Associates demanding ID with Visa CC
#16
BE Forum Addict
Joined: Oct 2004
Location: The Big Apple
Posts: 1,834
Re: Associates demanding ID with Visa CC
We were on honeymoon last year and my wife had passport in new name but cards in old name - explained that names didn't match but none of the clerks we encountered cared!!
I must admit the stores that request ID seem wierd - asked for 20 bux worth of groceries but for for 1000 bux of consumer electronics!!
Its a good point - do they check the names match - probably not! My advice is get a card with photo on it (Bank of America do this) then you never get asked and it prevents fraud properly - friend of mine had her handbag nicked and this was the only card that wasn't used illegally (obviously most cards have protection anyway).
I must admit the stores that request ID seem wierd - asked for 20 bux worth of groceries but for for 1000 bux of consumer electronics!!
Its a good point - do they check the names match - probably not! My advice is get a card with photo on it (Bank of America do this) then you never get asked and it prevents fraud properly - friend of mine had her handbag nicked and this was the only card that wasn't used illegally (obviously most cards have protection anyway).
#17
Re: Associates demanding ID with Visa CC
Originally Posted by Steff
You sound like you think that you are better than them just because they are working at a minimum wage job...
#18
Re: Associates demanding ID with Visa CC
Originally Posted by Pulaski
It's not to protect you when you are using your card, it is to (i) protect you when your card is stolen, and (ii) (probably more importantly) to protect the store when the card is stolen - if the store doesn't carry out some basic precautions then a fraudulent charge may be charged back to the store, and they have to swallow it as the fraudster, and their stock, has long since disappeared.
How can the store be penalized for following Visa's very own procedures which, generally, do not include an ID check?
Think you need to put your thinking cap on here.
#19
Lost in BE Cyberspace
Joined: Feb 2004
Posts: 14,577
Re: Associates demanding ID with Visa CC
Originally Posted by Bob
supervisor/manger isn't though....
I don't mind showing ID in a supermarket like Dominicks or Publix, but I don't like showing it in some dodgy little shop for the same reasons as fatbrit.
#20
Re: Associates demanding ID with Visa CC
Originally Posted by Steff
You sound like you think that you are better than them just because they are working at a minimum wage job...
Then you do not know me very well.
#21
Re: Associates demanding ID with Visa CC
This is a public service announcement
With guitar
Know your rights.
With guitar
Know your rights.
#22
BE Forum Addict
Joined: Oct 2004
Location: The Big Apple
Posts: 1,834
Re: Associates demanding ID with Visa CC
Originally Posted by fatbrit
And pray tell how this protects me if my card is stolen?
How can the store be penalized for following Visa's very own procedures which, generally, do not include an ID check?
Think you need to put your thinking cap on here.
How can the store be penalized for following Visa's very own procedures which, generally, do not include an ID check?
Think you need to put your thinking cap on here.
#23
Re: Associates demanding ID with Visa CC
Originally Posted by Big D
It protects you cos if they actually compare the names on card and photo id (BIG if) then it will stop the card being used by the robbing b'stard who nicked your card
#24
Re: Associates demanding ID with Visa CC
Originally Posted by Big D
It protects you cos if they actually compare the names on card and photo id (BIG if) then it will stop the card being used by the robbing b'stard who nicked your card
#25
Re: Associates demanding ID with Visa CC
Originally Posted by anotherlimey
I don't mind showing ID in a supermarket like Dominicks or Publix, but I don't like showing it in some dodgy little shop for the same reasons as fatbrit.
#26
Re: Associates demanding ID with Visa CC
Originally Posted by Big D
It protects you cos if they actually compare the names on card and photo id (BIG if) then it will stop the card being used by the robbing b'stard who nicked your card
#27
Re: Associates demanding ID with Visa CC
Originally Posted by Lion in Winter
Not convinced. I lent my Sam's Club (photo id) to someone who's staying with us so that they could do our shopping. There's me - blonde, fair-skinned and English, her, black hair, dark-skinned and Mexican - and the cashier looked at the card, looked at her, and never even said anything.
#28
Re: Associates demanding ID with Visa CC
Originally Posted by fatbrit
No -- I'm saying that if I show it to them, they then have the ability to so do if they so wish. Even by memory, especially if I'm a regular customer where they can memorize one part at every visit.
And since it does absolutely nothing to protect me against CC fraud, why should I give them that opportunity?
And since it does absolutely nothing to protect me against CC fraud, why should I give them that opportunity?
I don't mind showing picture ID to verify my identity when making credit card purchases.
I would make a fuss if a copy was made of that ID or even worse, it was taken away, out of my sight.
BTW- I hope no-one here has their Social Security Number listed on their driving license. This is a very bad idea.
NC Penguin
#30
Re: Associates demanding ID with Visa CC
Originally Posted by NC Penguin
You're assuming that cashiers have the intelligence to remember parts of the information on the ID that you offer them...