columbo

Hi, This is my first post on this forum, so I apologise in advance if it's in the wrong place. I've searched the forum but cannot find any information that is specific to my question.
My son is a LPR living in Florida and is in the process of applying for citizenship. It is my son's intention to petition for my wife and myself to join him in America when we retire. It is my understanding that if we are successful in our application then upon the next visit to the US the green cards are granted. My question/s is/are, If successful, is there a time limit within which you must travel to the US to obtain your green card? Also, I may have to work for a couple more years so am I able to return back to the UK as a green card holder, work until i retire and then move permanently to the US say a couple of years later? Hope this makes sense. Many thanks.

paulpur

if im understanding you correctly , your son will be filing an I-130 to petition for you and your husband as a immediate relative, which i dont believe is subject to the wait time for priority dates , the process will probably take around 8-10months i believe , thats from initial petition to having visa in hand although your mileage may vary, once granted, the visa is valid and must be used within 6months and upon entering the US you will become a permanent resident(LPR)
however, it seems you are looking to complete the visa process, come to the US for a visit to get your permanent residency, and then leave after your visit to spend another couple of years in the UK working before heading back to the US to reitre?
If that is correct, then id suggest just holding off on the visa process and doing it when you are ready to move across to the US permanently, thats the point of becoming a permanent resident, if you were to carry out your plan as ive read it then you run into all sorts of abandonement issues as it pertains to your permanent residency status

columbo

Thanks Paulpur. That's answered my question perfectly. So it seems the sensible thing to do is plan the application for our green cards to time with when i've finished work and ready to move to the US on a permanent basis. Thanks again.

lisa67

Please look in to health insurance. The reason we won't consider this for my parents is solely down to the cost and availability of health insurance for them.

columbo

Thanks Lisa. That was going to be another question I was going to ask. Neither my wife or I have any pre existing conditions but of course we don't know what the future holds. I have looked online at some health insurance quotes which seem to be around $400 per month for the both of us. Is this realistic or am I looking in the wrong place? Thanks

Rete

Depending on your age, that may or may not be an accurate quote for healthcare insurance.

Please be aware that healthcare insurance provisions are not equal. This means that each provider and its offered policy needs to be carefully scrutinzed for deductibles, co-pays, type of services included/excluded, i.e. specialists, ambulance, pre-existing conditions. At the moment you are healthy but might not be at the time of moving to the US. Some companies will require a medical before insuring you and if you are overweight or any of your test results come back showing a problem or a potential problem, you will not be accepted. I know that humana which is my daughter's family private healthcare provider required a medical for both spouses before insuring them.

Then you need to check out prescription coverage, dental, eyewear, etc. These are not usually covered under the healthcare insurance.

S Folinsky

I would like to point out that people make assumption about who will die and in what order.

My older brother passed away 8 years ago at age 57 of natural causes. Our father just turned 90. When I was in practice, I would mention the hypothetical "run over by a bus."


A consultation with immigration counsel might be in order.

Bob

Have a search on the forums, there are a lot of threads regarding parents and retirement.

You would be very lucky to find a policy for that, per person, that isn't shit. It all depends on levels of coverage and deductable you can afford before insurance kicks in. Adding the fact all quotes you get online don't mean anything as you don't have any US credit history.

Welcome to BE, but please do your research regarding this subject as apart from the visa itself, which you seem to have the ability to get is the next most important factor of whether to do this or not.

scrubbedexpat099

Sounds very cheap, what sort of deductible?

Michael

Online quotes mean nothing until you are approved by the company and are usually unrealistic.

If health care reform holds up and is implemented in 2014 as in the current law, use the following calculator to determine what you would likely pay through the exchange. There are only options for single and family of 4 but it should give you a better idea of what might happen in the future since the exchange can't charge for pre-existing conditions and is purely based on age and income. According to current law, green card holders are eligible to use the exchange. The only major issue is that the calculator only goes to age 64 and not sure how it is handled for people that don't qualify for medicare at age 65.

http://healthreform.kff.org/SubsidyC...spx#calcParams

scrubbedexpat099

Well according to that we are getting a $10,000 subsidy each.

Whilst that would be very nice, begs the question of who is paying for it?

columbo

Thanks everyone for all of your advice. It certainly gives me something to think about. Looks like I need to do a bit more research.

nun

If you are over 65 and have been a LPR for at least 5 years you may be able to enrol in Medicare as a "voluntary enrollee". How you get insurance for the first 5 years may be the big problem and will be very dependent on where you live in the USA as health insurance is different between the states. For example in Massachusetts you must by law have insurance. You can get rates and coverage information for MA here

https://www.mahealthconnector.org/po...ite/connector/

columbo

Well it's our intention to move to Florida and when we retire i'll be 55 and my wife 59

Michael

You might possibly consider working for 10 years in the US and then both you and your wife would be eligible for both social security as well as medicare. It doesn't have to be a full time job can be one or two days a week or even an occasional self employment job as long as you pay FICA taxes for each quarter.

Social security benefits would be minimal but medicare would be covered like anyone else with 100% hospital coverage and 80% coverage for outpatient treatment for currently $96 per month. Drug benefits are extra but are 75% subsidized by the government.

However, your wife would not be eligible for social security and medicare benefits until you reach 65 since she would be getting benefits based on your income qualification.