Money into the US
#1
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Does anyone know if there is a limit to how much money you can bring in undeclared
#2
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$10000
Note there's no monetary penalty on bringing more in.
Andy.
--
I'm not really here - it's just your warped imagination.
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undeclared
Note there's no monetary penalty on bringing more in.
Andy.
--
I'm not really here - it's just your warped imagination.
>
undeclared
#3
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Judy wrote:
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See this link: http://www.customs.ustreas.gov/travel/travel.htm Pan down to the link
"moving to the United States" (middle section, left side)
According to what I read at the above link, you must declare over $10,000. There are
2 ways around this:
1. wire the money ahead of time to your fiance's/spouse's bank account in chunks of
under $10,000 each time and it will not be reported to the IRS (by law the banks
must report over $10,000)
2. Have your money made out to yourself in a cashier's check but don't sign it. Bring
the check in unsigned, and it is not money. After you enter, sign and deposit the
check (which turns it back into money again). This has been done successfully, and
does not have to be declared as money. Of course, anyone choosing this method
would surely protect such a check with his/her life, and carry it in personally in
a very secure place!
Alvena
===
I am not a lawyer and this is not legal advice; this is my personal opinion, posted
for the purpose of discussion only:
===
K-1 FAQ: http://www.k1faq.com Timelines: http://www.wkh.org/ A great K-1 Site:
http://pages.prodigy.net/alixtcat/immigrat.htm Marriage Visa Pages:
http://www.mindspring.com/~docsteen/...o/visainfo.htm
===
>
See this link: http://www.customs.ustreas.gov/travel/travel.htm Pan down to the link
"moving to the United States" (middle section, left side)
According to what I read at the above link, you must declare over $10,000. There are
2 ways around this:
1. wire the money ahead of time to your fiance's/spouse's bank account in chunks of
under $10,000 each time and it will not be reported to the IRS (by law the banks
must report over $10,000)
2. Have your money made out to yourself in a cashier's check but don't sign it. Bring
the check in unsigned, and it is not money. After you enter, sign and deposit the
check (which turns it back into money again). This has been done successfully, and
does not have to be declared as money. Of course, anyone choosing this method
would surely protect such a check with his/her life, and carry it in personally in
a very secure place!
Alvena
===
I am not a lawyer and this is not legal advice; this is my personal opinion, posted
for the purpose of discussion only:
===
K-1 FAQ: http://www.k1faq.com Timelines: http://www.wkh.org/ A great K-1 Site:
http://pages.prodigy.net/alixtcat/immigrat.htm Marriage Visa Pages:
http://www.mindspring.com/~docsteen/...o/visainfo.htm
===
#4
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I brought in well over 10K to the US and just had a cashier's cheque made out for the
amount, in my fiance's name...
J
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undeclared
amount, in my fiance's name...
J
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undeclared
#5
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[usenetquote2]> > Does anyone know if there is a limit to how much money you can bring in[/usenetquote2]
undeclared
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side)
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Hmm....
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This is known as "structuring," a federal crime punishable by up to 5 years in
federal prison.
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This is quite dubious. Anyone taking this advice risks seizure of the check. They'll
have to sue the US government to get it back. They also become subject to prosecution
for the crime of structuring.
VERY bad advice.
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[usenetquote2]> > Does anyone know if there is a limit to how much money you can bring in[/usenetquote2]
undeclared
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side)
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Hmm....
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This is known as "structuring," a federal crime punishable by up to 5 years in
federal prison.
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This is quite dubious. Anyone taking this advice risks seizure of the check. They'll
have to sue the US government to get it back. They also become subject to prosecution
for the crime of structuring.
VERY bad advice.
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#6
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Dave wrote:
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LInks regarding this please.
Alvena
===
I am not a lawyer and this is not legal advice; this is my personal opinion, posted
for the purpose of discussion only:
===
K-1 FAQ: http://www.k1faq.com Timelines: http://www.wkh.org/ A great K-1 Site:
http://pages.prodigy.net/alixtcat/immigrat.htm Marriage Visa Pages:
http://www.mindspring.com/~docsteen/...o/visainfo.htm
===
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LInks regarding this please.
