AIG relocation assistance and HSBC international
Dec 12th 2011, 1:59 pm
#16
Lump Of Coal
Joined: Nov 2011
Location: Home or Work.
Posts: 148
Re: AIG relocation assistance and HSBC international
It almost sounds too good to be true... it's $440 now but still seems very cheap, and I can't find much information on their website.
Maybe somebody could answer these questions (I've emailed them as well):
1. Are pre-existing medical conditions covered? Or do/can they increase the premiums if they do cover them?
2. That $440 is per year, per person, right? No discounts for kids or a family plan instead?
3. Is the auto program any good? Does it work like International AutoSource (buy before you head to the US) or is it basically just assistance in getting any car loan from any dealer?
Thanks.
Maybe somebody could answer these questions (I've emailed them as well):
1. Are pre-existing medical conditions covered? Or do/can they increase the premiums if they do cover them?
2. That $440 is per year, per person, right? No discounts for kids or a family plan instead?
3. Is the auto program any good? Does it work like International AutoSource (buy before you head to the US) or is it basically just assistance in getting any car loan from any dealer?
Thanks.
http://assist.travelguardworldwide.c...861-254888.pdf
Dec 12th 2011, 2:12 pm
#17
BE Forum Addict
Joined: Feb 2010
Location: Temecula, CA
Posts: 4,759
Re: AIG relocation assistance and HSBC international
They have a PDF on their website that you can download.... here is the direct link for that PDF.
http://assist.travelguardworldwide.c...861-254888.pdf
http://assist.travelguardworldwide.c...861-254888.pdf
Dec 12th 2011, 6:09 pm
#20
BE Enthusiast
Joined: Jun 2011
Location: California
Posts: 471
Re: AIG relocation assistance and HSBC international
It almost sounds too good to be true... it's $440 now but still seems very cheap, and I can't find much information on their website.
Maybe somebody could answer these questions (I've emailed them as well):
1. Are pre-existing medical conditions covered? Or do/can they increase the premiums if they do cover them?
2. That $440 is per year, per person, right? No discounts for kids or a family plan instead?
3. Is the auto program any good? Does it work like International AutoSource (buy before you head to the US) or is it basically just assistance in getting any car loan from any dealer?
Thanks.
Maybe somebody could answer these questions (I've emailed them as well):
1. Are pre-existing medical conditions covered? Or do/can they increase the premiums if they do cover them?
2. That $440 is per year, per person, right? No discounts for kids or a family plan instead?
3. Is the auto program any good? Does it work like International AutoSource (buy before you head to the US) or is it basically just assistance in getting any car loan from any dealer?
Thanks.
Sorry I can't help with the medical insurance side as we have it through my husbands company but we are using them for the other things such as car, car ins, renters ins....
The $440 is to buy into the expat programme, costs of ins etc are on top of that, they should be able to give you a quote before you buy in. For us we saved more than that amount in just the car insurance!
As for the car, they put you in touch with International Autosource, whether you get a better deal than from going to them direct I don't know but we have had pretty good service from them. In fact Ford changed the deal from when we ordered the car to when we got it resulting in almost a $1000 difference from the original deal
but after a little whinging International Autosource sent us a check for the difference 
so we actually ended up better off 
International Autosource got us quotes from a lot of different car manufacturers from Ford to Audi, we settled on the Ford as it was so cheap! The only problem we did have was we ordered 2 cars, one for me and one for my hubby, a week before I was due to get mine Ford cancelled the order as there had been such a high demand for that car they didn't have enough parts!!!!! 
But International Autosource refunded our deposit, we had that option or to wait for the 2013 model released next April!!! HTH a little
Vicki
Dec 12th 2011, 7:44 pm
#21
BE Forum Addict
Joined: Feb 2010
Location: Temecula, CA
Posts: 4,759
Re: AIG relocation assistance and HSBC international
Hi Geoff,
Sorry I can't help with the medical insurance side as we have it through my husbands company but we are using them for the other things such as car, car ins, renters ins....
The $440 is to buy into the expat programme, costs of ins etc are on top of that, they should be able to give you a quote before you buy in. For us we saved more than that amount in just the car insurance!
As for the car, they put you in touch with International Autosource, whether you get a better deal than from going to them direct I don't know but we have had pretty good service from them.
Sorry I can't help with the medical insurance side as we have it through my husbands company but we are using them for the other things such as car, car ins, renters ins....
The $440 is to buy into the expat programme, costs of ins etc are on top of that, they should be able to give you a quote before you buy in. For us we saved more than that amount in just the car insurance!
As for the car, they put you in touch with International Autosource, whether you get a better deal than from going to them direct I don't know but we have had pretty good service from them.
International Autosource did phone me, referred through Pickfords, but it seems to be the same deal
. Unfortunately I don't have an employer yet so they were unable to help me 
.
Dec 28th 2011, 5:13 pm
#22
Just Joined
Thread Starter
Joined: Feb 2008
Location: UK, soon to be USA
Posts: 18
Re: AIG relocation assistance and HSBC international
Just to let everyone know I signed up for this service just before Christmas. Besides the benefits already listed in this thread, they now claim to be able to work with mortgage lenders who will assist with mortgages for Expats with no US credit rating. I'd already heard this was possible from a contact who knows a Mortgage Advisor in CA.
I'll be looking into this and will report back if anything interesting comes up. Until then, thanks again for the advice, help and information!
