Holiday Home visa

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Old Sep 17th 2019, 4:08 am
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Default Holiday Home visa

I was considering buying a small holiday home in the US (West Coast) for use under 180 days a year. I am retired.

I was looking at the visa options and I figure I would need a B2 to get 6 months (?). But I read that the B2 is issued, in terms of length, at the IOs discretion.

Do other holiday home owners have problems getting the visa for the full 6 months a year? I would hate to have the holiday home for 6 months a year and not be able to stay in it.
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Old Sep 17th 2019, 7:08 am
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Default Re: Holiday Home visa

Originally Posted by Rorypens
I was considering buying a small holiday home in the US (West Coast) for use under 180 days a year. I am retired.

I was looking at the visa options and I figure I would need a B2 to get 6 months (?). But I read that the B2 is issued, in terms of length, at the IOs discretion.

Do other holiday home owners have problems getting the visa for the full 6 months a year? I would hate to have the holiday home for 6 months a year and not be able to stay in it.
I thought you wanted to split your time between Asia and Europe and were looking at Portugal/Spain. Why suddenly the US? I would assume that it can be harder for people who fall under the Visa Waiver Program to get the B-2 Visa, but maybe I'm wrong.


The B-2 visa allows the applicant to reside in the U.S. for private or tourist purposes. In particular, people who do not qualify for the Visa Waiver Program (visa-free entry) due their nationality may be interested in applying for the B-2 visa.
The holder of a B-2 visa can stay for a maximum of 180 days per entry (several times consecutively or at a time). These conditions apply to all visits until the visa has expired. After that the person must reapply for the visa at their U.S. consulate.

B-2 visa holders who stay in the U.S. for longer periods of time and make frequent entries may experience additional difficulties at the border, especially if the U.S. border officials suspect that the visa holder no longer has strong ties to their home country.
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Old Sep 17th 2019, 7:43 am
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Default Re: Holiday Home visa

Originally Posted by Moses2013
I thought you wanted to split your time between Asia and Europe and were looking at Portugal/Spain. Why suddenly the US?
The tax bills are coming in high (very) so I am additionally also looking at a 3 country option to minimize taxation. Portugal/Spain is still my priorty.
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Old Sep 17th 2019, 7:57 am
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Default Re: Holiday Home visa

Originally Posted by Rorypens
The tax bills are coming in high (very) so I am additionally also looking at a 3 country option to minimize taxation. Portugal/Spain is still my priorty.
Of course it depends on exact area, but if you calculate all other costs (Insurance, utilities, food, travel) then the West Coast of US is certainly not a cheaper option.
And even when it comes to tax, I can't imagine that you'd be better off there. You said you are worried about your pension being taxed, but from which country do you receive a pension? You are basically paying thousands more for a third property and have even more costs.
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Old Sep 17th 2019, 8:30 am
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Default Re: Holiday Home visa

Originally Posted by Moses2013
You said you are worried about your pension being taxed, but from which country do you receive a pension? You are basically paying thousands more for a third property and have even more costs.
Yes very worried, I am having professional calculations done now for PT and SP but I am in the upper level tax brackets for SP and PT which are quite shocking rates compared to my current 0% (or even UK and USA tax rates for that matter). My pension is offshore but I have to keep an eye on the various residency tests in my planning. The more I dig into the planning the more I am interested in looking at every potential avenue that suits my criteria. I will prob end up coming back to my first plan but the planning is a journey I need to make ;+)
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Old Sep 17th 2019, 8:33 am
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Default Re: Holiday Home visa

A B2 for a retired person is not nearly as tough a get as it is for a working age VWP eligible person.
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Old Sep 17th 2019, 9:38 am
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Default Re: Holiday Home visa

Originally Posted by Rorypens
Yes very worried, I am having professional calculations done now for PT and SP but I am in the upper level tax brackets for SP and PT which are quite shocking rates compared to my current 0% (or even UK and USA tax rates for that matter). My pension is offshore but I have to keep an eye on the various residency tests in my planning. The more I dig into the planning the more I am interested in looking at every potential avenue that suits my criteria. I will prob end up coming back to my first plan but the planning is a journey I need to make ;+)
Easiest option is that you pick a nicer low cost area in the UK as your main residence and spend less than 6 months in Spain or Portugal. Anywhere in the UK for Spring and summer is ideal and just spend the winter months in Spain for example. You'll save hundreds of thousands on property alone, rather than buying 3 properties in high cost areas.
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Old Sep 17th 2019, 9:41 am
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Default Re: Holiday Home visa

Originally Posted by Moses2013
Easiest option is that you pick a nicer low cost area in the UK as your main residence and spend less than 6 months in Spain or Portugal. Anywhere in the UK for Spring and summer is ideal and just spend the winter months in Spain for example. You'll save hundreds of thousands on property alone, rather than buying 3 properties in high cost areas.
Thats actually excellent advice Moses. Thanks. Its been in the back of my head as well. The taxation is respectively low.

Last edited by Rorypens; Sep 17th 2019 at 9:49 am.
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Old Sep 17th 2019, 7:29 pm
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Default Re: Holiday Home visa

Originally Posted by Rorypens
Yes very worried, I am having professional calculations done now for PT and SP but I am in the upper level tax brackets for SP and PT which are quite shocking rates compared to my current 0% (or even UK and USA tax rates for that matter). My pension is offshore but I have to keep an eye on the various residency tests in my planning. The more I dig into the planning the more I am interested in looking at every potential avenue that suits my criteria. I will prob end up coming back to my first plan but the planning is a journey I need to make ;+)
I believe many retired Canadians use the B2 to live in Florida for the winter. If you have your assets offshore and tax seems to be your priority why would you not be looking to relocate to some low tax island somewhere warm?
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Old Sep 18th 2019, 3:43 am
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Default Re: Holiday Home visa

Originally Posted by tht


I believe many retired Canadians use the B2 to live in Florida for the winter. If you have your assets offshore and tax seems to be your priority why would you not be looking to relocate to some low tax island somewhere warm?
Actually I live in one now ;+) Small was good but "island fever" set in and I got frustrated with local cultural issues (sloppiness and corruption) in my little corner of the world. Now I see my dotage in some place bigger and with a degree of equality under the law. Thanks for the heads up on Canadians.
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Old Sep 18th 2019, 7:05 am
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Default Re: Holiday Home visa

I use the Esta. Stay for up to 90 days a few times per year.
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