Alvena
===
I am not a lawyer and this is not legal advice; this is my personal opinion, posted
for the purpose of discussion only:
===
K-1 FAQ: http://www.k1faq.com Timelines: http://www.wkh.org/ A great K-1 Site:
http://pages.prodigy.net/alixtcat/immigrat.htm Marriage Visa Pages:
http://www.mindspring.com/~docsteen/...o/visainfo.htm
===
#7
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Dave wrote:
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And, by the way, why did you not want this advice archived into Google? Is it not
worthwhile for others to read? alvena
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And, by the way, why did you not want this advice archived into Google? Is it not
worthwhile for others to read? alvena
#8
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Why would I want to sue the US Government for a piece of paper which is unsigned.
Instead of trashing this advice doofus why not provide us your thoughts on it?
Grinch
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Why would I want to sue the US Government for a piece of paper which is unsigned.
Instead of trashing this advice doofus why not provide us your thoughts on it?
Grinch
#9
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By law banks must report CASH transactions > $10,000. Wires/transfers from one bank
account to another are NOT cash transactions. You could transfer $1 million, and the
IRS would not be informed.
In any event, just because the IRS is informed does NOT mean any additional money is
taxed. Cash brought into or out of the U.S. is NOT taxed, regardless of amount.
Paulgani
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By law banks must report CASH transactions > $10,000. Wires/transfers from one bank
account to another are NOT cash transactions. You could transfer $1 million, and the
IRS would not be informed.
In any event, just because the IRS is informed does NOT mean any additional money is
taxed. Cash brought into or out of the U.S. is NOT taxed, regardless of amount.
Paulgani
#10
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[usenetquote2]> > 1. wire the money ahead of time to your fiance's/spouse's bank account in chunks[/usenetquote2]
[usenetquote2]> > of under $10,000 each time and it will not be reported to the IRS (by law the[/usenetquote2]
[usenetquote2]> > banks must report over $10,000)[/usenetquote2]
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years
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It's only structuring if it involves cash. Wires into bank accounts are NOT cash
transactions, and thus are not reported to the IRS regardless of amount!
[usenetquote2]> > 2. Have your money made out to yourself in a cashier's check but don't sign it.[/usenetquote2]
[usenetquote2]> > Bring the check in unsigned, and it is not money. After you enter, sign and[/usenetquote2]
[usenetquote2]> > deposit the check (which turns it back into money again).[/usenetquote2]
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Bullshit. You can bring in unsigned checks (cashier or otherwise) of any amount into
the U.S. You do not have to report non-cash transactions. Unsigned checks are NOT
considered cash. Signed checks are. Of course, why would you be so stupid to sign
(endorse) a check to yourself and carry it around. If you lost it, anyone could cash
it. You should sign (endorse) it only immediately prior to deposit.
Paulgani
[usenetquote2]> > of under $10,000 each time and it will not be reported to the IRS (by law the[/usenetquote2]
[usenetquote2]> > banks must report over $10,000)[/usenetquote2]
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It's only structuring if it involves cash. Wires into bank accounts are NOT cash
transactions, and thus are not reported to the IRS regardless of amount!
[usenetquote2]> > 2. Have your money made out to yourself in a cashier's check but don't sign it.[/usenetquote2]
[usenetquote2]> > Bring the check in unsigned, and it is not money. After you enter, sign and[/usenetquote2]
[usenetquote2]> > deposit the check (which turns it back into money again).[/usenetquote2]
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Bullshit. You can bring in unsigned checks (cashier or otherwise) of any amount into
the U.S. You do not have to report non-cash transactions. Unsigned checks are NOT
considered cash. Signed checks are. Of course, why would you be so stupid to sign
(endorse) a check to yourself and carry it around. If you lost it, anyone could cash
it. You should sign (endorse) it only immediately prior to deposit.
