal in the US of A.
-= nav =-
Reason being usually they're pretty strict on SSN's cuz many drug dealers would open up bank accounts, and deposits millions of tax-free money, pay checks, etc. -- and the IRS was powerless cuz it's a fake name and no SSN to tie it too.
Plus you could open a business with no SSN and do millions in sales and pay no tax since nothing gets reported.
It also prevents millions of illegals from generating tens of thousands of dollars in income a year, depositing in bank accounts, and paying no taxes at the end of the year.
Working and not paying taxes is still illegal in the US of A.
-= nav =-
May 11th 2004, 1:16 pm
#15
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Joined: Nov 2003
Location: Ireland--->London--->Spain--->Rockport, MA
Posts: 3,353
Originally posted by supernav
It's all about taxes. The big banks are majorly tied in and bossed around by the IRS.
It's all about taxes. The big banks are majorly tied in and bossed around by the IRS.
