Bank account
#1
Forum Regular
Thread Starter
Joined: Apr 2017
Posts: 221
Bank account
Went into chase to open a bank account and was told that I need a proof of address to open an account - we’re in an Airbnb whilst looking for a apartment and I have no utility bills lol so I’m unsure what the hell to do.
No social yet as only just landed here on my IR1 on Saturday.
No social yet as only just landed here on my IR1 on Saturday.
#2
Re: Bank account
Get an address. Banks are legally required to obtain a verifiable address for every new customer, which means either a paper document such as a utility bill, or something in an on-line database that banks have access to and is indexed using your SSN .... which you don't have. In any case even if you did have an SSN your records would be very few.
It has been reported a number of times by people here on BE that Wells Fargo will take (at least sometimes) proof of your work address or your address in the UK (either meet the above-mentioned legal requirement).
It has been reported a number of times by people here on BE that Wells Fargo will take (at least sometimes) proof of your work address or your address in the UK (either meet the above-mentioned legal requirement).
#3
BE Forum Addict
Joined: Apr 2011
Location: Ohio
Posts: 1,834
Re: Bank account
Chase opened us a bank account using a work address, on the employment offer letter, and used that one to mail out cards, etc. Once we had a lease a couple of weeks later, they switched it over.
#4
Re: Bank account
If you were to use a UK address with Wells Fargo what kind of evidence would they need? UK drivers licence maybe?
#5
Re: Bank account
I am not sure as I was only reporting others' experience, but I would imagine a UK driving licence should work. On the other hand the branch staff might not be comfortable with that and decline to open the account - bank branch staff can be very hard to predict.
#7
Re: Bank account
Any account-opening experience prior to the implementation of the section of the USA PATRIOT Act that governs the opening of bank accounts, is obsolete.
Last edited by Pulaski; Oct 31st 2017 at 1:51 pm.
#9
Re: Bank account
Went into chase to open a bank account and was told that I need a proof of address to open an account - we’re in an Airbnb whilst looking for a apartment and I have no utility bills lol so I’m unsure what the hell to do.
No social yet as only just landed here on my IR1 on Saturday.
No social yet as only just landed here on my IR1 on Saturday.
Do I recall that you are transferring to your UK company's NYC office? If so, use the office address until you have a residence.
#10
Forum Regular
Joined: Feb 2009
Posts: 88
Re: Bank account
I tried to open a Chase account using work address and they said it has to be reseidential. They will accept a letter from your work stating you are employed and residing at XXXX address. That is what I used.
#12
Re: Bank account
I wouldn't bet on that being possible again, because proof of address is an explicit requirement of the USA PATRIOT Act before an account can be opened. Which is exactly what Viitav discovered!
#13
Re: Bank account
We also started out with Chase using hubby's work address, was 9 years ago though maybe they have changed the rules.
#15
Re: Bank account
Yet the PATRIOT Act was passed long before our experience at the start of 2011.