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Auto Windshield Repair Insurance!!

Auto Windshield Repair Insurance!!

Old Oct 4th 2011, 4:45 pm
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Question Auto Windshield Repair Insurance!!

So AAA in CA not sure about other states have just changed their policy coverages and no longer do what they call a Flexi auto insurance thus no windshield cover I would normally pay $50 for a replacement, I have just had a shit fight with some twat who told me that none of the polices cover windshield replacement anymore!!

So anyone pay independent of their auto insurance for this kinda damage please!!
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Old Oct 4th 2011, 4:46 pm
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Default Re: Auto Windshield Repair Insurance!!

Originally Posted by Poppy girl View Post
So AAA in CA not sure about other states have just changed their policy coverages and no longer do what they call a Flexi auto insurance thus no windshield cover I would normally pay $50 for a replacement, I have just had a shit fight with some twat who told me that none of the polices cover windshield replacement anymore!!

So anyone pay independent of their auto insurance for this kinda damage please!!
Included with our insurance here in AZ. No deductible, either.
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Old Oct 4th 2011, 4:49 pm
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Default Re: Auto Windshield Repair Insurance!!

I'd change insurer if I was you.
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Old Oct 4th 2011, 5:11 pm
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Default Re: Auto Windshield Repair Insurance!!

Originally Posted by sir_eccles View Post
I'd change insurer if I was you.
Definitely. Shop around.
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Old Oct 4th 2011, 5:17 pm
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Default Re: Auto Windshield Repair Insurance!!

Yeah, change insurance?
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Old Oct 4th 2011, 5:18 pm
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Default Re: Auto Windshield Repair Insurance!!

My wife's car just needed a new windscreen. We're with Nationwide (and pretty comprehensively insured), and there is a $250 deductible with the windscreen policy so the insurance only covered about $75 of the bill.

I had a similar WTF conversation with Nationwide. It seems odd that the windscreen coverage is so weak - I hope that it's not the same with the rest of the cover!
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Old Oct 4th 2011, 5:19 pm
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Default Re: Auto Windshield Repair Insurance!!

WOW!! Thanks Guys that seems a unanimous vote.

Thank you all
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Old Oct 4th 2011, 5:24 pm
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Default Re: Auto Windshield Repair Insurance!!

Originally Posted by Warrington Wolf View Post
My wife's car just needed a new windscreen. We're with Nationwide (and pretty comprehensively insured), and there is a $250 deductible with the windscreen policy so the insurance only covered about $75 of the bill.

I had a similar WTF conversation with Nationwide. It seems odd that the windscreen coverage is so weak - I hope that it's not the same with the rest of the cover!
I have $25,000 Bodily per person
$50,000/accident
$25,000 property damage
Collision deductabile $500/accident
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Old Oct 4th 2011, 5:27 pm
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Default Re: Auto Windshield Repair Insurance!!

Originally Posted by Poppy girl View Post
I have $25,000 Bodily per person
$50,000/accident
$25,000 property damage
Collision deductabile $500/accident
Your limits are too low unless you have no assets.
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Old Oct 4th 2011, 5:27 pm
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Default Re: Auto Windshield Repair Insurance!!

Originally Posted by fatbrit View Post
Your limits are too low unless you have no assets.
Nope not in the US.

What would you suggest please!!
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Old Oct 4th 2011, 5:33 pm
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Default Re: Auto Windshield Repair Insurance!!

Originally Posted by Poppy girl View Post
Nope not in the US.

What would you suggest please!!
Let's say you plough into a brand new $100k parked Merc with your current policy and write it off. Your insurance company will write a check for the limit of their liability ($25k) and walk away. If you have assets, the owner (or their insurance company if they had underinsured coverage) will come after you for the other $75k.
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Old Oct 4th 2011, 5:46 pm
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Default Re: Auto Windshield Repair Insurance!!

Originally Posted by fatbrit View Post
Let's say you plough into a brand new $100k parked Merc with your current policy and write it off. Your insurance company will write a check for the limit of their liability ($25k) and walk away. If you have assets, the owner (or their insurance company if they had underinsured coverage) will come after you for the other $75k.
Well they will have a bloody long wait then lol...but yes I knew that part just wondering what is a realistic coverage to go for if I do indeed bother to change at all!!

Last edited by Poppy girl; Oct 4th 2011 at 5:58 pm.
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Old Oct 4th 2011, 6:11 pm
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Default Re: Auto Windshield Repair Insurance!!

I have it with GEICO full coverage, no deductible, plus they come to your house or place of business to do the work.
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Old Oct 4th 2011, 6:19 pm
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Default Re: Auto Windshield Repair Insurance!!

Originally Posted by Rete View Post
I have it with GEICO full coverage, no deductible, plus they come to your house or place of business to do the work.
Ummm some investigating needs to be done at my end for sure!!
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Old Oct 4th 2011, 6:46 pm
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Default Re: Auto Windshield Repair Insurance!!

Progressive "we will need to take 15 mins to ask you about 50 questions before we can give you a quote" Will it affect my credit score for just getting a quote" "Yes" "what just for a quote" "Yes" we will need to pull your Fico score"...Bollocks not going to waste my time going through that palavar!!...phone was put down.
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