New resident, car question

Old Jun 9th 2003, 2:20 pm
  #1  
Rattus The Rat
Guest
 
Posts: n/a
Default New resident, car question

Hi,

I will arrive in Dallas in August from Canada (by plane). On the day I'll
arrive, I will have no SSN, no appartment (but I will have a work address),
no bank account, no car, no TX driver's licence of course. I should rent a
car at the airport for the first days. I want to buy a car as soon as
possible though because I'm under 25 and renting will be expensive, how long
should I expect it to take until I can have my car and drive it legally
(registered, insured, texas drivers licence, etc.)? Any infos or advices
would be greatly appreciated.

RAT
 
Old Jun 9th 2003, 3:50 pm
  #2  
Justin Case
Guest
 
Posts: n/a
Default Re: New resident, car question

20 minutes around here!

On Mon, 9 Jun 2003 22:20:21 -0400, "Rattus the RAT"
wrote:

    >Hi,
    >I will arrive in Dallas in August from Canada (by plane). On the day I'll
    >arrive, I will have no SSN, no appartment (but I will have a work address),
    >no bank account, no car, no TX driver's licence of course. I should rent a
    >car at the airport for the first days. I want to buy a car as soon as
    >possible though because I'm under 25 and renting will be expensive, how long
    >should I expect it to take until I can have my car and drive it legally
    >(registered, insured, texas drivers licence, etc.)? Any infos or advices
    >would be greatly appreciated.
    >RAT
 
Old Jun 10th 2003, 2:36 am
  #3  
Cs
Guest
 
Posts: n/a
Default Re: New resident, car question

are you financing the car or paying cash?
if you pay cash I am sure it can take u 1hr to get the car, assuming u get a
nice dealer, but if u are financing, I assume you will need to wait till you
have a soc sec number, and then it might be hard since you wont have any
credit, but then you can always go to the places that say, "no credit, bad
credit, no problem!" but then I would never go to those places so watch out
before you make a big mistake!

"Rattus the RAT" wrote in message
news:[email protected]...
    > Hi,
    > I will arrive in Dallas in August from Canada (by plane). On the day I'll
    > arrive, I will have no SSN, no appartment (but I will have a work
address),
    > no bank account, no car, no TX driver's licence of course. I should rent a
    > car at the airport for the first days. I want to buy a car as soon as
    > possible though because I'm under 25 and renting will be expensive, how
long
    > should I expect it to take until I can have my car and drive it legally
    > (registered, insured, texas drivers licence, etc.)? Any infos or advices
    > would be greatly appreciated.
    > RAT
 
Old Jun 10th 2003, 4:17 am
  #4  
 
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Default Re: New resident, car question

I strongly recommend you check International Autosource for a car (phone NY 001 516 496 1816 www.intlauto.com. If you have no US credit history you will find it impossible to buy a car on credit. So long as you have a confirmed job to come to and you commit to a car BEFORE you l leave the UK they will sell you a Ford/GM/Chrysler (only) at the dealer price, and on manufacturer's credit terms - i.e. the same terms that the American public can get.

I got a car at 0% over 36 mths in December 2001 - 20% down, plus the sales tax, and 36 payments and the car is all mine! Among the cars that you would recognize is the Ford Focus which is a popular small (this is the US, remember) car right now, and much cheaper than in the UK - less than $10k plus tax for a ZX3 version right now!

Please note, this is not some "weird internet deal", Autosource specialise (mostly) in selling to the US armed forces, but have this sideline in selling cars to immigrants. Autosource is only the agent and my credit deal is with Ford Motor Credit - to which I send my monthly payment. E-mail me for more info if you don't believe me and you think that this deal is too good to be true.

Good luck!


You might also want to check this thread.
http://britishexpats.com/forum/showt...hreadid=156650 where I first posted the above answer.

Please note you do NOT need ANY US credit history to do this.

Last edited by Pulaski; Jun 10th 2003 at 5:31 am.
Pulaski is offline  
Old Jun 10th 2003, 4:25 am
  #5  
drk
Just Joined
 
Joined: May 2003
Posts: 11
drk is an unknown quantity at this point
Default Re: New resident, car question

I can also vouch for international autosource - i did the same thing when i first arrived; however mine was a 2 year lease rather than purchase.
you wont be able to collect the car though until you have your social security number (ask at the office for the phone number to get the SS number over the phone rather than waiting for it to arrive in the mail) and insurance. I think I managed to collect my car about 2 weeks after i arrived - and rented one until then (but it was more difficult being under 25yrs).
If you want to buy/lease through autosource you have to arrange it all before arriving in the US - a little tricky seeing as though you dont know what half of the cars are like, which is why i opted for a ford focus also!!

hope it all works out for you ..



Originally posted by Pulaski
I strongly recommend you check International Autosource for a car (phone NY 001 516 496 1816 www.intlauto.com. If you have no US credit history you will find it impossible to buy a car on credit. So long as at least one of you has a confirmed job to come to and you commit to a car BEFORE you l leave the UK they will sell you a Ford/GM/Chrysler (only) at the dealer price, and on manufacturer's credit terms - i.e. the same terms that the American public can get.

