Auto insurance
Jun 3rd 2004, 11:24 am
#16
Lost in BE Cyberspace
Joined: Oct 2003
Location: Avon Lake, OH
Posts: 5,270
We go with State Farm and I am very pleased.
Got a 100/300/100 with 250 deducatable for a 2003 Honda Civic EX, on my UK driving license for pennies over 100 a month. I now have a US license and just got quoted 116 a month for a 2005 Ford Focus ZX4 ST, myagent also said I could expect around a 20 a month reduction after I turn 25.
If you go through an agent of any company, find out who the area manager is, call them up and explain your situation and ask for a recommendation of an agent to see, I did this and the rate went down considerably.
Got a 100/300/100 with 250 deducatable for a 2003 Honda Civic EX, on my UK driving license for pennies over 100 a month. I now have a US license and just got quoted 116 a month for a 2005 Ford Focus ZX4 ST, myagent also said I could expect around a 20 a month reduction after I turn 25.
If you go through an agent of any company, find out who the area manager is, call them up and explain your situation and ask for a recommendation of an agent to see, I did this and the rate went down considerably.
Jun 3rd 2004, 11:26 am
#17
Lost in BE Cyberspace
Joined: Oct 2003
Location: Avon Lake, OH
Posts: 5,270
Oh, one other thing. Ask for the insurance company to check with the underwriters, there are often discounts that only they can give. After all, they are the ones who actually give you the rate, not the broker.
Jun 4th 2004, 4:36 pm
#18
Just Joined
Joined: Apr 2004
Posts: 13
auto insurance
I also used AIG through International Autosource and received an excellent insurance rate. I think you must purchase a car from them in order for them to help you with insurance. I am not sure about this though. It never hurts to call them and ask.
Jun 4th 2004, 4:36 pm
#19
Just Joined
Joined: Apr 2004
Posts: 13
auto insurance
I also used AIG through International Autosource and received an excellent insurance rate. I think you must purchase a car from them in order for them to help you with insurance. I am not sure about this though. It never hurts to call them and ask.
Jun 5th 2004, 1:55 pm
#20
Joined: Dec 2001
Location: Dixie, ex UK
Posts: 52,446
Re: Auto insurance
Originally posted by ray6
Well I have have preferred you called me he..but no matter.. But yes my wife has been an insurance agent for 20+ years.. In fact thats how we met.. when she conned me with "yes we take your foreign driving into account" its just a baiting game...played by many..
Well I have have preferred you called me he..but no matter.. But yes my wife has been an insurance agent for 20+ years.. In fact thats how we met.. when she conned me with "yes we take your foreign driving into account" its just a baiting game...played by many..
Jun 5th 2004, 2:42 pm
#21
Mr. Grumpy
Joined: Jun 2003
Location: Nashville, TN
Posts: 3,100
not being contentious, but if NO US insurance company takes uk experience into consideration - how does that explain why the premium on my jeep SUV (liability only admittedly) is $24.50 a month? ($26 if i didn't have homeowners)
this is through farm bureau in nashville and I have had a license since Nov 2003
geico also said they took my UK record into consideration and I had a 'low-risk profile' because of it. Geico quoted me $1800 per year for a 2000 model year porsche 911 costing $40k
i think having a lot of friends here telling me the local info has helped a lot admittedly
actually - just to add, i think nashville has the lowest premiums i nthe US (according to CNN.com) so the above figures are probably a bit skewed
this is through farm bureau in nashville and I have had a license since Nov 2003
geico also said they took my UK record into consideration and I had a 'low-risk profile' because of it. Geico quoted me $1800 per year for a 2000 model year porsche 911 costing $40k
i think having a lot of friends here telling me the local info has helped a lot admittedly
actually - just to add, i think nashville has the lowest premiums i nthe US (according to CNN.com) so the above figures are probably a bit skewed
Last edited by BritGuyTN; Jun 5th 2004 at 2:45 pm.
Jun 5th 2004, 3:11 pm
#22
Joined: Mar 2003
Posts: 68,280
Depending on the state your in.. things can vary wildly....
All the big companies offer home owners insurance right!!!
Not Quite! Down here in Florida especially coastal NONE of the big companies will offer home owners to anybody... too great a risk they claim.. Most people now have to use the state pool (insurance of last resort)...
All the big companies offer home owners insurance right!!!
Not Quite! Down here in Florida especially coastal NONE of the big companies will offer home owners to anybody... too great a risk they claim.. Most people now have to use the state pool (insurance of last resort)...