Paulgani
#11
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paulgani wrote:
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Paulgani, you may want to refer to this URL, which seems (to my uneducated mind) to
state that the CFR requires that banks must report **any** transaction from a foreign
bank which exceeds $10,000:
http://www.irs.ustreas.gov/basic/bus...t04/27703.html It
appears that this would include wire transfers. Alvena
===
I am not a lawyer and this is not legal advice; this is my personal opinion, posted
for the purpose of discussion only:
===
K-1 FAQ: http://www.k1faq.com Timelines: http://www.wkh.org/ A great K-1 Site:
http://pages.prodigy.net/alixtcat/immigrat.htm Marriage Visa Pages:
http://www.mindspring.com/~docsteen/...o/visainfo.htm
===
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Paulgani, you may want to refer to this URL, which seems (to my uneducated mind) to
state that the CFR requires that banks must report **any** transaction from a foreign
bank which exceeds $10,000:
http://www.irs.ustreas.gov/basic/bus...t04/27703.html It
appears that this would include wire transfers. Alvena
===
I am not a lawyer and this is not legal advice; this is my personal opinion, posted
for the purpose of discussion only:
===
K-1 FAQ: http://www.k1faq.com Timelines: http://www.wkh.org/ A great K-1 Site:
http://pages.prodigy.net/alixtcat/immigrat.htm Marriage Visa Pages:
http://www.mindspring.com/~docsteen/...o/visainfo.htm
===
#12
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I don't see that. I DO see that any U.S. resident is required to report to the IRS
the existence of any foreign bank accounts with a value of > $10,000. However, I
don't see that actual TRANSACTIONS need to be reported, unless, of course, they
involve cash > $10,000.
Paulgani
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[usenetquote2]> > It's only structuring if it involves cash. Wires into bank accounts are[/usenetquote2]
NOT
[usenetquote2]> > cash transactions, and thus are not reported to the IRS regardless of amount![/usenetquote2]
[usenetquote2]> >[/usenetquote2]
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http://www.irs.ustreas.gov/basic/bus...t04/27703.html
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the existence of any foreign bank accounts with a value of > $10,000. However, I
don't see that actual TRANSACTIONS need to be reported, unless, of course, they
involve cash > $10,000.
Paulgani
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[usenetquote2]> > It's only structuring if it involves cash. Wires into bank accounts are[/usenetquote2]
NOT
[usenetquote2]> > cash transactions, and thus are not reported to the IRS regardless of amount![/usenetquote2]
[usenetquote2]> >[/usenetquote2]
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http://www.irs.ustreas.gov/basic/bus...t04/27703.html
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#13
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Posts: n/a
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Here are some links proving Alvena's point(s).
According to US Customs: http://www.customs.gov/impoexpo/tips.htm
"Currency/Monetary Items. There is no limit on the amount of money (U.S. or foreign
currency), travelers' checks, money orders, or negotiable instruments in bearer form
that you may bring into or take out of the United States. A report, however, must be
filed with U.S. Customs at the time you arrive or depart with an amount that exceeds
$10,000, or the equivalent in foreign currency. A form will be provided to you for
this purpose."
http://www.customs.gov/impoexpo/tool...n01/outcur.htm "Q: What are the
currency reporting regulations?
A: According to 31 U.S.C. 5316,persons entering and exiting the United States must
declare all currency or monetary instruments of $10,000 or more. It is legal to
export any amount of currency; however, an amount above the reporting threshold
must be declared by completing a Customs Form 4790. No taxes or duties are
imposed. Undeclared currency in excess of $10,000 is subject to seizure. These
laws were enacted to deter the movement of proceeds from illicit activities, such
as drug trafficking. "
http://www.customs.gov/travel/currency.htm#top "There is no limitation on the total
amount of currency or other monetary instruments that may be brought into or taken
out of the United States, nor is it illegal to do so. However, any person who
physically transports, mails, or ships currency or other monetary instruments in an
aggregate amount exceeding $10,000 at one time from the United States to any foreign
place, or into the United States from any foreign place, must file a report with U.S.
