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Re: Struggling in the US
Originally Posted by Uncle_Bob
(Post 11209283)
35 hours of pouring coffee is tough work worthy of an employer not only paying you a salary but also covering you to the tune of $400 a month for healthcare benefits :confused: Do you people actually sleep with your head up your arse or what? :sneaky: Its easier than babysitting FFS.
The sense of entitlement needs to be left behind when leaving the UK for America. And rightly so :nod: Also, I wonder how and why 25 years of retail employment and you're only just finding it hard to manage? I can't imagine life in Mississippi, nor on a really low wage although it may be cheaper than, for example, California. I guess life continues on and we all plod along doing whatever it takes. |
Re: Struggling in the US
Originally Posted by Bob
(Post 11209215)
A friend did that, but they had to be there for a year before they kicked in...and they needed a average 35 hours a week which they weren't in reality able to get.
This was a couple years ago though, so might have changed and might not be as bad else where, but here it was hard to get the hours. |
Re: Struggling in the US
Originally Posted by elgin
(Post 11209038)
I read about people in the UK wanting to move to the US and I have lived here in the U.S for over 25 years. It's becoming more and more of a struggle. Granted I have no college education, neither does my husband so we both work retail, low paying jobs with no health insurance. Its seems to me that if you don't have a good paying job with health benefits one might be better off in the U.K. Anyone else in a similar position feel the same way?
Secondly if you want a good paying job without an education what's hot now is the oil and gas industry. North Dakota and South Texas are smoking. There's also an oil play going on in SW Mississippi near the Louisiana border. In the oil industry one can work 80 hours on 80 hours off so a lot of people commute where they are from. Thirdly, healthcare. In England one is expected to follow the rules, in America it's understood that there's exceptions to rules. The insurance companies have high premiums because lots of people get health care but are unable to pay for it so the hospitals sock it to the insurance companies. If you need to see a doctor go to your local emergency room, they are required to provide care. When they show you the bill tell them it's too expensive (which it will be). Ask them to reduce the bill and put you on a payment plan. Pay what you can. In America you can't be too scrupulous. England. Yes, in England if you're poor you can get counsel housing, free health care and a bit for food and maybe a beer or two at the pub. Just enough to exist but not a pence more. I was at a garden party in England a while back and I was talking to a guy who was well dressed (blue blazer and all that) well spoken, I thought I was talking to a CEO. I found out later through my wife that the guy has always lived in a counsel house and delivers pizza's part time. I was shocked. I came to the realization that they're probably all like that, able bodied men and women, well spoken, intelligent, wasting away in counsel houses. You pays your monies, you take your choice. |
Re: Struggling in the US
Originally Posted by elgin
(Post 11209204)
I think the Nanny state is good for some.... Here in the U.S I work hard. I work 2 jobs yet have no health insurance and with a chronic condition which requires frequent blood work and meds it seems unfair.. but I guess others would look at it, like that's your lot in life.
In your situation you would be eligible for subsidies and therefore pay a very low premium for a health plan. |
Re: Struggling in the US
Originally Posted by SanDiegogirl
(Post 11209325)
Have you looked at plans under the Affordable Care Act.
In your situation you would be eligible for subsidies and therefore pay a very low premium for a health plan. I suspect Mississippi was one of those states that tried to "not get the word out". They are also one of the states that did not expand Medicaid. |
Re: Struggling in the US
Originally Posted by Michael
(Post 11209382)
It may is too late now since open enrollment was until March 31. The date has been extended (1-2 weeks) for those that claim that they had problems enrolling so there still may be a possibility of signing up.
