Retired UK citizens
#46
Forum Regular
Joined: Jan 2010
Location: Florida
Posts: 80
Re: Retired UK citizens
Can you be more specific please?
#48
Re: Retired UK citizens
Yes...basically 6 months in the USA, 6 months outside the USA, each year. Probably being careful not so spend more than 180 days inside the USA per calendar year, so as not to be liable to file a US tax return.
Rene
Rene
#49
Forum Regular
Joined: Jan 2010
Location: Florida
Posts: 80
Re: Retired UK citizens
Interesting. I did not think that it was that easy to get a B-2 every year.
#50
Re: Retired UK citizens
You don't have to get a new B-2 every year. Usually a B-2 visa is valid for 10 years, multiple entry.
It's difficult to get a B-2 visa if you are NOT of retirement age (think 20's, 30's, or 40's), and are eligible to use the VWP.
Rene
#51
Re: Retired UK citizens
A "normal" B-2 is valid for multiple entries for ten years. It's the folks with criminal etc issues that tend to get just one year validity. Although if they build up a record of compliance with immigration law and no further criminal violations, ConOffs have the discretion to issue multiple-entry B-2s valid up to five years I believe.
#52
Re: Retired UK citizens
I was throwing some numbers out there for people of, or approaching, retirement age who are NOT going to be eligible for medicare. Is it possible that there costs might be less than $50k, sure, especially in the short term. BUT (i) they are only going to get older and insurance premiums will rise, and likely accelerate as increased age compounds with inflation, and (ii) even if costs are less, they're not going to be a lot less. IMO it is better to budget for $50k, and find that it is actually $35k, than to presume it will be $35k and have a financial crisis when it turns out to be $50k.
BTW. $35k will be $50k in six years if medical costs and insurance premiums increase at 8% per annum.
BTW. $35k will be $50k in six years if medical costs and insurance premiums increase at 8% per annum.
#53
Forum Regular
Joined: Jan 2010
Location: Florida
Posts: 80
Re: Retired UK citizens
Thanks all for your replies. Very helpful.
#54
Just Joined
Thread Starter
Joined: Apr 2013
Posts: 10
Re: Retired UK citizens
OK, I think that the subject matter of this thread has probably been exhausted now. It seems as though our options lie in a possible new S.744/Y Visa Bill at some stage in the future or maybe we should re-think our options and try to obtain a B-2 Visa to extend our stay to 6 months per calendar year. In the latter instance, do we buy a property or rent for 6 months? Hmmm, something else to ponder.
Anyway folks, thanks a bunch for all your helpful answers. I wish we could live amongst you all but it does seems that the US government are making it extremely hard for people of means and good intentions to do so. Again, thanks & goodbye for now, David
Anyway folks, thanks a bunch for all your helpful answers. I wish we could live amongst you all but it does seems that the US government are making it extremely hard for people of means and good intentions to do so. Again, thanks & goodbye for now, David
#55
Re: Retired UK citizens
Indeed - an immigrant does need to bring more to the table than their charm and good will in order to be granted the priviledge of living in the USA. One cannot live here simply because they want to live here.
Regards, JEff
Regards, JEff
Last edited by jeffreyhy; Apr 25th 2013 at 8:44 pm.
#56
Re: Retired UK citizens
OK, I think that the subject matter of this thread has probably been exhausted now. It seems as though our options lie in a possible new S.744/Y Visa Bill at some stage in the future or maybe we should re-think our options and try to obtain a B-2 Visa to extend our stay to 6 months per calendar year. In the latter instance, do we buy a property or rent for 6 months? Hmmm, something else to ponder.
Anyway folks, thanks a bunch for all your helpful answers. I wish we could live amongst you all but it does seems that the US government are making it extremely hard for people of means and good intentions to do so. Again, thanks & goodbye for now, David
Anyway folks, thanks a bunch for all your helpful answers. I wish we could live amongst you all but it does seems that the US government are making it extremely hard for people of means and good intentions to do so. Again, thanks & goodbye for now, David
#57
Re: Retired UK citizens
Thereafter $50k/ year (average) for medical insurance and healthcare costs incl deductibles, copays, non-covered fees and non-covered drug costs (note: medical insurance typically does NOT cover all medical costs). Leaving $50k/yr to live on. Even if you buy a home for cash, allow, say $1k/ mth minimum for house costs- some combination of HOA or condo fees, taxes, repairs. For gas and electric think $300/ mth average year round minimum, with more for gas or electric (AC) depending on how far north/ south you live. Car insurance is probably going to start around 2k/yr/ vehicle, though that may drop to around half that after 3-4 yrs.
This is bare bones insurance and really not very good, but once the five years are up you can buy coverage from Medicare. Right now the cost is something over $400 a month, which is very reasonable by any standard.
#58
Re: Retired UK citizens
Just to clarify, because I didn't make this clear at the starting post, although we are retired, we are both in our late 50's NOT late 60's as one might have expected. We were fortunate enough to have been able to retire very early. Would this have an effect on medical health premiums which seem to be the main theme that is running through all postings on this matter. Cheers, David
We have paid for our own medical insurance in the years we have been here. As medical costs are tax deductible we keep good records of our expenses. My wife is diabetic and hence we buy her insurnace from the Oregon State high risk pool which charges normal rate plus 25%. In the 2012 tax year out total medical expenses, including insurance, co-pays, deductibles eye glass etc was $17,400. That was just for what I would call everyday health expenses, no hospital visits or stays.
#59
Forum Regular
Joined: Jan 2010
Location: Florida
Posts: 80
Re: Retired UK citizens
My wife and I retired to the US when I was 58 and she 56. We are now 65 and 63. She is a USC so getting a visa wasn't an issue.
We have paid for our own medical insurance in the years we have been here. As medical costs are tax deductible we keep good records of our expenses. My wife is diabetic and hence we buy her insurnace from the Oregon State high risk pool which charges normal rate plus 25%. In the 2012 tax year out total medical expenses, including insurance, co-pays, deductibles eye glass etc was $17,400. That was just for what I would call everyday health expenses, no hospital visits or stays.
We have paid for our own medical insurance in the years we have been here. As medical costs are tax deductible we keep good records of our expenses. My wife is diabetic and hence we buy her insurnace from the Oregon State high risk pool which charges normal rate plus 25%. In the 2012 tax year out total medical expenses, including insurance, co-pays, deductibles eye glass etc was $17,400. That was just for what I would call everyday health expenses, no hospital visits or stays.
#60
BE Forum Addict
Joined: Mar 2008
Location: Santa Cruz, CA
Posts: 4,913
Re: Retired UK citizens
As KCK_DR indicates you should now be able to get Medicare. You will have to pay the Part A premium (which is the part that most people get free) as well as the Part B premium and any additional supplement or advantage plan. Part A premium is about $450 per month, Part B is around $120 depending upon income, and the Supplement or Advantage plan can run anywhere from $0 to over $200 depending upon the plan, age, and state of residence.