I got a car at 0% over 36 mths in December 2001 - 20% down, plus the sales tax, and 36 payments and the car is all mine! Among the cars that you would recognize is the Ford Focus which is a popular small (this is the US, remember) car right now, and much cheaper than in the UK - less than $10k plus tax for a ZX3 version right now!

Please note, this is not some "weird internet deal", Autosource specialise (mostly) in selling to the US armed forces, but have this sideline in selling cars to immigrants. Autosource is only the agent and my credit deal is with Ford Motor Credit - to which I send my monthly payment. E-mail me for more info if you don't believe me and you think that this deal is too good to be true.

Good luck!


You might also want to check this thread.
http://britishexpats.com/forum/showt...hreadid=156650 where I first posted the above answer.

Please note you do NOT need ANY US credit history to do this.
drk is offline  
Old Jun 10th 2003, 12:59 pm
  #6  
Elektros
Guest
 
Posts: n/a
Default Re: New resident, car question

I bought a car straight away. You don't need a US crdeit history, even
at the normal dealers. They explain this by saying the loan is secured
on the car.

drk wrote in message news:...
    > I can also vouch for international autosource - i did the same
    > thing when i first arrived; however mine was a 2 year lease rather
    > than purchase.
    > you wont be able to collect the car though until you have your social
    > security number (ask at the office for the phone number to get the SS
    > number over the phone rather than waiting for it to arrive in the mail)
    > and insurance. I think I managed to collect my car about 2 weeks after
    > i arrived - and rented one until then (but it was more difficult being
    > under 25yrs).
    > If you want to buy/lease through autosource you have to arrange it all
    > before arriving in the US - a little tricky seeing as though you dont
    > know what half of the cars are like, which is why i opted for a ford
    > focus also!!
    >
    > hope it all works out for you ..
    >
    >
    >
    > Originally posted by Pulaski
    > > I strongly recommend you check International Autosource for a car
    > > (phone NY 001 516 496 1816 www.intlauto.com. If you have
    > > no US credit history you will find it impossible to buy a car on
    > > credit. So long as at least one of you has a confirmed job to come
    > > to and you commit to a car BEFORE you l leave the UK they will sell
    > > you a Ford/GM/Chrysler (only) at the dealer price, and on
    > > manufacturer's credit terms - i.e. the same terms that the
    > > American public can get.
    > >
    > > I got a car at 0% over 36 mths in December 2001 - 20% down, plus the
    > > sales tax, and 36 payments and the car is all mine! Among the cars
    > > that you would recognize is the Ford Focus which is a popular small
    > > (this is the US, remember) car right now, and much cheaper than in the
    > > UK - less than $10k plus tax for a ZX3 version right now!
    > >
    > > Please note, this is not some "weird internet deal", Autosource
    > > specialise (mostly) in selling to the US armed forces, but have this
    > > sideline in selling cars to immigrants. Autosource is only the
    > > agent and my credit deal is with Ford Motor Credit - to which I
    > > send my monthly payment. E-mail me for more info if you don't believe
    > > me and you think that this deal is too good to be true.
    > >
    > > Good luck!
    > >
    > >
    > > You might also want to check this thread.
    > > ]http://britishexpats.com/forum/showt...readid=156650-
    > > [/url] where I first posted the above answer.
    > >
    > Please note you do NOT need ANY US credit history to do this.
 
Old Jun 10th 2003, 1:21 pm
  #7  
T R Pardoe
Guest
 
Posts: n/a
Default Re: New resident, car question

    > If you have no US credit history you will find it impossible to buy a car
on
    > credit.

This is not true. I am a Car Salesman for the largest single lot Ford dealer
in the US. Recently I sold & financed a $25,000 car to a recent arrival with
no credit history (a ghost) and no US driver's licence.

The trick is that you have to have cash down, preferably about 30% of the
total vehicle cost. It also helps if you can show an income, 3 pay slips is
a good start, or bank references.

It is better and easier to buy a car with no credit history than to try to
do the same thing with a bad credit history.
 
Old Jun 10th 2003, 3:18 pm
  #8  
Rattus The Rat
Guest
 
Posts: n/a
Default Re: New resident, car question

I'd pay cash, I'm more wondering what kind of delays I will face before I
can actually drive it (that means it has to be registered, insured...).

RAT
"CS" wrote in message
news:[email protected]...
    > are you financing the car or paying cash?
    > if you pay cash I am sure it can take u 1hr to get the car, assuming u get
a
    > nice dealer, but if u are financing, I assume you will need to wait till
you
    > have a soc sec number, and then it might be hard since you wont have any
    > credit, but then you can always go to the places that say, "no credit, bad
    > credit, no problem!" but then I would never go to those places so watch
out
    > before you make a big mistake!
    > "Rattus the RAT" wrote in message
    > news:[email protected]...
    > > Hi,
    > >
    > > I will arrive in Dallas in August from Canada (by plane). On the day
I'll
    > > arrive, I will have no SSN, no appartment (but I will have a work
    > address),
    > > no bank account, no car, no TX driver's licence of course. I should rent
a
    > > car at the airport for the first days. I want to buy a car as soon as
    > > possible though because I'm under 25 and renting will be expensive, how
    > long
    > > should I expect it to take until I can have my car and drive it legally
    > > (registered, insured, texas drivers licence, etc.)? Any infos or advices
    > > would be greatly appreciated.
    > >
    > > RAT
    > >
    > >
 