Customs. This report is called the Report of International Transportation of Currency
or Monetary Instruments, Customs Form 4790. Likewise, any person who causes or
attempts to cause the physical transportation, mailing, or shipment of currency or
other monetary instruments in an aggregate amount exceeding $10,000 at one time from
the United States to any foreign place, or into the United States from any foreign
place, must also file a CF-4790. Furthermore, any person who receives in the United
States currency or other monetary instruments in an aggregate amount exceeding
$10,000 at one time which has been transported, mailed or shipped to such person from
any foreign place must file a CF-4790. These forms can be obtained at all U.S. ports
of entry and departure.
Monetary instruments include U.S. or foreign coins and currency, travelers checks,
money orders, investment securities in bearer form or in any other form such that
title thereto passes upon delivery, negotiable instruments (except warehouse receipts
or bills of lading) in bearer form or other form such that title thereto passes upon
delivery, and signed bank checks and money orders where the payee's name has been
omitted. However, the term "monetary instruments" does not include bank checks,
travelers checks, or money orders made payable to a named person but that have not
been endorsed or that bear restrictive endorsements. (Currency and Foreign
Transactions Reporting Act, PL 97-258, 31 U.S.C. 5311.) "
--
>
Steen's Visa Pages http://www.mindspring.com/~docsteen/...o/visainfo.htm
Newsgroup FAQ http://www.k1faq.com Immigration and Naturalization Service
http://www.ins.usdoj.gov {I am not a lawyer and this is not legal advice. For
reliable legal advice, please consult with a professional immigration attorney.}
>
[usenetquote2]> >[/usenetquote2]
[usenetquote2]> > This is known as "structuring," a federal crime punishable by up to 5[/usenetquote2]
years
[usenetquote2]> > in federal prison.[/usenetquote2]
[usenetquote2]> >[/usenetquote2]
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According to US Customs: http://www.customs.gov/impoexpo/tips.htm
"Currency/Monetary Items. There is no limit on the amount of money (U.S. or foreign
currency), travelers' checks, money orders, or negotiable instruments in bearer form
that you may bring into or take out of the United States. A report, however, must be
filed with U.S. Customs at the time you arrive or depart with an amount that exceeds
$10,000, or the equivalent in foreign currency. A form will be provided to you for
this purpose."
http://www.customs.gov/impoexpo/tool...n01/outcur.htm "Q: What are the
currency reporting regulations?
A: According to 31 U.S.C. 5316,persons entering and exiting the United States must
declare all currency or monetary instruments of $10,000 or more. It is legal to
export any amount of currency; however, an amount above the reporting threshold
must be declared by completing a Customs Form 4790. No taxes or duties are
imposed. Undeclared currency in excess of $10,000 is subject to seizure. These
laws were enacted to deter the movement of proceeds from illicit activities, such
as drug trafficking. "
http://www.customs.gov/travel/currency.htm#top "There is no limitation on the total
amount of currency or other monetary instruments that may be brought into or taken
out of the United States, nor is it illegal to do so. However, any person who
physically transports, mails, or ships currency or other monetary instruments in an
aggregate amount exceeding $10,000 at one time from the United States to any foreign
place, or into the United States from any foreign place, must file a report with U.S.
Customs. This report is called the Report of International Transportation of Currency
or Monetary Instruments, Customs Form 4790. Likewise, any person who causes or
attempts to cause the physical transportation, mailing, or shipment of currency or
other monetary instruments in an aggregate amount exceeding $10,000 at one time from
the United States to any foreign place, or into the United States from any foreign
place, must also file a CF-4790. Furthermore, any person who receives in the United
States currency or other monetary instruments in an aggregate amount exceeding
$10,000 at one time which has been transported, mailed or shipped to such person from
any foreign place must file a CF-4790. These forms can be obtained at all U.S. ports
of entry and departure.