I'll be looking into this and will report back if anything interesting comes up. Until then, thanks again for the advice, help and information!
Dec 30th 2011, 2:57 am
#23
L2, GC, Surrey, OH, TX!
Joined: Aug 2007
Location: Surrey to Dallas (via Ohio)!
Posts: 6,363
Re: AIG relocation assistance and HSBC international
It almost sounds too good to be true... it's $440 now but still seems very cheap, and I can't find much information on their website.
Maybe somebody could answer these questions (I've emailed them as well):
1. Are pre-existing medical conditions covered? Or do/can they increase the premiums if they do cover them?
2. That $440 is per year, per person, right? No discounts for kids or a family plan instead?
3. Is the auto program any good? Does it work like International AutoSource (buy before you head to the US) or is it basically just assistance in getting any car loan from any dealer?
Thanks.
Maybe somebody could answer these questions (I've emailed them as well):
1. Are pre-existing medical conditions covered? Or do/can they increase the premiums if they do cover them?
2. That $440 is per year, per person, right? No discounts for kids or a family plan instead?
3. Is the auto program any good? Does it work like International AutoSource (buy before you head to the US) or is it basically just assistance in getting any car loan from any dealer?
Thanks.
Dec 30th 2011, 9:34 am
#24
BE Forum Addict
Joined: Feb 2010
Location: Temecula, CA
Posts: 4,759
Re: AIG relocation assistance and HSBC international
They never did reply. Oh well, as lots of people seem to recommend them, I'll have to dig further myself! Thanks.
Dec 30th 2011, 11:10 am
#25
Just Joined
Thread Starter
Joined: Feb 2008
Location: UK, soon to be USA
Posts: 18
Re: AIG relocation assistance and HSBC international
Hi Geoff,
I had the same problem initially - their website is awful and I emailed them but didn't hear back (this is why I started the thread...) - I then passed the details to HR at the company I'm moving to, and they managed to get in touch. Have you tried calling - maybe this is the trick!
If you don't get anywhere, let me know and I'll ask the coordinator I'm in touch with how you can proceed.
I had the same problem initially - their website is awful and I emailed them but didn't hear back (this is why I started the thread...) - I then passed the details to HR at the company I'm moving to, and they managed to get in touch. Have you tried calling - maybe this is the trick!
If you don't get anywhere, let me know and I'll ask the coordinator I'm in touch with how you can proceed.
Jan 2nd 2012, 10:39 pm
#26
Forum Regular
Joined: Jan 2011
Location: Los Angeles, CA
Posts: 36
Re: AIG relocation assistance and HSBC international
I'd also recommend AIG / Travelguard.
The website is poor as is some of their documentation, but they are extremely helpful over the phone and have saved me significant $$$ on several things.
Totally worth the money in my opinion
Ian
The website is poor as is some of their documentation, but they are extremely helpful over the phone and have saved me significant $$$ on several things.
Totally worth the money in my opinion
Ian
Jan 2nd 2012, 10:44 pm
#27
Forum Regular
Joined: Jan 2011
Location: Los Angeles, CA
Posts: 36
Re: AIG relocation assistance and HSBC international
Hi,
We are using AIG/Travelguard We have been really happy with their service. We have our car insurance and renters insurance with them. They also organised a unsecured credit card with HSBC with a $10K limit (we don't bank with HSBC). They also put us in touch with a company to get a good deal on a car. Oh not forgetting the expat mortgage (4% over 30yrs), although we didn't have a big enough deposit (10% down, another 10% in savings) as we still have our UK house and decided to rent first just to make sure
HTH
Vicki
P.S. We have only been here just over 2 months so it's all very recent for us
We are using AIG/Travelguard
We have been really happy with their service. We have our car insurance and renters insurance with them. They also organised a unsecured credit card with HSBC with a $10K limit (we don't bank with HSBC). They also put us in touch with a company to get a good deal on a car. Oh not forgetting the expat mortgage (4% over 30yrs), although we didn't have a big enough deposit (10% down, another 10% in savings) as we still have our UK house and decided to rent first just to make sure HTH
Vicki
P.S. We have only been here just over 2 months so it's all very recent for us
Vicki,
Could you provide some more details on the mortgage they were offering? Was it with Wells Fargo?
Thanks
Ian
Jan 6th 2012, 2:29 pm
#28
Just Joined
Thread Starter
Joined: Feb 2008
Location: UK, soon to be USA
Posts: 18
Jan 7th 2012, 8:08 pm
#29
BE Enthusiast
Joined: Jun 2011
Location: California
Posts: 471
Re: AIG relocation assistance and HSBC international
Yes it was through Wells Fargo. They did also say if we wait 2 years (we intend to wait at least that!) and we have no credit problems they shouldn't see any reason why they couldn't offer us a 3.5% deposit with a low interest rate, at the moment it would be 3.8%.
HTH
Vicki
Jan 7th 2012, 8:11 pm
#30
BE Enthusiast
Joined: Jun 2011
Location: California
Posts: 471
Re: AIG relocation assistance and HSBC international
Slightly off topic, but oddly we just received a letter from Ford saying they made a mistake with our monthly lease payments but they have dropped them by $70 a month!!! So we are now only paying $248 a month! Nice
but they have dropped them by $70 a month!!! So we are now only paying $248 a month! Nice