Old Jun 10th 2003, 4:09 pm
  #9  
Cs
Guest
 
Posts: n/a
Default Re: New resident, car question

typically you can insure it over the phone even right before u buy it, and
you can get the 30 day tag at the delaer where you buy it. So you could
theoretically get a car the day you arrive, but I would recommend checking
out a few places/making the dealer wait and go down on price. Also dont tell
the dealer you are buying cash right away or anything about your credit,
just say, yeah I might finance and I have good credit, supposedly the dealer
makes a lot of money from giving you a loan so they are more willing to go
down on price, if you say cash they know the only money they are getting
from you is whatever you pay, no interest, etc. Just wait till you get a
price down on paper and then say, I changed my mind, I wanna pay cash.



"Rattus the RAT" wrote in message
news:[email protected]...
    > I'd pay cash, I'm more wondering what kind of delays I will face before I
    > can actually drive it (that means it has to be registered, insured...).
    > RAT
    > "CS" wrote in message
    > news:[email protected]...
    > > are you financing the car or paying cash?
    > > if you pay cash I am sure it can take u 1hr to get the car, assuming u
get
    > a
    > > nice dealer, but if u are financing, I assume you will need to wait till
    > you
    > > have a soc sec number, and then it might be hard since you wont have any
    > > credit, but then you can always go to the places that say, "no credit,
bad
    > > credit, no problem!" but then I would never go to those places so watch
    > out
    > > before you make a big mistake!
    > >
    > > "Rattus the RAT" wrote in message
    > > news:[email protected]...
    > > > Hi,
    > > >
    > > > I will arrive in Dallas in August from Canada (by plane). On the day
    > I'll
    > > > arrive, I will have no SSN, no appartment (but I will have a work
    > > address),
    > > > no bank account, no car, no TX driver's licence of course. I should
rent
    > a
    > > > car at the airport for the first days. I want to buy a car as soon as
    > > > possible though because I'm under 25 and renting will be expensive,
how
    > > long
    > > > should I expect it to take until I can have my car and drive it
legally
    > > > (registered, insured, texas drivers licence, etc.)? Any infos or
advices
    > > > would be greatly appreciated.
    > > >
    > > > RAT
    > > >
    > > >
    > >
    > >
 
Old Jun 14th 2003, 2:21 pm
  #10  
Oldoak
Guest
 
Posts: n/a
Default Re: New resident, car question

Buy a used one & pay cash;
goto ebay.com to find one in the DFW area.

good luck.




In article ,
casolorz[rem]@hot[rem]mail.com says...
    >typically you can insure it over the phone even right before u buy it, and
    >you can get the 30 day tag at the delaer where you buy it. So you could
    >theoretically get a car the day you arrive, but I would recommend checking
    >out a few places/making the dealer wait and go down on price. Also dont tell
    >the dealer you are buying cash right away or anything about your credit,
    >just say, yeah I might finance and I have good credit, supposedly the dealer
    >makes a lot of money from giving you a loan so they are more willing to go
    >down on price, if you say cash they know the only money they are getting
    >from you is whatever you pay, no interest, etc. Just wait till you get a
    >price down on paper and then say, I changed my mind, I wanna pay cash.
    >"Rattus the RAT" wrote in message
    >news:[email protected]...
    >> I'd pay cash, I'm more wondering what kind of delays I will face before I
    >> can actually drive it (that means it has to be registered, insured...).
    >> RAT
    >> "CS" wrote in message
    >> news:[email protected]...
    >> > are you financing the car or paying cash?
    >> > if you pay cash I am sure it can take u 1hr to get the car, assuming u
    >get
    >> a
    >> > nice dealer, but if u are financing, I assume you will need to wait till
    >> you
    >> > have a soc sec number, and then it might be hard since you wont have any
    >> > credit, but then you can always go to the places that say, "no credit,
    >bad
    >> > credit, no problem!" but then I would never go to those places so watch
    >> out
    >> > before you make a big mistake!
    >> >
    >> > "Rattus the RAT" wrote in message
    >> > news:[email protected]...
    >> > > Hi,
    >> > >
    >> > > I will arrive in Dallas in August from Canada (by plane). On the day
    >> I'll
    >> > > arrive, I will have no SSN, no appartment (but I will have a work
    >> > address),
    >> > > no bank account, no car, no TX driver's licence of course. I should
    >rent
    >> a
    >> > > car at the airport for the first days. I want to buy a car as soon as
    >> > > possible though because I'm under 25 and renting will be expensive,
    >how
    >> > long
    >> > > should I expect it to take until I can have my car and drive it
    >legally
    >> > > (registered, insured, texas drivers licence, etc.)? Any infos or
    >advices
    >> > > would be greatly appreciated.
    >> > >
    >> > > RAT
    >> > >
    >> > >
    >> >
    >> >
 

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