Monetary instruments include U.S. or foreign coins and currency, travelers checks,
money orders, investment securities in bearer form or in any other form such that
title thereto passes upon delivery, negotiable instruments (except warehouse receipts
or bills of lading) in bearer form or other form such that title thereto passes upon
delivery, and signed bank checks and money orders where the payee's name has been
omitted. However, the term "monetary instruments" does not include bank checks,
travelers checks, or money orders made payable to a named person but that have not
been endorsed or that bear restrictive endorsements. (Currency and Foreign
Transactions Reporting Act, PL 97-258, 31 U.S.C. 5311.) "
--
>
Steen's Visa Pages http://www.mindspring.com/~docsteen/...o/visainfo.htm
Newsgroup FAQ http://www.k1faq.com Immigration and Naturalization Service
http://www.ins.usdoj.gov {I am not a lawyer and this is not legal advice. For
reliable legal advice, please consult with a professional immigration attorney.}
>
[usenetquote2]> >[/usenetquote2]
[usenetquote2]> > This is known as "structuring," a federal crime punishable by up to 5[/usenetquote2]
years
[usenetquote2]> > in federal prison.[/usenetquote2]
[usenetquote2]> >[/usenetquote2]
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#14
Guest
Posts: n/a
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>
[usenetquote2]> > This is known as "structuring," a federal crime punishable by up to 5[/usenetquote2]
years
[usenetquote2]> > in federal prison.[/usenetquote2]
[usenetquote2]> >[/usenetquote2]
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I have no idea what you mean. Maybe my newsreader marked it 'no-archive' by default.
I don't know.
You appear to be defending your advice by insinuating that I am trying to do
something under-handed. Bad form.
You advised people to commit a serious felony (structuring.) This makes all your
other advice suspect. This needs to be pointed-out.
[usenetquote2]> > This is known as "structuring," a federal crime punishable by up to 5[/usenetquote2]
years
[usenetquote2]> > in federal prison.[/usenetquote2]
[usenetquote2]> >[/usenetquote2]
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I have no idea what you mean. Maybe my newsreader marked it 'no-archive' by default.
I don't know.
You appear to be defending your advice by insinuating that I am trying to do
something under-handed. Bad form.
You advised people to commit a serious felony (structuring.) This makes all your
other advice suspect. This needs to be pointed-out.
#15
Guest
Posts: n/a
![Default](https://britishexpats.com/forum/images/icons/icon1.gif)
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Let's take a look.
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[snip]
['Stars' added for emphasis]
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form
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[More 'stars' for emphasis]
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So... Customs is saying 'monetary instruments' include 'travelers checks' and
'monetary instruments' DO NOT include 'travelers checks.'
Be careful, folks. The 'War on Drugs' takes no prisoners. If you feel comfortable
risking 5 years in a US gulag and/or having your unsigned monetary instrument seized
and trying to get it back (or replaced by the issuing financial institution -- 'Well,
American Express, you see, it was stolen ... well, not really stolen; you see, I
tried to bring it into Amerika unsigned and the border SS officer took it from me and
... uh... can ya just send me a replacement? Please?') then go right ahead.
Don't be deluded that you are entering a free country.
'What bankers should look for' --turning bankers into KGB informants:
http://www.occ.treas.gov/launder/orige.htm
Y2K-related crap, but very relevant to this discussion --NO CRIMINAL INTENT NECESSARY
FOR PROSECUTION FOR STRUCTURING:
http://www.the-moneychanger.com/html..._mistakes.html
'Without proper and centralized guidelines, federal prosecutors have become
indiscriminate in their "crackdown" characterizing many traditional, ordinary,
routine, banking or business transactions as "structuring" or "money laundering.'
