Flabound oneday

[QUOTE=hotscot;11204548](And my Doctor actually had the audacity to suggest I drastically cut my drinking!)

QUOTE]

I hope you asked for a second opinion.

just adding to the debate, we pay approx. $400 per month for insurance through my wife's employer.....that's BCBS with low deductibles

property taxes are just on $3k a year (about to drop due to homestead)

and NO state income tax

kodokan

We pay around $530 a month (comes out of pretax wages) for health through hubby's work: family of 4, includes dental and vision, high deductible plan with excesses of about $3k individual and $6k family, from memory. Hubby's company, whilst probably continuing to call Obamacare socialist, contributes more towards the lower paid for the same care; there are three rates based on salary bands.

Out of pocket so far, in nearly 3 years, has been $113 for a check up and antibiotics for a kiddie ear infection; $191 for a consult with a cardio thoracic surgeon to tell us that nah, the dent in my son's chest is nothing to worry about; $1,800 braces for son, around $500 in various dental copays for hubby and me. Jabs and annual check ups are free. All payments come out of pretax HSA.

I ran us through healthcare.gov, and (given there's no subsidy on our income) was surprised to see that the monthly premium was oh, about what we already pay his company. I guess they're not really contributing that much for us, then.

Pulaski

Do you have a health savings account attached to your (high deductible) insurance?

kodokan

Yes, the company puts in $1k if we go for an annual physical and aren't overweight, have good blood work, etc (or fail, but agree to an improvement plan); we then fund the rest. We don't spend much, so it'll build up for when we're old.

Flabound oneday

I did a comparison on Obamacare, around $300 more but the deductibles were huge (around $12k)

scrubbedexpat099

There are other plans with lower deductibles.