Anyone know anything about the Consumer Credit Counselling service?
Nov 29th 2011, 7:22 pm
#1
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Anyone know anything about the Consumer Credit Counselling service?
I'm struggling financially with a Graduate Study loan from the UK and since losing my job in August haven't been able to make a payment on the loan.
Has anyone heard of the CCCS? And what are my possibilities for this debt now that I am living in the US?
Has anyone heard of the CCCS? And what are my possibilities for this debt now that I am living in the US?
Nov 29th 2011, 7:29 pm
#2
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Re: Anyone know anything about the Consumer Credit Counselling service?
There are hundreds of credit counselling services in the US. Some are, no doubt, actually helpful, but many are scam-like. Few will know how to deal with a foreign debt. Best bet is to find a quality US consumer credit board and read/ask there. It is pretty well impossible for a UK consumer consumer debt to be enforced in the US. Doesn't mean they won't try, though. Latest attempts seem to have been to channel the debt through Canada and then try to sue in a US court. You can get it dismissed quite easily with legal advice/personal study.
Nov 29th 2011, 7:34 pm
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Re: Anyone know anything about the Consumer Credit Counselling service?
There are hundreds of credit counselling services in the US. Some are, no doubt, actually helpful, but many are scam-like. Few will know how to deal with a foreign debt. Best bet is to find a quality US consumer credit board and read/ask there. It is pretty well impossible for a UK consumer consumer debt to be enforced in the US. Doesn't mean they won't try, though. Latest attempts seem to have been to channel the debt through Canada and then try to sue in a US court. You can get it dismissed quite easily with legal advice/personal study.
It's all getting a bit tricky financially and with only a little bit of unemployment which is due to run out in Feb I might just have to cut the UK debt adrift
Nov 29th 2011, 7:40 pm
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Re: Anyone know anything about the Consumer Credit Counselling service?
).
Nov 29th 2011, 7:42 pm
#5
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Re: Anyone know anything about the Consumer Credit Counselling service?
Where in Jersey Girl?
Nov 29th 2011, 7:45 pm
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Re: Anyone know anything about the Consumer Credit Counselling service?
NW NJ...Morris County. I am 1 hr away from the Delaware Water Gap.
Nov 29th 2011, 7:48 pm
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Nov 29th 2011, 7:51 pm
#8
Septicity
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Re: Anyone know anything about the Consumer Credit Counselling service?
In order of priority:
Rent (if applicable)
Essential utilities
Mortgage (if applicable)
IRS (if applicable)
US debt
Foreign debt
Nov 29th 2011, 7:53 pm
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Re: Anyone know anything about the Consumer Credit Counselling service?
I was pleasantly surprised.
Nov 29th 2011, 7:55 pm
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Re: Anyone know anything about the Consumer Credit Counselling service?
Nov 29th 2011, 8:18 pm
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Re: Anyone know anything about the Consumer Credit Counselling service?
Nov 29th 2011, 8:24 pm
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Nov 29th 2011, 8:36 pm
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