The 'Jen1977au' thread
Mar 22nd 2010, 1:44 am
#151
BE Forum Addict
Joined: Jul 2007
Location: Brisbane
Posts: 2,949
Re: The 'Jen1977au' thread
We don't have current accounts in oz. They are all called savings accounts. I've rarely heard of anyone hitting cheque but I think it does the same as hitting savings. You hit the credit button if using a Visa Debit so that it doesn't count towards your transaction limit.
I reckon if buying a printer these days better to get a cheap laser rather than an ink one. A lot cheaper in the long run. Buy a separate scanner or cheap 3 in 1 just for scanning.
I reckon if buying a printer these days better to get a cheap laser rather than an ink one. A lot cheaper in the long run. Buy a separate scanner or cheap 3 in 1 just for scanning.
I can press Credit if I want my debit mastercard to be used like a credit card but I rarely do.
Mar 22nd 2010, 1:48 am
#152
'Made in Ulster' Member
Thread Starter
Joined: Dec 2008
Location: Brisbane, QLD. (Though an Ulster girl through and through!)
Posts: 6,578
Re: The 'Jen1977au' thread
I can only use my NAB Visa Credit by pressing credit, and to my despair (in Kmart anyways), I can't get 'cash back' or whatever they call it, by pressing credit, ARGHHHHHH!
Mar 22nd 2010, 8:53 am
#153
BE Enthusiast
Joined: Nov 2007
Posts: 646
Re: The 'Jen1977au' thread
strange , we have to hit credit when using our westpac card, still comes out of the account as normal but any other button comes back with the big decline!!
Mar 22nd 2010, 9:39 am
#154
Lost in BE Cyberspace
Joined: Dec 2008
Posts: 6,039
Re: The 'Jen1977au' thread
Strange. Most banks you just hit savings.
My understanding is that you are almost always better off hitting Credit unless you want some cash out. It comes out of your Debit Mastercard account in exactly the same way but doesn't count towards your free transaction limit for the month.
Mar 22nd 2010, 9:41 am
#155
Lost in BE Cyberspace
Joined: Dec 2008
Posts: 6,039
Re: The 'Jen1977au' thread
It is only Visa/Mastercard "Debit" cards that give you option to hit the Savings button in the supermarket and get cash back/cash out.
Mar 22nd 2010, 9:54 am
#156
'Made in Ulster' Member
Thread Starter
Joined: Dec 2008
Location: Brisbane, QLD. (Though an Ulster girl through and through!)
Posts: 6,578
Re: The 'Jen1977au' thread
If you haven't worked it out already "cash advances" on credit cards are only available through ATM's. And you get charged credit card interest straight away and sometimes a hefty fee.
It is only Visa/Mastercard "Debit" cards that give you option to hit the Savings button in the supermarket and get cash back/cash out.
It is only Visa/Mastercard "Debit" cards that give you option to hit the Savings button in the supermarket and get cash back/cash out.
Mar 22nd 2010, 10:07 am
#157
Lost in BE Cyberspace
Joined: Dec 2008
Posts: 6,039
Re: The 'Jen1977au' thread
Yeah it won't. When you hit Credit it's processed later through the credit card clearing system so the shop can't tell if you have the money in the bank to give it to you. Apologies if I'm just telling you stuff you already know.
Mar 22nd 2010, 10:23 am
#158
'Made in Ulster' Member
Thread Starter
Joined: Dec 2008
Location: Brisbane, QLD. (Though an Ulster girl through and through!)
Posts: 6,578
Re: The 'Jen1977au' thread
That's a bit mad, so what do I do? Cashback is handy, do I have to change my account or my bank?!
Mar 22nd 2010, 11:08 am
#159
Lost in BE Cyberspace
Joined: Dec 2008
Posts: 6,039
Re: The 'Jen1977au' thread
When using your Visa Debit just hit Savings and enter a pin when you want cash back. Then it will come straight out of your bank account. They just can't give it to you when you hit Credit.
Mar 22nd 2010, 1:24 pm
#160
Chan eil aon chànan gu le
Joined: Feb 2009
Location: On the ning nang nong
Posts: 22,437
Re: The 'Jen1977au' thread
I'm starting to volunteer with St Vinnies in June/July
I'm really looking forward to it.Lemmy know how you get on
Mar 23rd 2010, 3:24 am
#161
'Made in Ulster' Member
Thread Starter
Joined: Dec 2008
Location: Brisbane, QLD. (Though an Ulster girl through and through!)
Posts: 6,578
Re: The 'Jen1977au' thread
Brilliant, just secured some 'Teacher Aide' work for the next few weeks, it's better than nothing and will be quite refreshing to be in a classroom and not be the one whose in charge! BEEZER!!!
Mar 23rd 2010, 11:08 am
#163
BE Forum Addict
Joined: Nov 2006
Location: Buderim, Qld, Australia
Posts: 1,072
Mar 23rd 2010, 2:08 pm
#164
BE Forum Addict
Joined: Sep 2008
Location: Scotland-South Africa-Sunshine Coast
Posts: 1,333
Re: The 'Jen1977au' thread
Everything's falling into place heh Jen........you'll blink just now and have a full-time permanent job under your belt before long.There are only so many soapies and hours on FB/BE one can bare before boredom sets in lol.
Mar 23rd 2010, 10:39 pm
#165
BE Forum Addict
Joined: Jul 2007
Location: Brisbane
Posts: 2,949
Re: The 'Jen1977au' thread
Strange. Most banks you just hit savings.
My understanding is that you are almost always better off hitting Credit unless you want some cash out. It comes out of your Debit Mastercard account in exactly the same way but doesn't count towards your free transaction limit for the month.
My understanding is that you are almost always better off hitting Credit unless you want some cash out. It comes out of your Debit Mastercard account in exactly the same way but doesn't count towards your free transaction limit for the month.
A thing to note is some places charge you when your press credit instead of cheque or savings, Aldi for example charge 1%.