tht

the Lloyds one from below is a UK travel one… any US one would likely be $10-12k for 6 months.. if a 6 month policy was even available..

I understand why some Brits like FL… language being a big factor (I personally much prefer Hawaii, but it’s a longer flight and a lot more expensive) , I have mostly lived in English speaking countries since I leaned it as a second language… NZ, and Ireland before moving to the US. My leaving the UK was actually seeing the beginnings of Brexit back in 2003/04.. still by 2008 no one understood why I needed to get my EU passport renewed when I had a UK one… a few years later they understood…

this in itself is even more ironic because we mainly moved back to the UK (mother is British) because of the attitude against “Ausländer” in Germany in the late 70’s…

I assume the poster below meant they self insured because they were paying for any treatment directly themselves and risking a major uninsured event… but aplenty the plan b of death works out cheaper… wonder if they had a DNR sign hung around their necks…

Many big US companies self insure… They have United Healthcare or someone else manage their program.. but they “underwrite” it themselves… I.e. keep premium equivalent to pay for claims at UHC negotiated rates. And maybe some sort of top level policy as a hedge…

A fee key words there… approved, pre-approved…

The reference to Medicaid is a good indicator…

“However, according to a 2020 KFF study, private insurance payment rates were 1.6-2.5 times higher than Medicare rates for inpatient hospital services”

So not to big of a gap… but as they are not Medicaid it’s harder to force a provider to treat them…

https://www.healthmarkets.com/resour...alth-insurance

Dusty Roads

If it’s you dream to move here do it and post here for others so they know how you did it… and what if any issues you had and how you resolved them…

the risks people are talking about are not certain.. so assume 90-99% your will be fine, if it gives you the lifestyle you want, and if the 10-1% event happens deal with it as best you can. Worst case you stop coming here or family get no inheritance, but you get to enjoy your golden years.. hopefully you have CV19 vacine and boosters…

If I had listened to the naysayers on here at age 21 I may never have moved here… it took me 10 years but I did it in the end…

Dusty Roads

Maybe I have selected the incorrect forum. The more I think about it, the more I think that I’m asking the wrong people the wrong questions.

Clearly most people on here are British expats who have been living away for many months or years. Questions about temporary visits for even up to 6 months on a B2 visa don’t register and more than likely don’t apply to most of the commenters and I can see now why I’m getting some rather obscure and non-applicable answers or advice.

However quite where I’m going to get the sort of information, for this quite niche set of questions for B2 visa holders I don’t know?

christmasoompa

A travel forum like Tripadvisor maybe? Tons of people spend months abroad each year in a second home, so you're certainly not unusual. You've sorted the travel insurance side of things from what I can gather, so now you just need help with the car side of things?

Good luck.

tht

There may be other sites which different motivations that will give you the answers you want to hear…

https://www.floridabritsrealty.com/fbr-wintering.html

https://floridareview.co.uk/practica...ida-snow-birds

you are not the only one who does this… so clearly there is a way Brits do it… although given the majority of foreign snowbirds are Canadian I would start there in my search…

while most on this Forum are not tourists, most of us faced similar challenges when we first arrived as temporary workers or to a lesser extent as spouses of USC…. Be it temporary Insurnace, DL, insurance, tax etc…

Pulaski

We get a fair number of questions about B-2's, and visitor visas, so I am not sure what you think you're missing. .... We might have gone off at a few tangents, but only ones I think are relevant even if not what you originally thought you were looking for, and as an aspiring long-stay visitor your questions may not find the advice you're looking for on a forum focused more on travel and tourism either.

So would you care to restate what questions you still have?

PetrifiedExPat

Noticed some of the twaddle about illegal immigrants being a drain on the NHS. In terms of total spend, its a drop in the ocean. OP is a Daily Mail reader who does not like to be challenged.

I wish them well on their US adventures, just don't get sick.

Dusty Roads

Hmm, nice to see that you can make judgements about me, without the merest knowledge of who I am.

Suffice to say I wonder how many Americans would take ( considering the massive health costs they seem burdened with) to people who have no connection with their country, have not paid one jot for any of the care they are receiving and then expect the British tax payer to put them up in hotels with 3 square meals per day. Last count it was costing the country £3 million per day.

Thank you to all who have contributed some useful information.
I think it better that I take some of the advice re checking tourist information sites, before things become too political.

Nutmegger

You don’t seem to be too familiar with the immigration situation in the US. Another topic to research if you plan to spend time here!

GeneralPowerpoint

Just a quick correction for you.

The strain on the NHS is almost entirely attributable to an ageing population for whom the successive and largely Tory governments have not adequately funded appropriate social care.

When you hear about extended waits in A&E it's because all the beds are taken up by British geriatrics who have fallen over and cut their knee but can't be discharged because adequate social care doesn't exist and so they sit under the supervision of doctors and nurses instead.

Hope that clarifies things.

Olly_

Not convinced that website has been updated recently

Pulaski

Agreed. It looks like that is from about 10 years ago, as it has been nearly that long since the dollar could be described as being weak against sterling.

Cape Blue

They can still readily do 90 days in Spain over the winter.

zzrmark

Jumping in on the driving licence debate. I know my situation was different in that I was a permanent resident but my experience was in Florida. I'm not sure where these out of state folks mentioned in earlier posts were that obtained licences but it was a right palaver getting my licence.
First answer, yes, you'll need to sit the test which, with little study, can be passed by an amoebic moron. In Sarasota the practical part of the test was taken in an area about the size of a tennis court and I believe all FL tests are taken off the public highway so if you rock up in a full size pickup you might have issues swinging it around the cones (two figure 8 loops was the sum total of the practical part!!)
Secondly, you will have to look more closely into the requirements to get your card, Sarasota office would not issue mine until I had a Social Security number, reason they gave being that FL issues Real ID cards which can be used to identify you if you have dealings with the Federal govt.
In my desperate haste to get on the road I nagged the Social Security office while the initial application post green card was still going through and ended up getting issued two numbers, luckily for them the office had both sets of paperwork and were able to sort me out but it caused quite a bit of aggro in their back office. Obviously you can't get an SSN but I mention that because it made my experience with the DMV and their insistence upon having an SSN quite memorable! That isn't to say that you can't get a licence but it did surprise me that, with it's large population of foreign residents, how few staff in the office were familiar with the procedures to deal with furriners.

I do know that up here in SC it is not uncommon for someone, with shall we say non-resident status, to pay a relative or friend to buy a car and insure it so that they may drive it. You probably don't want to ask me what they do about licences....