I suspect Mississippi was one of those states that tried to "not get the word out". They are also one of the states that did not expand Medicaid. Pro's and con's to both countries if poor. In Canada you won't have to worry about basic healthcare (but medication is generally not covered, and can be pricey, nor is vision, dental, and a few other things) but if you end up in the ER you won't get a bill which helps. Social housing here is about the same as the US, years long wait lists, and not really an option for most low income folks. The US has food stamp program. Canada well depending on where you live, if you can't afford food, you just go hungry. The food banks vary, some are weekly, some are monthly, and some twice a month, but most only provide 1-3 days of food. Min. wage is higher here, but so is the cost of everything, so while to someone in the US making 7.25/hr a 10.25/hr min. wage seems high, but you have to factor in the higher cost of everything, especially food, and the staples, some like milk can be double or more the price of the US. We too have an oil industry, but its not an option for most, and not nearly as easy to get a job in as people think it is. Education too is hard to get, its expensive, and if you have to work full-time is not an option really since few schools offer flexible programming and courses (such as evening and weekend) for working adults who have to work. Plain and simple, North America you need a decent income to have any sort of real quality of life. |
Re: Struggling in the US
Some council house tenants can spell.
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Re: Struggling in the US
Didn't someone on here say they paid more in UK taxes than they do for medical insurance in the US.
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Re: Struggling in the US
Originally Posted by Ruth16
(Post 11209689)
Didn't someone on here say they paid more in UK taxes than they do for medical insurance in the US.
I have said, on several occasions, that for me: UK(income tax+NI) > US(income tax+SS+medical insurance) by approximately 35%:25%. Property tax is roughly the same +/- $100. YMMV. |
Re: Struggling in the US
Originally Posted by SanDiegogirl
(Post 11209325)
Have you looked at plans under the Affordable Care Act.
In your situation you would be eligible for subsidies and therefore pay a very low premium for a health plan. |
Re: Struggling in the US
Originally Posted by Uncle_Bob
(Post 11209283)
35 hours of pouring coffee is tough work worthy of an employer not only paying you a salary but also covering you to the tune of $400 a month for healthcare benefits :confused: Do you people actually sleep with your head up your arse or what? :sneaky: Its easier than babysitting FFS.
The sense of entitlement needs to be left behind when leaving the UK for America. And rightly so :nod: I'm just responding to the post saying that it's offered and saying that it might be in theory, but in reality is harder to be eligible. I never said they got it free. FFS, read the post properly before going off on a rant. |
Re: Struggling in the US
Originally Posted by Bob
(Post 11210062)
You what?
I'm just responding to the post saying that it's offered and saying that it might be in theory, but in reality is harder to be eligible. I never said they got it free. FFS, read the post properly before going off on a rant. |
Re: Struggling in the US
Originally Posted by Uncle_Bob
(Post 11209283)
35 hours of pouring coffee is tough work worthy of an employer not only paying you a salary but also covering you to the tune of $400 a month for healthcare benefits :confused: Do you people actually sleep with your head up your arse or what? :sneaky: Its easier than babysitting FFS.
The sense of entitlement needs to be left behind when leaving the UK for America. And rightly so :nod: Many companies offer "benefits" on paper but reality is they can be hard to qualify for. I work in retail and technically they did offer benefits, but you had to work more then 37.5 hours a week, and well nobody worked that much, we always got 33, 32, 34, 36 week so they could honestly say we didn't qualify. Companies play dirty tricks to avoid having to actually provide the actual benefits. Management of course got their benefits, but it seems they are special and normal workers don't deserve the same. |
Re: Struggling in the US
Originally Posted by elgin
(Post 11209038)
I read about people in the UK wanting to move to the US and I have lived here in the U.S for over 25 years. It's becoming more and more of a struggle. Granted I have no college education, neither does my husband so we both work retail, low paying jobs with no health insurance. Its seems to me that if you don't have a good paying job with health benefits one might be better off in the U.K. Anyone else in a similar position feel the same way?
My born and bred US buddy struggled until he was 50. He did work in factories for around $400 week including Saturday. He then did a 2 year course for nursing. He now works on the mental health ward and earns $1500 week and gets health insurance. I suggest you and your husband take it in turns to learn. In 4 years time you could be bringing home $3000 week plus insurance. |
Re: Struggling in the US
Originally Posted by Pete H
(Post 11210253)
The reason people want to go back to the UK is because there ain't much love in the USA. The US is more of a sociopath culture.
My born and bred US buddy struggled until he was 50. He did work in factories for around $400 week including Saturday. He then did a 2 year course for nursing. He now works on the mental health ward and earns $1500 week and gets health insurance. I suggest you and your husband take it in turns to learn. In 4 years time you could be bringing home $3000 week plus insurance. |
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