6 month medical insurance
Hi all am considering spending up to 6 months a year in Florida when I retire in 3 years time but am concerned about how you go about getting 6 months medical insurance,is there anyone who currently does it and what sort of costs are involved.
Thanks |
Re: 6 month medical insurance
Originally Posted by flopflop
(Post 12828699)
Hi all am considering spending up to 6 months a year in Florida when I retire in 3 years time but am concerned about how you go about getting 6 months medical insurance,is there anyone who currently does it and what sort of costs are involved.
Thanks You could try to google “snowbird insurance” (lots of Canadians do what you are proposing and must have some sort of coverage). I used Cigna for employees in Singapore a couple of years ago, the policies were global, but to keep the cost down you had an option of excluding USA. I doubt they would cover for only 6 months, you would have to maintain the policy 12 months a year (but you would then have private cover in the UK). I only ever got rates for workers in the 25-40 age range. I think it’s was maybe $2k a month for a couple excluding USA, and maybe double that including. So if you are older maybe $2-3k a month. So maybe $25-35k a year for good comprehensive coverage if you actaualy want non emergency access to healthcare while here. I think BUPA offer similar international coverage. |
Re: 6 month medical insurance
Annual policy?
Presume you would have to explain that you would be living in the US and not just visiting for a few weeks. |
Re: 6 month medical insurance
Annual policies have limits for individual trips.
You can certainly but long term travel insurance, the first hit from a google search. https://www.staysure.co.uk/long-stay-travel-insurance/ Now what the market will be in 3 years or 10 years or whatever, well who knows. |
Re: 6 month medical insurance
Originally Posted by Boiler
(Post 12828824)
Annual policies have limits for individual trips.
You can certainly but long term travel insurance, the first hit from a google search. https://www.staysure.co.uk/long-stay-travel-insurance/ Now what the market will be in 3 years or 10 years or whatever, well who knows. |
Re: 6 month medical insurance
Originally Posted by tht
(Post 12829687)
Travel insurance often has very limited coverage for emergencies / repatriation only. So this would not provide access to healthcare like the NHS or Local health insurance in the US does.
|
Re: 6 month medical insurance
Originally Posted by Boiler
(Post 12829692)
Absolutely not the same, and yes repatriation is a major component. OP has not come back so I have a feeling that will be another talking to ourselves thread.
|
Re: 6 month medical insurance
https://www.snowbirdadvisorinsurance.ca/
Logical there is a market for Canadians, I know people with second homes in Florida but none of them stay that long. |
All times are GMT. The time now is 6:54 am. |
Powered by vBulletin: ©2000 - 2024, Jelsoft Enterprises Ltd.
Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.