http://www.pixi.com/~itmc/ActionsbyAACLJ.html
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endorsed
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[usenetquote2]> > Dave wrote:[/usenetquote2]
[usenetquote2]> > >[/usenetquote2]
[usenetquote2]> > > This is known as "structuring," a federal crime punishable by up to 5[/usenetquote2]
>
[usenetquote2]> > > in federal prison.[/usenetquote2]
[usenetquote2]> > >[/usenetquote2]
[usenetquote2]> > LInks regarding this please.[/usenetquote2]
[usenetquote2]> >[/usenetquote2]
[usenetquote2]> > Alvena[/usenetquote2]
[usenetquote2]> > ===[/usenetquote2]
[usenetquote2]> > I am not a lawyer and this is not legal advice; this is my personal opinion,[/usenetquote2]
[usenetquote2]> > posted for the purpose of discussion only:[/usenetquote2]
[usenetquote2]> > ===[/usenetquote2]
[usenetquote2]> > K-1 FAQ: http://www.k1faq.com Timelines: http://www.wkh.org/ A great K-1 Site:[/usenetquote2]
[usenetquote2]> > http://pages.prodigy.net/alixtcat/immigrat.htm Marriage Visa Pages:[/usenetquote2]
[usenetquote2]> > http://www.mindspring.com/~docsteen/...o/visainfo.htm[/usenetquote2]
[usenetquote2]> > ===[/usenetquote2]
Let's take a look.
>
[snip]
['Stars' added for emphasis]
>
>
>
>
form
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>
[More 'stars' for emphasis]
>
>
So... Customs is saying 'monetary instruments' include 'travelers checks' and
'monetary instruments' DO NOT include 'travelers checks.'
Be careful, folks. The 'War on Drugs' takes no prisoners. If you feel comfortable
risking 5 years in a US gulag and/or having your unsigned monetary instrument seized
and trying to get it back (or replaced by the issuing financial institution -- 'Well,
American Express, you see, it was stolen ... well, not really stolen; you see, I
tried to bring it into Amerika unsigned and the border SS officer took it from me and
... uh... can ya just send me a replacement? Please?') then go right ahead.
Don't be deluded that you are entering a free country.
'What bankers should look for' --turning bankers into KGB informants:
http://www.occ.treas.gov/launder/orige.htm
Y2K-related crap, but very relevant to this discussion --NO CRIMINAL INTENT NECESSARY
FOR PROSECUTION FOR STRUCTURING:
http://www.the-moneychanger.com/html..._mistakes.html
'Without proper and centralized guidelines, federal prosecutors have become
indiscriminate in their "crackdown" characterizing many traditional, ordinary,
routine, banking or business transactions as "structuring" or "money laundering.'
http://www.pixi.com/~itmc/ActionsbyAACLJ.html
>
endorsed
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[usenetquote2]> > Dave wrote:[/usenetquote2]
[usenetquote2]> > >[/usenetquote2]
[usenetquote2]> > > This is known as "structuring," a federal crime punishable by up to 5[/usenetquote2]
>
[usenetquote2]> > > in federal prison.[/usenetquote2]
[usenetquote2]> > >[/usenetquote2]
[usenetquote2]> > LInks regarding this please.[/usenetquote2]
[usenetquote2]> >[/usenetquote2]
[usenetquote2]> > Alvena[/usenetquote2]
[usenetquote2]> > ===[/usenetquote2]
[usenetquote2]> > I am not a lawyer and this is not legal advice; this is my personal opinion,[/usenetquote2]
[usenetquote2]> > posted for the purpose of discussion only:[/usenetquote2]
[usenetquote2]> > ===[/usenetquote2]
[usenetquote2]> > K-1 FAQ: http://www.k1faq.com Timelines: http://www.wkh.org/ A great K-1 Site:[/usenetquote2]
[usenetquote2]> > http://pages.prodigy.net/alixtcat/immigrat.htm Marriage Visa Pages:[/usenetquote2]
[usenetquote2]> > http://www.mindspring.com/~docsteen/...o/visainfo.htm[/usenetquote2]
[usenetquote2]> > ===[/usenetquote2]